30 January 2015

Retail Finance

Henry WoodcockIRESS - Cirencester

The mortgage world 2014 in 140 characters or less

08 January 2015  |  1765 views  |  0  |  Recommends 0

The mortgage world 2014 in 140 characters or less A Twitter snapshot of the mortgage market in 2014 from @henry_woodcock IRESS principal mortgage consultant. January January started looking back at 2013 and forward to the impact MMR changes and the continuing issues around housing, rents and the efficacy of government initiatives in 2014. Early war...

GroupFinancial Services Regulation
Henry WoodcockIRESS - Cirencester

Will new technologies change mortgage lending in the UK?

05 September 2014  |  656 views  |  0  |  Recommends 0

Will new technologies change mortgage lending in the UK? Highlights from a recent survey indicates it is but slowly following the Mortgage Market Review regulation. Earlier this year, the UK mortgage market saw the culmination of many months of preparation as the new Mortgage Market Review (MMR) rules came into force in April. Against this backgrou...

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Henry WoodcockIRESS - Cirencester

MMR and Technology - Mutually exclusive?

04 July 2014  |  1880 views  |  0  |  Recommends 1

Earlier this year, FStech magazine looked at technology predictions for the year ahead. I’ve picked out three areas I believe to be very relevant to the UK mortgage market, in this year of the Mortgag...

TagsRetail bankingInnovationGroupInnovation in Financial Services
Henry WoodcockIRESS - Cirencester

Is wearable technology the new digital wallet?

24 March 2014  |  3201 views  |  1  |  Recommends 0

Is wearable technology the new digital wallet? A few months ago I joined the wearable technology community by purchasing the Pebble smartwatch, a darling of Kickstarter crowd funding, the Pebble rais...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Henry WoodcockIRESS - Cirencester

The 2013 Mortgage Market in 140 Characters or Less

20 December 2013  |  2618 views  |  0  |  Recommends 0

2013 has been a pivotal year in the mortgage market – final rules for MMR, new regulatory bodies with the PRA and FCA, house sales and mortgage sales starting to rise, a new Governor of the Bank of En...

TagsRisk & regulationGroupFinancial Services Regulation
Henry WoodcockIRESS - Cirencester

Where next the UK Mortgage Market?

27 September 2013  |  2549 views  |  0  |  Recommends 0

My recent study into the UK mortgage market has once again provided real insight into the sales and originations process and best practice. It also unearth lender sentiment as the market moves towards...

GroupInnovation in Financial Services
Henry WoodcockIRESS - Cirencester

Consumer Driven Innovation

20 June 2013  |  3005 views  |  0  |  Recommends 0

There’s a very public evolution in the mortgage market as it adapts to new regulatory requirements. At the same time, there is a very quiet revolution in business and consumer technology. Consumers ar...

TagsInnovationGroupInnovation in Financial Services
Henry WoodcockIRESS - Cirencester

Ten Months of the Mortgage Market in 140 characters or less

21 December 2012  |  5293 views  |  0  |  Recommends 0

Ten Months of the Mortgage Market Social Media in 140 characters or less A selection of my tweets on the mortgage market over the last ten months - at last the market is recovering albeit slowly. Marc...

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Henry WoodcockIRESS - Cirencester

Increasing Efficiency in Mortgage Sales

07 December 2012  |  2460 views  |  0  |  Recommends 0

Twenty odd years ago when I started working in the mortgage industry, space for paper files was nearly as important as disk space to store mortgage applications. The industry has of course moved on si...

TagsRetail bankingGroupInnovation in Financial Services
Henry WoodcockIRESS - Cirencester

The Banking Olympics : the winners are?

03 August 2012  |  4821 views  |  1  |  Recommends 0

In the Olympics, after years of training and dedication it seems that in the eyes of the media and the public, it all comes down to winning or losing. An individual may have achieved an outstanding pe...

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