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Ganesh Guruvayur

Corporate Account Takeover Protection - Do we know our customers well?

Should banks go alone in the fight against customer financial depredation? The answer lies in the multi dimensional collaboration that banks are ready to establish with their customers and with the ba...

13 Aug 2015
Ganesh Guruvayur

Putting the best 'card' forward - Payment Hub for Mobile Wallets??

In the electronic payments world, the complex maze of payment product processors in banks, each dedicated to a payment type, led to the evolution of an envelope layer that would sit behind all payment...

20 Jul 2015
Ganesh Guruvayur

Better citizenry on Payments Highway - In Pursuit of Network Quality

Denied payments - the duality of Risk and Expense For years banks have borne the brunt of returned payments. It is easy to agree that the happy path flow of a payment that travels with no manual inter...

07 Jul 2015
Ganesh Guruvayur

Regulatory Compliance - Upping the game

The glaringly average record on regulatory compliance front is beginning to be bugbear for banks. While the big banks usually are well equipped to take the onslaught of the ever changing regulatory re...

29 Jun 2015
Ganesh Guruvayur

Payments linked Credit Risk Monitoring and Control

Feeling the pressure of faster payments: With increased focus on faster payments, the time window for funds check based decisioning of payments is expected to get shorter just as for other categories ...

13 Jun 2015
Ganesh Guruvayur

Creating A Supply Chain Aware Payments Platform

Breaking the Mould – Creating a Supply Chain Aware Payments Platform Traditionally, payments processing has been subservient to many business domains such as Supply Chain Finance, Trade Finance, Integ...

13 Jan 2014
Ganesh Guruvayur

Centralized Payment Exception Management

Centralized Payment Exception Management – Why do banks need to care? Banking industry is witnessing a heightened search for efficiency in payments work stream. Payment strategists have carefully anal...

04 Jan 2014
Ganesh Guruvayur

Multi Banking - Domestic Environment

The recent Payment Survey conducted by gtnews discusses the number of banking partners that corporates deploy. On an average in North America, the number of banking relationships range from 1 to 4 whi...

02 Jan 2014
Ganesh Guruvayur

Partner Finance - Syndication in SCF

Partner Finance as a concept is the fall out of risk control measures set within banks that cap the exposures that the banks can take towards a borrowing entity. This is conceptually similar to consor...

02 Jan 2014
Ganesh Guruvayur

Creating Revenue from Corporate Payments Decision Support

Corporate Payments are characterized by large value and time sensitivity unlike retail payments that are low value and non urgent. The large value of corporate payments makes it mandatory to ensure th...

02 Jan 2014
Ganesh Guruvayur

Challenges around STP in Payments

Challenges around STP in Payments Straight Through Processing (STP) has gained prominence in the world of electronic payments, with banks the world over, closely analyzing their payment processes to e...

02 Jan 2014

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