23 August 2014

Innovation in Financial Services

Archive for: November, 2008
József NyíriIND Group - Budapest

Web in cars - web banking in cars?

21 November 2008  |  3194 views  |  2  |  Recommends 0

Watching the answer of Mercedes to BMW's iDrive, I think the dashboard screen makes a perfect web-browsing interface. And if it is a simple web browser built-in, why not make an online banking clone for this "channel" as well? The challenge is to make use of the dial-like navigation device and how to input numbers with it. I wonder wh...

TagsOnline banking
Peter J CooperCooper Sydney - Sydney

Fragmentation Index - Congratulations Fidessa

21 November 2008  |  3964 views  |  0  |  Recommends 0

With the introduction of MIFID fragmenting liquidity was inevitable. Keeping a meaningful eye on it in a usable manner however is and will continue to be a challenge. Congratulations to Fidessa for making a start with a reasonable quality fragmentation index. I expect this will be the first of many such services. I predict over time we will also ...

TagsDealing roomsTrade execution
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Elton Canewriter & tech geek - Brisbane

Will government backers stifle innovation?

19 November 2008  |  2433 views  |  0  |  Recommends 0

Will state involvement in bank ownership stifle innovation at those groups that have taken bail-out money? As banks step back from serving the low end of the economy, which is perceived as too risky, ...

TagsRetail bankingWholesale banking
Dean ProcterTransinteract - Sydney

If I Wanted To Be A Bank Could I Have All Girls?

17 November 2008  |  5156 views  |  4  |  Recommends 0

I read Sriram's blog about having a dream - wanting to be a bank. It got me dreaming. If I wanted to be a bank who might I choose to run it? Being a bit of an alternative thinker I thought - who w...

TagsRetail banking
Dean ProcterTransinteract - Sydney

No Mobile Transactions, Hello Fee Per Month?

12 November 2008  |  3174 views  |  0  |  Recommends 0

I welcome confirmation of our own conclusions that customers want to use their mobile similarly to ATM usage patterns - primarily for balances. The transaction part they'll have to do without for the ...

TagsCardsRetail banking
József NyíriIND Group - Budapest

One device as bankcard and OTP generator

11 November 2008  |  5253 views  |  3  |  Recommends 0

I have found an image of the VISA PIN card, and generally I like the idea. Today I have to carry a bankcard and a token as well, and I'm afraid of losing one. If this offering is cheap enough, Vasco a...

TagsOnline banking
Dean ProcterTransinteract - Sydney

Have to watch those Aussies!

11 November 2008  |  2829 views  |  1  |  Recommends 0

I note that the new Visa card with built-in OTP generator hails out of Oz. It makes me proud. It already has a transmitter/receiver (of sorts) and a keypad - all it needs is a microphone and a few tw...

TagsCards
Nick OgdenNovmo.com - Jersey

Contactless payments, are we talking money?

10 November 2008  |  2548 views  |  0  |  Recommends 0

Contactless payments really seem to have exploded recently. In the past month alone, we have heard announcements from both MasterCard and Visa about trials they are conducting in cities such as Live...

TagsPaymentsRetail banking
Peter J CooperCooper Sydney - Sydney

Official: iPhone beats Crack

07 November 2008  |  2454 views  |  0  |  Recommends 1

Most people know the blackberry as the crackberry due to frequent addiction, sufferers sleeping with it under their pillow was not unusual. Now the real fun is starting with iPhone and Android coming...

TagsDealing roomsOnline banking
Dean ProcterTransinteract - Sydney

I didn't see that wad coming - it was before I was born!

06 November 2008  |  2593 views  |  0  |  Recommends 0

Security and authentication were only ever a spend if it involved cutting costs, either in the process itself, at the call centre, and as an after thought if fraud impacts on balances or the bank's ba...

TagsSecurityOnline banking
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