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Andre Malinowski

Trends in electronic payments: What to expect in 2016

The payments landscape is changing fast – and much of this fast-paced change is being driven by today’s digitally empowered consumers, whose expectations have been transformed by the smartphone and th...

25 Dec 2015
Andre Malinowski

Payments in the full-service e-commerce organization

In the ever-growing complexity of today’s e-commerce world, organizations are facing more and more the challenge of understanding their needs and identifying and selecting the appropriate business par...

21 Mar 2015
Andre Malinowski

SEPA is coming to town

SEPA, the so called Single Euro Payments Area, is a combined effort of the EU governments, the European Commission and the European Central Bank to create one integrated payments market across Europe ...

04 Dec 2013
Andre Malinowski

MORE THAN JUST PAYMENTS

The multi-channel world has seen tremendous development in the past decades. During the last 20 years, the e-commerce market has expanded and is still growing. New global acquirers and innovative loca...

22 Nov 2013
Andre Malinowski

Expanding Your Global Footprint into Brazils Booming Economy

With the increasing complexity of the world’s consumer markets, businesses face various challenges when it comes to expanding their footprint into the different corners of the world. Diverse governmen...

03 Dec 2012
Andre Malinowski

Measures to reduce fraud in the internet gaming industry

The more sophisticated the technology used in the internet gaming industry gets, the more advanced the levels of fraud become. From card fraud to identity theft and misrepresentation, providers have h...

07 Dec 2011
Andre Malinowski

How to choose and use your payment services 4

This short blog is the last one out of a series of four, addressing steps a merchant organization should take to choose & use their payment service provider. Conversion rates don’t lie Define som...

07 Oct 2011
Andre Malinowski

How to choose and use your payment services 3

(3/4) This short blog is number three out of a series of four, addressing steps a merchant organization should take to choose & use their payment service provider. Future environment Now it’s time...

06 Oct 2011
Andre Malinowski

How to choose and use your payment services 2

(2/4) This short blog is number two out of a series of four, addressing steps a merchant organization should take to choose & use their payment service provider. Preparation is paramount Choosin...

05 Oct 2011
Andre Malinowski

How to choose and use your payment services 1

(1/4) In the ever-growing complexity of today’s E-commerce world, organizations are facing more and more the challenge of understanding their own needs and identifying and selecting the appropriate b...

03 Oct 2011
Andre Malinowski

Brand loyalty is limited

Improvement should part of regular maintenance A couple of weeks ago it was time for the bi-annual checkup of my car again. Not that anything was wrong with it, but it is part of the service agreement...

04 Aug 2011
Andre Malinowski

PSP is not a zero sum game just yet

The curse of in-differentiation During a product briefing a couple of days ago a merchant mentioned to me that payment services providers and acquirers became an easy exchangeable commodity in the su...

23 Jun 2011

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