21 December 2014

Beyond TEDIPAY

Alexander PeschkoffTEDIPAY - London

How Barclays 'borrowed' my children's money

03 December 2014  |  1873 views  |  3  |  Recommends 0

My children, four and six, are lucky to have a full set of grandpas and grannies, who spoil them with presents and some "monetary contributions". In fact, over the last few years the little ones squirreled away between them over three thousand pounds that was safely stashed in Barclays' special "Children's Savings Account". Or ...

TagsMobile & onlineRetail bankingGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

To those who still don't get it...

09 September 2014  |  2488 views  |  0  |  Recommends 1

It's been a while since I blogged here at Finextra (for many reasons)... Today is a special occasion. The day Apple (and I) said "FU!" (You'll understand the context better if you glance through my December 2013 post.) To those who doubted Apple will do NFC. And those who refused to listen about the consequences of Apple doing so... To a...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
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Alexander PeschkoffTEDIPAY - London

Cash is king, but of which kingdom?..

09 June 2014  |  3033 views  |  2  |  Recommends 1

It was interesting to see many Finextra readers defending cash. Most arguments in favour of cash are based on sentiments, rather than hard facts. The best authority on that subject, IMHO, is Dave Bir...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Checking my crystal balls

02 June 2014  |  1714 views  |  1  |  Recommends 0

Summer is upon us, and it's time to do mid-year revision of my predictions for 2014 (last year I got 6 out 7 right). Wearables - tick Samsung's Gear 2, Moto 360 by Motorola, G watch by Google (develo...

TagsPaymentsInnovationGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Apple's Siri - iPhone security hole

23 May 2014  |  3446 views  |  2  |  Recommends 0

Spear phishing is a powerful fraud technique. The objective is to get sensitive/confidential data which can then be used to mount at attack. A combination, for example, of my home and mobile numbers, ...

TagsSecurityPaymentsGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Colonic irrigation for payments

04 April 2014  |  1735 views  |  1  |  Recommends 0

We have always had two different payment flows without realizing it: pull and push. "Pull" flow is your in-store payment - merchant makes a request for payment, "pulls" payment cr...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Bitcoin's problem No.1

10 February 2014  |  2187 views  |  0  |  Recommends 0

Security flaw(s) and other related issues apart, Bitcoin has one fundamental problem - its proponents position it as digital currency. Sure, some of the high-profile VCs do highlight BTC's potential...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Bitcoin vs real life

29 January 2014  |  3362 views  |  6  |  Recommends 2

Heated polar debates over Bitcoin are in full swing. Even the banking community, let alone non-fin companies, are divided in their opinion. With over 80 (!) competitors and wannabes, Bitcoin is not t...

TagsVirtual currencyPaymentsGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

How Zapp can beat Visa in its own game

15 January 2014  |  3997 views  |  0  |  Recommends 0

Zapp made some further progress by bringing onboard major banks. When it comes to e-commerce, Zapp could indeed represent a compelling value proposition if they do three things: (1) offer consumers ...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

There is a stranger in your car

10 January 2014  |  2492 views  |  1  |  Recommends 0

When you are on a crowded bus, you don't know who is standing next to you and what that person is up to. There are a lot of weird and obsessed people out there... Now, imagine your own car - what wou...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
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