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Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

When Old Models Fail: How NEAT Could Redefine Finance in a Chaotic World Order

With wars, pandemics, and political upheavals reshaping global finance, traditional models fall short. NEAT offers resilience in a world where adaptation is the only survival strategy A World Where Old Models Don’t Work. In a world of active war zones, rising geopolitical tensions, the memory of the recent pandemic, and widespread political disrupt...

/ai /wholesale

David Gallihawk

David Gallihawk Chief Product Officer of Business Information at Experian UK&I

Business credit scores hold steady amid economic headwinds

The UK’s business ecosystem is once again at a crossroads. After a strong start to 2025, economic momentum has slowed. Inflation rose to 3.6% in June, GDP contracted for a second consecutive month, and business confidence remains subdued ahead of the Autumn Budget. SMEs are feeling the pressure, from tax adjustments to global trade disruptions, bu...

/startups

Yaacov Martin

Yaacov Martin CEO and Founder at Jifiti

Why Banks Must Rethink Lending Across Every Channel

The era of the branch-based loan is over. The slow, fragmented process of traditional lending has been replaced by a digital-first landscape where fintechs have set a high bar for speed and convenience. Yet the real opportunity for banks lies in a new chapter of lending, one defined by strategic optionality. The global embedded finance market, v...

Chris Holmes

Chris Holmes Managing Director at PayTech Consulting

How confident are you in your data? Is your data quietly sabotaging your business?

In the Big Data era, data has become digitised and we now have access to larger data sets. As technology has advanced, we have moved from an age that focused solely on data volume, velocity and variety to one that is now focused on empowerment; the fusion of big data with AI and machine learning has democratised data access and spearheaded the gro...

/payments /retail

Yamen Bousrih

Yamen Bousrih Manager Business Expert at Vermeg

The Eurosystem Collateral Management System : From Vision 2020 to Reality !

On June 16th, 2025, the Eurosystem Collateral Management System (ECMS) officially went live. A major milestone for the European financial infrastructure and a personal achievement for me as well. Having been involved in this transformative project from its early stages from the Vendor side I’d like to take a moment to reflect on this journey and ...

/payments /markets Banking

Stuart Evans

Stuart Evans Chief Economist at Fastmarkets Carbon

Why carbon credit quality is now driving corporate strategy

In Indonesia, a peatland forest area as large as Greater London is being protected through initiatives that reduce wildfire risk and create economic opportunities for local communities, helping to curb deforestation. These efforts are financed through carbon credits, with recent buyers paying more than $10 per tonne of carbon to support conservati...

/sustainable /markets

Amr Adawi

Amr Adawi Co-Founder and CEO at MetaWealth

What Project Guardian Reveals About Institutional Adoption of Tokenization

When the Monetary Authority of Singapore (MAS) launched Project Guardian in 2022, the goal was clear: test whether tokenization could deliver measurable improvements in efficiency, liquidity and transparency across capital markets. Three years on, the initiative has expanded into a global network of more than 40 institutions and regulators, produc...

/regulation /wealth Innovation in Financial Services

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Top 7 Challenges Banks Face in Cross-Border Remittances – And How to Fix Them

Cross-border remittances are growing fast; it doesn’t take a genius to say this. In 2024 alone, global remittance flows reached $860 billion, according to the World Bank. That’s a massive number. But here's the catch: most banks still struggle to keep up with user demands. Why? Because the remittance landscape has changed, while many systems hav...

/retail /inclusion

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The First Line of Defense: Tackling Scams Before Transactions

In my blog "The Missing Link in Fraud Prevention: Real-Time Customer Dialogue" (https://bankloch.blogspot.com/2025/06/the-missing-link-in-fraud-prevention.html) I argued for moving fraud checks earlier in the payment flow. Rather than waiting until a customer has signed and submitted a payment, banks should interact during the initiatio

/retail /crime Exposing Financial Crime

Parminder Saini

Parminder Saini CEO at Triple Minds

How Positive vs Negative Testing Enhances Mobile Banking User Experience

Mobile banking has revolutionized the financial services industry, offering customers 24/7 access to accounts, payments, and investments from their fingertips. With millions relying on mobile apps for sensitive financial transactions, ensuring flawless functionality and top-tier security has become essential. A single bug or unexpected failure can...

/ai Fintech innovation and startups

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