29 March 2015

Beyond TEDIPAY

Alexander PeschkoffTEDIPAY - London

What's up, doc?!

13 February 2015  |  1326 views  |  1  |  Recommends 0

It's been a while since I blogged here at Finextra. Several of my regular followers were curious as to why I am staying below the radar. Firstly, we are nearing the launch of MultiPass pilot with a major transport operator in London, and 24 hours in a day is simply not enough. (Cannot say more here due to Finextra rules.) We are also in the proce...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

How Barclays 'borrowed' my children's money

03 December 2014  |  2197 views  |  3  |  Recommends 0

My children, four and six, are lucky to have a full set of grandpas and grannies, who spoil them with presents and some "monetary contributions". In fact, over the last few years the little ones squirreled away between them over three thousand pounds that was safely stashed in Barclays' special "Children's Savings Account". Or ...

TagsMobile & onlineRetail bankingGroupInnovation in Financial Services
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Alexander PeschkoffTEDIPAY - London

To those who still don't get it...

09 September 2014  |  2768 views  |  0  |  Recommends 1

It's been a while since I blogged here at Finextra (for many reasons)... Today is a special occasion. The day Apple (and I) said "FU!" (You'll understand the context better if you glance thr...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Cash is king, but of which kingdom?..

09 June 2014  |  3431 views  |  2  |  Recommends 1

It was interesting to see many Finextra readers defending cash. Most arguments in favour of cash are based on sentiments, rather than hard facts. The best authority on that subject, IMHO, is Dave Bir...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Checking my crystal balls

02 June 2014  |  1934 views  |  1  |  Recommends 0

Summer is upon us, and it's time to do mid-year revision of my predictions for 2014 (last year I got 6 out 7 right). Wearables - tick Samsung's Gear 2, Moto 360 by Motorola, G watch by Google (develo...

TagsPaymentsInnovationGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Apple's Siri - iPhone security hole

23 May 2014  |  3590 views  |  2  |  Recommends 0

Spear phishing is a powerful fraud technique. The objective is to get sensitive/confidential data which can then be used to mount at attack. A combination, for example, of my home and mobile numbers, ...

TagsSecurityPaymentsGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Colonic irrigation for payments

04 April 2014  |  1854 views  |  1  |  Recommends 0

We have always had two different payment flows without realizing it: pull and push. "Pull" flow is your in-store payment - merchant makes a request for payment, "pulls" payment cr...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

What Steve Jobs knew back in 1984 and why that matters today

10 March 2014  |  4274 views  |  1  |  Recommends 0

Mobile payments. HCE. Mobile wallets. Wearables. This launch, that announcement. Blah, blah, blah... There is so much overlapping noise, confusion and lack of any clear direction in the market right n...

TagsPaymentsInnovationGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Bitcoin's problem No.1

10 February 2014  |  2342 views  |  0  |  Recommends 0

Security flaw(s) and other related issues apart, Bitcoin has one fundamental problem - its proponents position it as digital currency. Sure, some of the high-profile VCs do highlight BTC's potential...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Bitcoin vs real life

29 January 2014  |  3486 views  |  6  |  Recommends 2

Heated polar debates over Bitcoin are in full swing. Even the banking community, let alone non-fin companies, are divided in their opinion. With over 80 (!) competitors and wannabes, Bitcoin is not t...

TagsVirtual currencyPaymentsGroupInnovation in Financial Services
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