07 February 2016

Beyond TEDIPAY

Alexander PeschkoffTEDIPAY - London

Blockchain for blockheads - Distributed Ledger for Dummies in five minutes

02 February 2016  |  2213 views  |  0  |  Recommends 0

Food for thought for those in a hurry: why doesn't a card payment terminal need to check with all other terminals worldwide that your card is genuine?.. Bitcoin hype seems to be superseded by its blockchain flavour. Bitcoin start-ups still raise money, so do blockchain ones - it's tempting to chase unicorns in the "rocket science" area fe...

TagsVirtual currencyStart upsGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Fancy a quickie?

21 November 2015  |  1364 views  |  0  |  Recommends 0

Tinder, 3nder, schminder. Welcome to the new world where non-committal promiscuity is the norm of the day (if not de rigueur), both in personal life and in business. Welcome to the "tinder" world with "tinder" business models. One could say it all started with the "liberation of women" - being less dependent on men (h...

TagsInnovationStart upsGroupInnovation in Financial Services
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Alexander PeschkoffTEDIPAY - London

Samsung Gear S2: a hairpin bend that throws Apple into the second position

05 September 2015  |  1769 views  |  0  |  Recommends 0

My hat off to Samsung. Those familiar with my blogs know that I am more likely to dish out harsh blunt criticism than a praise. Not this time (well, almost). Executive Summary For those in a hurry: wi...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Apple Pay: the good, the bad and the... roadmap

16 July 2015  |  2705 views  |  1  |  Recommends 0

So, Apple Pay is finally here. Let me cut to the chase. The good Well done, Apple! Kudos for showing the way. Amazing antenna performance, thanks to AMS booster (that has now been dropped in favour of...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

What is bPay's business model?

10 July 2015  |  2036 views  |  0  |  Recommends 0

When Google first launched Google Wallet, they allowed users to link to it any card of their choice. I explained why that approach was not sustainable long-term. I have a deja vu now with Barclays' ...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

How Barclays 'borrowed' my children's money

03 December 2014  |  2643 views  |  3  |  Recommends 0

My children, four and six, are lucky to have a full set of grandpas and grannies, who spoil them with presents and some "monetary contributions". In fact, over the last few years the little ...

TagsMobile & onlineRetail bankingGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Cash is king, but of which kingdom?..

09 June 2014  |  3876 views  |  2  |  Recommends 1

It was interesting to see many Finextra readers defending cash. Most arguments in favour of cash are based on sentiments, rather than hard facts. The best authority on that subject, IMHO, is Dave Bir...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Checking my crystal balls

02 June 2014  |  2463 views  |  1  |  Recommends 0

Summer is upon us, and it's time to do mid-year revision of my predictions for 2014 (last year I got 6 out 7 right). Wearables - tick Samsung's Gear 2, Moto 360 by Motorola, G watch by Google (develo...

TagsPaymentsInnovationGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Colonic irrigation for payments

04 April 2014  |  2217 views  |  1  |  Recommends 0

We have always had two different payment flows without realizing it: pull and push. "Pull" flow is your in-store payment - merchant makes a request for payment, "pulls" payment cr...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

How Zapp can beat Visa in its own game

15 January 2014  |  4751 views  |  0  |  Recommends 0

Zapp made some further progress by bringing onboard major banks. When it comes to e-commerce, Zapp could indeed represent a compelling value proposition if they do three things: (1) offer consumers ...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
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