In the last week or so we have seen announcements from PKO Bank Polski and Intesa Sanpaolo about their plans to roll out contactless to their customers, with PKO Polski reporting that 6 million cards will be replaced in the project. However, there do seem to be mixed views in the market about the short to medium term growth of contactless. While so...
What are Internet users doing on the net? A new study (Redera) produced the following for Finland: - looking for information 97% - e-banking 95% - customer feedback 76% - public sector services 71% - shopping 70% - inquiries (about merchandi...
In the previous post we've looked at mobile payments in a glance, why there's a huge chance today and what are the biggest challenges. In this post I will start diving deeper into them, and suggest a...
Innovations do not come from outer space - technology often comes - at least from space. There is a long way for new technology to become an invention, then give birth to a business idea which has th...
I have just been running a series of training courses in Johannesburg on various banking subjects and something that one of the course participants said really struck a chord in me and in the group th...
I’m interrupting my series of 2009 mega-trends and 2010 projections to discuss the current situation in cybercrime. What a crazy week. First Google says it is prepared to pull its business out of Chi...
This post is a first in a series I will be exchanging with Allison Miller, one of my esteemed colleagues in Paypal's Risk organization, in her reinstated blog. “Man may be defined as the animal that...
When we started e-banking back in -82 we saw it as a pyramid. A very broad base where customers do their everyday banking on PCs - checking balances, paying bills, getting notifications on direct debi...
In my first of three entries summarizing 2009 online fraud trends, I suggested that there had never been a better time to be a cybercriminal, and talked about the high grade Trojans currently availab...
Talking to friends in a party I had to hold myself from becoming too smuggy-smug-smug. Yep, the lot of "I'm too good for Mafia Wars" geeks fell prey to the eggplant-growing rhythm of Farmvi...
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