Join the Community

24,370
Expert opinions
40,842
Total members
340
New members (last 30 days)
243
New opinions (last 30 days)
29,362
Total comments

Latest expert opinions

clear
clear
Shikko Nijland

Shikko Nijland CEO at INNOPAY Oliver Wyman

We must accept (Agentic) AI Drift as inevitable cost of adaptability in random world.

(Agentic) AI Drift is inevitable cost of adaptability in random world. Experts have spent years preparing for “AI drift,” usually defined as models losing accuracy over time. This definition made sense when AI was mostly predictive and static. But the industry is now entering a different regime: agentic AI — systems that observe, interpret, update,...

/ai /payments Fintech

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Have your say in EU

I just published this in the EU Have your Say: A crystallisation of the steps is needed: 1. The base for progress in all areas is the Trust Infrastructure. Getting the EBWs from the markets and with them the general-purpose EUDIWs and AI-agents in test use before dead lines. 2. To motivate fast wallet deployment and frequent use there mu

/ai /identity Innovation in Financial Services

Shushant Sudarshan

Shushant Sudarshan Executive at Appinventiv

Top 10 Software Development Companies in Canada (2025 Guide)

Canada has rapidly become a global hub for digital transformation and next-generation technology services. From AI to enterprise software, cloud modernization to mobile app development, Canadian businesses are increasingly partnering with world-class software development firms to build scalable and future-ready digital products. If you are plannin...

Mohit Agarwal

Mohit Agarwal Director, Strategy and Innovation at SustainoMetric

Can You Be Sure? Identifying and Mitigating Risks in the Harder-to-Reach Parts of Your Supply Chain

An Objective Examination of Due Diligence Beyond Tier 1 The Illusion of Visibility For decades, most corporations have focused their regulatory efforts and compliance teams on establishing robust due diligence protocols for their direct, Tier 1 suppliers. This immediate level of control, however, often fosters an illusion of control that fundament...

Dmytro Spilka

Dmytro Spilka Director and Founder at Solvid, Coinprompter

European Fintech Draws in Investors Seeking Refuge From Wall Street’s AI Bubble

As fears on Wall Street mount over the sustainability of the AI boom, Europe’s fintechs are showing their worth. Recently, WIRED author Brian Merchant spoke to University of Maryland economists Brent Goldfarb and David A. Kirsch, who devised their own scale for assessing whether certain innovations led to a market bubble. The economists analyzed ...

/ai

Konstantin Dubovitskiy

Konstantin Dubovitskiy Sr. Account Executive at Checkbook.io

ISO 20022, ISO 8583 and STP

This article will cover the message standards used to communicate information about payments. What kind of information can be included in those messages, what are the requirements, which operators are using this standard, who is lagging behind and why it might be important to you. Spoiler - it might not be important for your day-to-day w...

/payments /regulation Frictionless Payments

Sanju Biswas

Sanju Biswas Marketing Head at Abhiloans

What Are Hidden Website Threats? How to Detect and Prevent Them?

Website security is no longer just a technical concern but a crucial component of operations and the digital presence of any business. Since many companies rely on online platforms to make transactions or manage sensitive information, it is critical to keep them secure. With the risk of increasing cyberattacks and data breaches, these can lead to ...

Utsav Shah

Utsav Shah CEO at Kaaj

The Age of Agentic AI: Why Small Business Lending Needs More Than Just Automation

While much of the financial industry’s AI conversation has focused on large language models and basic automation, Utsav Shah explores what comes next: agentic AI systems that can reason, produce decision ready analysis, and take action across workflows and why they’re essential to solving the economics of small-dollar business lending. Generative

/ai /retail Banking and Lending Solutions

Alexander Parker

Alexander Parker CTO at eflow Global

Cutting through the noise: How AI can reduce false positives in trade surveillance

False positives have long been one of the biggest challenges in trade surveillance, overwhelming compliance teams with alerts that don’t reflect genuine threats, but still need to be investigated as if they do. AI offers a way to cut through that noise – not by replacing human analysts, but by enhancing their ability to focus on what really matter...

/ai /regulation

Cian Fernando

Cian Fernando CEO at Aqua Global Solutions

2026 in Banking: Cross-Border Disruption and the Fight Against Fraud

From the rise of neobanks and stablecoin-based payments to the pressure of T+1 settlements and ISO 20022 compliance, 2026 will challenge banks to adapt or risk falling behind. Banks that move early and invest in more agile, interoperable systems will be far better positioned to meet these challenges while strengthening both customer trust and ...

/predictions

Now Hiring