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Scott Dawson

Scott Dawson CEO at DECTA

Innovation doesn’t necessarily mean progress

In 2013, Google launched an ambitious and attention-grabbing experiment: Google Glass. Marketed as a glimpse into the future, it promised a seamless blend of digital and physical reality through an augmented-reality headset. Journalists were enthusiastically promoting it as early as 2012, and by the time its soft launch came around industry obser...

/payments /inclusion

Adam Preis

Adam Preis Global Strategist at Ping Identity

Embedded Finance Is Booming—But Third-Party Access Could Break It

Without the right identity foundation, your partnerships become your weakest link Embedded finance is no longer on the horizon, it’s here, and it’s redefining how consumers and businesses interact with financial services. From retail apps offering one-click loans to HR platforms integrating earned wage access, the experience is fast, seamless, and...

/security /identity Embedded Finance

Alex Rees

Alex Rees Information Technology at Facctum

The AML Compliance Gap in Real-Time Payments

As real-time payments accelerate globally, from the UK’s Faster Payments to the EU’s Instant Payments Regulation, banks are racing to keep up. But while the rails are fast, the compliance systems riding them often aren’t. Beneath the surface of instant settlement lies a growing, under-reported risk: the widening gap between payment speed and fi...

/payments /regulation RegTech

Frank Moreno

Frank Moreno CMO at Entersekt

Trusted devices and silent signals could help FIs improve fraud protection

Financial institutions face a growing challenge in protecting customer assets while maintaining a seamless banking experience. And, as victims of Account Takeover (ATO) fraud continue to grow, the challenge is no longer just about preventing fraud, it's about restoring customer confidence in a digital landscape where trust has become the most valu...

/security /retail Transaction Fraud Systems and Analysis

Pete McIntyre

Pete McIntyre Financial Services Director at Planixs

From Regulation to Resilience: Why the ECB’s Intraday Liquidity Guidelines Signal a Strategic Shift

In a precarious world of real-time payments, fintech disruption, and global economic uncertainty, liquidity has been elevated from a balance sheet metric to become a frontline operational challenge. The European Central Bank’s (ECB) recent guidelines on intraday liquidity risk management are a response to this shift. Far from adding bureaucratic ...

/regulation /wholesale Treasury Technology

Siobhan Byron

Siobhan Byron EVP, Universal Banking at Finastra

Banking ecosystems (part 2): Cultivating people power through strong leadership and partnerships

In part one of this blog series, I explored how banks can embrace ecosystems to drive innovation while maintaining strategic control - highlighting the importance of governance, partner alignment, and risk management. In this second part, while its clear technology underpins a successful ecosystem, I’ll discuss the crucial role that people and

Banking

Paul Quickenden

Paul Quickenden Chief Commercial Officer at Easy Crypto

Stablecoins, smart contracts and the rise of more intelligent cash

Fintechs already have the talent, the ingenuity and after a decade of challenger success with innovations like Wise’s borderless accounts, Stripe’s one-click checkout and Revolut’s multi-currency wallets - the credibility to reshape finance on a global stage. Those breakthroughs gave consumers faster payments and slicker front-ends; but let’s call...

/payments /crypto

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

How UPI and Digital Payments Are Powering Eco-Tourism and Offbeat Travel in India

In a country where cash once reigned supreme, India’s digital payment revolution is quietly transforming the way people experience travel, especially in its most remote and untouched corners. From riverside camps in the Northeast to homestays nestled in the Himalayas, the rise of UPI and other digital payment systems has opened new doors for trave...

/payments

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

Why Health Insurance Is Your Smartest Financial Move

Alright, let's chat about something super important for your money, something many of us just see as a "have to have" but is actually a "must have" for smart financial living. We're talking about health insurance. Now, I know what you might be thinking: "Health insurance? That's just for when I get sick, right?" And ye...

Digital Insurance Trends

Alex Ford

Alex Ford President, North America and Chief Revenue Officer at Encompass | RegTech Association | Women in RegTech

Build, buy, or blend? Rethinking KYC strategy in modern banking

For years, banks have debated whether to build their own Know Your Customer (KYC) systems or invest in third-party solutions. But that binary choice is evolving with a new opportunity emerging in the form of blended KYC. A hybrid approach offers the best of both worlds: the control and flexibility of in-house systems combined with the speed and aut...

/regulation /identity

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