07 February 2016

Retail Finance

Henry WoodcockIRESS - Cirencester

It’s all 'bout digitalisation, 'bout digitalisation, no paper

15 September 2015  |  2053 views  |  0  |  Recommends 0

Digitalisation is it an opportunity or threat for mortgage lenders ? Well I believe digitalisation is an opportunity, but for many lenders it could turn out to be a threat if they do not respond to the challenge to build a digital strategy and deliver a digital proposition. So, what do we mean by the term digitalisation? One definition is to take a...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Henry WoodcockIRESS - Cirencester

Intelligent Mortgage Sales : The Future Possible part 2

19 March 2015  |  2035 views  |  0  |  Recommends 0

Intelligent Mortgage Sales : The Future Possible part 2 This is the second part of my blog Intelligent Mortgages Sales: The Future Possible. Buying a home – the future possible If we put ourselves in the consumer position, this is about buying a home, not purchasing a mortgage. Heart, not head. How do we improve this experience? What could the con...

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Henry WoodcockIRESS - Cirencester

Intelligent Mortgage Sales : The Future Possible

12 March 2015  |  2519 views  |  0  |  Recommends 0

Intelligent Mortgage Sales : The Future Possible This blog is in two parts – come back next week for part 2, Buying a home: the future possible. I’m going to start this blog with a quote from the Scie...

TagsMobile & onlineGroupTrends in Financial Services
Henry WoodcockIRESS - Cirencester

And the winners are - three technology enhancements that mortgage intermediaries want.

23 February 2015  |  1171 views  |  0  |  Recommends 0

The three technology enhancements intermediaries want from mortgage lenders are: the ablity to scan and attach application documents at point of sale real-time case tracking a single online status ...

TagsInnovationGroupInnovation in Financial Services
Henry WoodcockIRESS - Cirencester

The mortgage world 2014 in 140 characters or less

08 January 2015  |  2553 views  |  0  |  Recommends 0

The mortgage world 2014 in 140 characters or less A Twitter snapshot of the mortgage market in 2014 from @henry_woodcock IRESS principal mortgage consultant. January January started looking back at 20...

GroupFinancial Services Regulation
Henry WoodcockIRESS - Cirencester

Will new technologies change mortgage lending in the UK?

05 September 2014  |  1402 views  |  0  |  Recommends 0

Will new technologies change mortgage lending in the UK? Highlights from a recent survey indicates it is but slowly following the Mortgage Market Review regulation. Earlier this year, the UK mortgage ...

GroupInnovation in Financial Services
Henry WoodcockIRESS - Cirencester

MMR and Technology - Mutually exclusive?

04 July 2014  |  2152 views  |  0  |  Recommends 1

Earlier this year, FStech magazine looked at technology predictions for the year ahead. I’ve picked out three areas I believe to be very relevant to the UK mortgage market, in this year of the Mortgag...

TagsRetail bankingInnovationGroupInnovation in Financial Services
Henry WoodcockIRESS - Cirencester

Is wearable technology the new digital wallet?

24 March 2014  |  4409 views  |  1  |  Recommends 0

Is wearable technology the new digital wallet? A few months ago I joined the wearable technology community by purchasing the Pebble smartwatch, a darling of Kickstarter crowd funding, the Pebble rais...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Henry WoodcockIRESS - Cirencester

The 2013 Mortgage Market in 140 Characters or Less

20 December 2013  |  2811 views  |  0  |  Recommends 0

2013 has been a pivotal year in the mortgage market – final rules for MMR, new regulatory bodies with the PRA and FCA, house sales and mortgage sales starting to rise, a new Governor of the Bank of En...

TagsRisk & regulationGroupFinancial Services Regulation
Henry WoodcockIRESS - Cirencester

Where next the UK Mortgage Market?

27 September 2013  |  2701 views  |  0  |  Recommends 0

My recent study into the UK mortgage market has once again provided real insight into the sales and originations process and best practice. It also unearth lender sentiment as the market moves towards...

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