02 September 2014

Payments changing lives

Hari SubramanianWipro - Greater New York City

Ready for the Payment Paradigm Shift in Shopping?

19 June 2014  |  2183 views  |  2  |  Recommends 0

Historically, we have shopped with cash or cards. When we use cards (credit, debit, gift, prepaid, etc.) the focus has been on validating the originator. The merchant takes your details and goes to a network and says "X wants to pay me" and gets authorization that verifies the originator of the payment. This usually leads to a higher le...

TagsPaymentsTransaction banking
Hari SubramanianWipro - Greater New York City

Payment Security in USA through EMV or Mobile?

13 May 2014  |  1373 views  |  0  |  Recommends 0

Recent high profile data breaches at the POS and compromise of cardholder account data have certainly led to the popular notion that payment security at the POS needs to be tightened through EMV; no wonder, Target has announced plans for Chip and PIN EMV by partnering with Mastercard. Before spending some 8 B$ (according to Javelin Research) to ...

TagsPaymentsInnovation
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