22 July 2014

Business Knowledge for IT

Archive for: December, 2008
Marite FerreroCardSwitch Technology - London

Is the PEN mightier than the PIN?

15 December 2008  |  5066 views  |  2  |  Recommends 0

Despite chip and pin and its promise to secure card transactions, what makes the PEN still mightier than the PIN? The answer has something to do with interchange fees and security (zero liability for cardholders). Banks earn more when their cardholders use their cards with the PEN (signature) or when their cardholders use their debit cards as cred...

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