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Mike Kresse

Card Not Present Transactions – Friend or Foe? – Transaction Volumes Are Soaring but so Is Fraud

As all investors know, there can be no reward without risk. With volumes rocketing, card-not-present (CNP) payments offer the potential to generate handsome rewards. But in parallel, the risk of fraud...

11 Dec 2023
Mike Kresse

EU Regulation on Instant Payments in Europe – the Story so Far and How Banks Should Prepare

The European Commission (EC) has adopted a legislative proposal on instant payments in euro, in the form of an amendment to the 2012 SEPA regulation. Although the draft regulation leaves some question...

25 Oct 2023
Mike Kresse

The Role of ISOs in Leaving the Check Behind

When we think about Leaving the Check Behind, many people do not realize what a critical role Independent Sales Organizations (ISOs) play. Card payments, and in particular single use virtual card paym...

12 Oct 2011
Innovation in Financial Services
Mike Kresse

The End of Paper Checks? Clues from Across the Pond

People often ask me, “Hey Mike, when do you think checks will disappear as a form of payment?” This is a good question; not just because companies like mine are focused on helping other companies Leav...

31 Aug 2011
Innovation in Financial Services
Mike Kresse

Waste Not, Want Not

“If you line up the 30 billion checks issued by the top check writing countries in the world each year, you’d have a paper trail all the way to the moon and back.” The video, Global Mobile Finance c...

18 Aug 2011
Payments strategies 2015-2020-2030

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