02 October 2014

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Rajashekara Maiya VInfosys technologies limited - Bangalore

OK wearables, disrupt banking

21 January 2014  |  1573 views  |  0  |  Recommends 0

A recent report from Credit Suisse predicts that wearable technologies could be a USD 3-5 billion market over the next three years, ten times what it is today. As the market for these new technologies explodes, it will set off user expectations for an instantaneous seamless transition of everyday digital activities - banking included - to these n...

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Rajashekara Maiya VInfosys technologies limited - Bangalore

Is innovation in your DNA?

05 December 2013  |  1278 views  |  0  |  Recommends 0

The emphasis on innovation has never been more acute; that has been clearly established based on the findings of this year's Efma-Infosys Innovation in Retail Banking study. But the study has also found that the innovation effort in most banks is not supported by a designated central resource or by an organizational framework that brings together...

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Rajashekara Maiya VInfosys technologies limited - Bangalore

The appification of banking

03 December 2013  |  948 views  |  0  |  Recommends 0

Even as traditional banks concentrate on strengthening their online and mobile channels as a viable alternative to their core brick & mortar proposition, a new breed of direct-only competitors are...

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Rajashekara Maiya VInfosys technologies limited - Bangalore

Shifting the boundaries of innovation

28 November 2013  |  2187 views  |  0  |  Recommends 0

Open innovation, the process of encouraging ideation across all stakeholders to drive enterprise innovation, is gaining traction in a diverse range of business applications - from automotive design to...

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Rajashekara Maiya VInfosys technologies limited - Bangalore

Personalize this

26 November 2013  |  1116 views  |  0  |  Recommends 0

Can personalization deliver sustainable competitive advantage for retail banks? It would seem so if one references a study in which up to 70% of global banking customers expressed willingness to even ...

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Rajashekara Maiya VInfosys technologies limited - Bangalore

Making innovation a culture

31 October 2013  |  941 views  |  0  |  Recommends 0

Between risk management, regulation and compliance, innovation in banking is essentially an iterated combination of the possible, the practical and the permissible. But then those are the ground rules...

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Rajashekara Maiya VInfosys technologies limited - Bangalore

Making IT innovation-friendly

30 October 2013  |  753 views  |  0  |  Recommends 0

Current legacy IT systems have emerged as the most significant barrier for innovation, across banks of all sizes, according to the Efma-Infosys Innovation in Retail Banking Study 2013. Well, not all b...

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Rajashekara Maiya VInfosys technologies limited - Bangalore

When IT inhibits innovation

25 October 2013  |  657 views  |  0  |  Recommends 0

The 2013 Efma-Infosys study on Innovation in Retail Banking clearly establishes that banks are increasing investments in innovation, drawing up detailed strategies to make those investments work, and ...

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Rajashekara Maiya VInfosys technologies limited - Bangalore

Taking innovation mainstream

24 October 2013  |  693 views  |  0  |  Recommends 0

The intent is definitely there and so are the strategies and investments to realize it. The metrics are in place to assess performance and over three-quarters of the respondents indicate that they are...

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Rajashekara Maiya VInfosys technologies limited - Bangalore

Simplify, to give your customers a better experience

18 September 2013  |  1135 views  |  0  |  Recommends 0

If unhappy customers are indeed the greatest source of learning, then the banking sector is sitting on a gold mine. Since 2011, the proportion of customers planning to switch banks has risen from 7% t...

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