23 April 2014

Innovation in Financial Services

Archive for: February, 2013
Mukesh GuptaSAP India Pvt ltd - Bangalore

Idea for disruptive innovation in Banks

26 February 2013  |  4515 views  |  5  |  Recommends 0

There is a lot of discussions and activities around the revival of the good old ATM. Some are trying to make these machines more user centric like Wells Fargo. Some are trying to improve the overall user experience of the ATM like Diebold. However, the true question should be the following: "Do we even need an ATM? Is there a bette...

TagsCardsInnovation
Pat CarrollValidSoft - London

Is the Micro-merchant a new Threat?

25 February 2013  |  5082 views  |  0  |  Recommends 1

Is the Micro-merchant a new Threat? Safeguarding from micro-merchants’ fraud Making a payment to a plumber, window-cleaner or nanny – otherwise known as “micro-merchants” – couldn’t be easier or more convenient, thanks to innovative companies such as Square, Spindle and iZettle which have pioneered the dongle-based payment for mobile Retail Pay...

TagsCardsSecurity
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Bo HaraldZEF and Real Time Economy Program - Esbo

Virgin territory

23 February 2013  |  3641 views  |  0  |  Recommends 0

A lot of time and effort has been spent on automating manufacturing and logistics in large companies. Less has been spent on their administrative processes. Automation of SME administration and gover...

TagsMobile & onlinePayments
Bo HaraldZEF and Real Time Economy Program - Esbo

Is SME-sector competitiveness important?

22 February 2013  |  4017 views  |  0  |  Recommends 0

Is SME-sector competitiveness important? If governments consider SME-sector competitiveness important (65% of corporate turnover and all growth in employment come from them) they should do something a...

TagsMobile & onlinePayments
Alexander PeschkoffTEDIPAY - London

Chip-n-PIN: without the chip and without the PIN

18 February 2013  |  4584 views  |  1  |  Recommends 0

"EMV in the US" still seems to be a debate point. However, the potential far-reaching problem with EMV ("chip" cards) is deeper than its US roadmap. Big Fish, no chips Few people...

TagsMobile & onlinePayments
Bo HaraldZEF and Real Time Economy Program - Esbo

The biggest ever revolution in banking and beyond

18 February 2013  |  8505 views  |  1  |  Recommends 0

As I am now checking out from full time employment I take this opportunity to sum up what we (not I..) at Nordea, Tieto, the EC Expert Group on e-Invoicing, the Real Time Economy program, the Mobey Fo...

TagsMobile & onlinePayments
Bo HaraldZEF and Real Time Economy Program - Esbo

Established limited company - no paper

13 February 2013  |  3021 views  |  1  |  Recommends 0

As I plan to step down from full time employment at Tieto, but will continue as advisor in various projects I needed to establish a company of my own. Yesterday I thus logged in with my e-bank creden...

TagsMobile & onlineInnovation
Chris DunneVocaLink Limited - London

Where is all the cash going?

12 February 2013  |  3164 views  |  2  |  Recommends 0

According to the latest Bank of England statistical release, the amount of notes and coin in circulation is growing at about 4% a year. This has been pretty much the average growth rate over the past...

TagsPaymentsTransaction banking
Karl RiederGFT - London and Barcelona

Apple and the Future of NFC

12 February 2013  |  5513 views  |  2  |  Recommends 0

With the release last year of the iPhone5, Apple decided to pass on NFC, at least for now. Instead, they included Passbook, an app to store electronic coupons, vouchers, and boarding passes, which, us...

TagsMobile & onlinePayments
JP NicolsBank Innovators Council - Seattle

Five Shifts that Define the Future of Wealth Management

12 February 2013  |  2930 views  |  0  |  Recommends 0

Five massive foundational shifts are impacting financial service providers of all types, and they are impacting those that serve affluent clients in especially unique ways. According to a study by K...

TagsMobile & onlineRetail banking
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