24 April 2014

Innovation in Financial Services

Archive for: April, 2008
Dean ProcterTransinteract - Sydney

Ditch the cards and the card fraud is gone...

29 April 2008  |  4436 views  |  5  |  Recommends 0

The obvious solution would be to look for a substitute, rather than try and do the same old card thing. I think everyone is pretty convinced that we'd like to lose the cards, especially if it means losing the fraud, and it can. I don't know about you but I think the future is with mobiles and the card is in the past and I don't even see how anyone...

TagsCardsSecurity
Ross McGillTConsult Ltd - Yateley

A Review of Corporate Actions Automation

28 April 2008  |  4622 views  |  1  |  Recommends 0

Congratulations must go to Gary Wright who chaired the corporate actions automation conference in London week before last week. The conference did two things that are pretty rare these days. It actually did have dialogue between the panelists and the audience, due in no small part to Gary's forthright style of chairmanship. It also did an exce...

TagsPost-trade & opsWholesale banking
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Dean ProcterTransinteract - Sydney

How can Banks explore WEB 3.0 or whatever it's called?

28 April 2008  |  4146 views  |  0  |  Recommends 0

The questions a bank needs to ask include: Do our customers know enough about our products and services? The answer to this is always no. Can we handle some (possibly negative) feedbac...

TagsOnline bankingRetail banking
Dean ProcterTransinteract - Sydney

Confusion in the Mobile Payments Market

24 April 2008  |  3330 views  |  1  |  Recommends 0

I don't know whether to be concerned or pleased that 100 million of us may be paying by mobile by 2011. The Gartner report suggests that: wireless application protocol (WAP), - requiring software...

TagsPaymentsRetail banking
Dean ProcterTransinteract - Sydney

The 10 Inventions That Most Changed Retail Banking

20 April 2008  |  5894 views  |  1  |  Recommends 0

Here are some of the influential technologies and inventions which have each in their own way revolutionised the retail banking business in the last 1000 years. Money, guarantees and loans have been a...

TagsCardsRetail banking
Dean ProcterTransinteract - Sydney

Rival to Visa and Mastercard without cards? - Mobilisation

17 April 2008  |  3781 views  |  1  |  Recommends 0

Any new rival to Visa and Mastercard should seriously consider ditching the card concept altogether and utilising customer's mobile phones. A solution which didn't require the current EFTPOS system mi...

TagsCardsPayments
Dean ProcterTransinteract - Sydney

The Proof of Age Card is an improvement but...

16 April 2008  |  3480 views  |  0  |  Recommends 0

A great idea to have the proof of age card. At least you won't be able to use someone else's will you? I do think it's an good attempt at improvement, but it's a bit too much for status sensitive you...

TagsCardsRisk & regulation
Dean ProcterTransinteract - Sydney

Why we need to use mobile phones for ID

16 April 2008  |  5624 views  |  3  |  Recommends 1

It's pretty obvious really. The main reason is 'because we can'. Next comes 'because more people choose or aspire to carry one than other any item in history'. Mobile phones are becoming ubiquitous...

TagsOnline bankingRetail banking
Dean ProcterTransinteract - Sydney

I know I need 50 quid, do I need Paypal to buy a Vasco?

16 April 2008  |  2238 views  |  0  |  Recommends 0

Vasco selling readers on Ebay*? Last week they were giving them away to corporates, this week it's ebay. I suppose they'll find their market somewhere. Perhaps in the Collectibles category. I'm sorr...

TagsOnline bankingRetail banking
Dean ProcterTransinteract - Sydney

Credit customers want to use the online channel but..

12 April 2008  |  1860 views  |  0  |  Recommends 0

It's great news for FI's s that many customers want to use the online channel to manage their credit card account, apply for cards and we can assume generally do more business with their FI's. This p...

TagsCardsOnline banking
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