02 September 2014

Beyond TEDIPAY

Alexander PeschkoffTEDIPAY - London

Cash is king, but of which kingdom?..

09 June 2014  |  2256 views  |  2  |  Recommends 1

It was interesting to see many Finextra readers defending cash. Most arguments in favour of cash are based on sentiments, rather than hard facts. The best authority on that subject, IMHO, is Dave Birch of Consult Hyperion. He wrote almost 150 blog posts on cash, citing or referencing mind-opening statistics and facts. Attempting to sum up Dave...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Checking my crystal balls

02 June 2014  |  1321 views  |  1  |  Recommends 0

Summer is upon us, and it's time to do mid-year revision of my predictions for 2014 (last year I got 6 out 7 right). Wearables - tick Samsung's Gear 2, Moto 360 by Motorola, G watch by Google (developed by LG), One by HTC and iWatch by Apple are going to hit the shelves soon. None of those smartwatches support mass transit or mobile payment...

TagsPaymentsInnovationGroupInnovation in Financial Services
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Alexander PeschkoffTEDIPAY - London

Apple's Siri - iPhone security hole

23 May 2014  |  2853 views  |  2  |  Recommends 0

Spear phishing is a powerful fraud technique. The objective is to get sensitive/confidential data which can then be used to mount at attack. A combination, for example, of my home and mobile numbers, ...

TagsSecurityPaymentsGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Colonic irrigation for payments

04 April 2014  |  1615 views  |  1  |  Recommends 0

We have always had two different payment flows without realizing it: pull and push. "Pull" flow is your in-store payment - merchant makes a request for payment, "pulls" payment c...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

What Steve Jobs knew back in 1984 and why that matters today

10 March 2014  |  2394 views  |  1  |  Recommends 0

Mobile payments. HCE. Mobile wallets. Wearables. This launch, that announcement. Blah, blah, blah... There is so much overlapping noise, confusion and lack of any clear direction in the market right n...

TagsPaymentsInnovationGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Bitcoin's problem No.1

10 February 2014  |  2098 views  |  0  |  Recommends 0

Security flaw(s) and other related issues apart, Bitcoin has one fundamental problem - its proponents position it as digital currency. Sure, some of the high-profile VCs do highlight BTC's potenti...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Bitcoin vs real life

29 January 2014  |  3263 views  |  6  |  Recommends 2

Heated polar debates over Bitcoin are in full swing. Even the banking community, let alone non-fin companies, are divided in their opinion. With over 80 (!) competitors and wannabes, Bitcoin is not ...

TagsVirtual currencyPaymentsGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

How Zapp can beat Visa in its own game

15 January 2014  |  3423 views  |  0  |  Recommends 0

Zapp made some further progress by bringing onboard major banks. When it comes to e-commerce, Zapp could indeed represent a compelling value proposition if they do three things: (1) offer consum...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

5 myths about Google's HCE

22 November 2013  |  3747 views  |  3  |  Recommends 0

Hardly a day goes by without someone getting excited about Google's Host Card Emulation (HCE). Media is selling it as the "Open Sesame" for mobile payments. Is that true? Executive summary:...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

A condom with a hole

05 November 2013  |  2112 views  |  2  |  Recommends 0

Google made waves last week with their announcement about Host Card Emulation (HCE) solution that allows, inter alia, to "emulate" EMV without requiring any secure element (SE). Oh my... ...

TagsPaymentsInnovationGroupInnovation in Financial Services
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