23 November 2014

Innovation in Financial Services

Archive for: October, 2011
Pat CarrollValidSoft - London

Mobile wallet - who and what will be a winner?

28 October 2011  |  5597 views  |  3  |  Recommends 0

This week, McKinsey and EFMA issued a report on the future of mobile banking in Europe. Is it a surprise? Not exactly. What strikes me about the report is that whilst banks admit that they are not investing enough they do recognise that mobile banking is the way forward and will become the service of choice amongst consumers. What also strikes ...

TagsSecurityMobile & online
Pat CarrollValidSoft - London

How to reap rewards of m-commerce growth

20 October 2011  |  4128 views  |  0  |  Recommends 0

A clutch of recent news stories makes all too clear the opportunities and the challenges of the mobile payments revolution. First up, research from Barclays Corporate forecasts that m-commerce in the UK will increase from £1.3bn in 2011 to £19.3bn in 2021, or from 0.5% of total retail sales to nearly 5%. That is a huge opportunity, and as m-commer...

TagsMobile & onlinePayments
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Brett KingMoven - New York

The biggest threats to the banking sector

19 October 2011  |  12322 views  |  4  |  Recommends 0

Recently I've been discussing with bankers, economists, strategists and futurists the future of the banking industry. At a time when we've got the likes of the"Occupation of Wall St" (#OWS)...

TagsMobile & onlineRetail banking
Karl RiederGFT - London and Barcelona

Banks Should Embrace NFC

17 October 2011  |  4534 views  |  1  |  Recommends 0

Of the three models that I described in my last blog – credits by invoice extension, virtual credit cards by application, and virtual credit cards by NFC – which would benefit banks most? As I alluded...

TagsOnline bankingMobile & online
Bo HaraldZEF and Real Time Economy Program - Esbo

Miserable public isolation - who is holding back?

13 October 2011  |  4479 views  |  0  |  Recommends 0

Who is holding back - governments or banks? Needed for accelerating citizens' use of government e-services: 1. That the public sector realizes that it is not the only service citizens use - and in fac...

TagsSecurityOnline banking
Mike KresseSunGard - Parsippany

The Role of ISOs in Leaving the Check Behind

12 October 2011  |  2698 views  |  1  |  Recommends 0

When we think about Leaving the Check Behind, many people do not realize what a critical role Independent Sales Organizations (ISOs) play. Card payments, and in particular single use virtual card paym...

TagsCardsPayments
Bo HaraldZEF and Real Time Economy Program - Esbo

Reflections on blogs and blogs

11 October 2011  |  1830 views  |  1  |  Recommends 0

I got the half a million pageview message and looked into what I wrote in early 2010: " "I have been writing blogs for about 3 years and it is helping me to get some messages and information...

TagsOnline bankingPayments
Pat CarrollValidSoft - London

What's really mind-boggling about the NY card-skimming fraud

10 October 2011  |  3560 views  |  4  |  Recommends 0

News that 111 people were arrested last week in New York in a US$13 million card fraud scam was a useful reminder of just how easy it still is to skim credit card details in the US. NYPD Commissioner ...

TagsCardsSecurity
Bo HaraldZEF and Real Time Economy Program - Esbo

What we would do differently today

08 October 2011  |  3019 views  |  0  |  Recommends 0

If launching e-Invoicing today: 1. The SME-sector’s organizations were not involved strongly enough in the beginning. They should have been co-owners of the productivity issue with e-invoicing and th...

TagsOnline bankingPayments
Pat CarrollValidSoft - London

Katie Price's plight highlights fraud dangers

07 October 2011  |  4198 views  |  0  |  Recommends 0

The credit card industry has certainly been in the news this week. First David Cameron nearly suggested that British consumers should pay down their credit cards – before his speech was hastily rewrit...

TagsCardsSecurity
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