24 April 2014

Beyond TEDIPAY

Alexander PeschkoffTEDIPAY - London

Colonic irrigation for payments

04 April 2014  |  1151 views  |  0  |  Recommends 0

We have always had two different payment flows without realizing it: pull and push. "Pull" flow is your in-store payment - merchant makes a request for payment, "pulls" payment credentials from customer and then forwards those credentials to the customer's bank to "pull" the payment (which takes days to filter throug...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

What Steve Jobs knew back in 1984 and why that matters today

10 March 2014  |  1293 views  |  1  |  Recommends 0

Mobile payments. HCE. Mobile wallets. Wearables. This launch, that announcement. Blah, blah, blah... There is so much overlapping noise, confusion and lack of any clear direction in the market right now. Apple has been flying below the radar lately, on all fronts. Yet, anyone who is active in mobile payments should not forget how disruptive Apple ...

TagsPaymentsInnovationGroupInnovation in Financial Services
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Alexander PeschkoffTEDIPAY - London

Bitcoin's problem No.1

10 February 2014  |  1747 views  |  0  |  Recommends 0

Security flaw(s) and other related issues apart, Bitcoin has one fundamental problem - its proponents position it as digital currency. Sure, some of the high-profile VCs do highlight BTC's potenti...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Bitcoin vs real life

29 January 2014  |  2809 views  |  6  |  Recommends 2

Heated polar debates over Bitcoin are in full swing. Even the banking community, let alone non-fin companies, are divided in their opinion. With over 80 (!) competitors and wannabes, Bitcoin is not ...

TagsVirtual currencyPaymentsGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

How Zapp can beat Visa in its own game

15 January 2014  |  3025 views  |  0  |  Recommends 0

Zapp made some further progress by bringing onboard major banks. When it comes to e-commerce, Zapp could indeed represent a compelling value proposition if they do three things: (1) offer consum...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

There is a stranger in your car

10 January 2014  |  2076 views  |  1  |  Recommends 0

When you are on a crowded bus, you don't know who is standing next to you and what that person is up to. There are a lot of weird and obsessed people out there... Now, imagine your own car - what w...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

5 myths about Google's HCE

22 November 2013  |  3510 views  |  3  |  Recommends 0

Hardly a day goes by without someone getting excited about Google's Host Card Emulation (HCE). Media is selling it as the "Open Sesame" for mobile payments. Is that true? Executive summary:...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Invisible payments, Cloud POS and the next big thing

12 October 2013  |  4285 views  |  0  |  Recommends 0

Money2020 was a great event that I missed. Yet, judging from media coverage and comments from people who did attend, there were few surprises there. There were some weird product launches like Loop; t...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

I love you, until tomorrow

04 October 2013  |  3037 views  |  1  |  Recommends 0

Riedel emailed me a "20% off" coupon this morning. It's not a big secret that I like fine wines (it says so on my LinkedIn profile) and a quality glass makes a huge difference as far as tast...

TagsRetail bankingInnovationGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

On 'shoe payments'

03 October 2013  |  3368 views  |  2  |  Recommends 0

I had an interesting discussion with Brett King as to what "mobile" payments really are. Let's look at history, semantics and the core element of any payment (Exec Summary - it's all about ...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
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