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Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Beyond Continuity: Why Resilience Is the New Currency of Organisational Survival

How forward-thinking organisations are moving from traditional business continuity planning to a broader, adaptive model of business resilience. For decades, organisations have invested in Business Continuity (BC) as a safeguard against disruptions—cyberattacks, system failures, fires, floods, outages, or human error. BC plans provide playbooks: wh...

/security /regulation

Viacheslav Kostin

Viacheslav Kostin CEO at WislaCode Solutions

Core banking modernisation: Accelerating feature delivery without migration risk

Legacy banking infrastructure doesn't have to slow your innovation. Discover how incremental modernisation delivers speed without compromising stability. Most financial institutions face the same challenge. Legacy core systems create delivery bottlenecks that frustrate product teams and disappoint customers. The instinct to replace everything at o...

/payments /retail Innovation in Financial Services

John Reese

John Reese Business Analyst | Platform Growth Expert at Hashcodex

Why Most Grid Bots Fail - And How You Can Build a Better One

Last week, one entrepreneur told me something funny. He said, “I built a grid trading bot, but the bot is doing its own comedy show.” I laughed, but he was serious. His bot was buying at the wrong time, selling at the wrong time, and the market was just playing games with him. At that moment, I understood one thing. A bot is like a small machine wi...

/startups /crypto Fintech

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Golden opportunity and responsibility for Qualified Trust Service Providers

Qualified Trust Service Providers have lived in a narrow corner of the market: qualified signatures, seals, timestamps and eDelivery. Important, yes — but now more can be done. With EBW (x-EUBW), EUDIW, DPPs, DIIP formats and the rise of agentic AI, QTSPs can find themselves in the right place at the right time. They can become the backbone of Euro...

/ai /identity Innovation in Financial Services

Paul Clarke

Paul Clarke Chief Growth Officer at Cashflows

How Digital Payments Can Solve Dentistry’s No-Show Problem

Cancellations and no-shows are a quiet crisis in UK dentistry. According to our research, across the country, practice managers report that missed appointments and last-minute cancellations are their single biggest operational headache. They do not just drain revenue. They waste valuable time that could have been spent treating patients who need

/payments /markets

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Building a Scalable, Integrated GRC Program with AI-Driven Insights

Why unified governance, risk, and compliance — powered by intelligent automation — are becoming strategic advantages for modern organizations. Introduction: GRC Is Hitting a Breaking Point Governance, Risk, and Compliance (GRC) has always been essential, but the modern regulatory and operational environment has changed dramatically: Supervisors d...

/ai /regulation

Raman Korneu

Raman Korneu CEO at myTU

Why Payments Still Break Marketplaces (and How Fintech Can Finally Fix It)

In 2025, you’d think payments would move as fast as the businesses they power. But for many digital-first companies (especially marketplaces, lenders, and online platforms) the basic task of reliably moving money in and out is still a daily struggle. This shouldn’t be the case. The industry has made huge advances in consumer UX, credit innovatio...

/payments /retail Embedded Finance

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The light has been seen in the EU — and that matters for industry and trade finance globally

It is not only a question of getting the organisation wallets rolled out - to get a cricitacal mass of verifiable credentials issued to and received from citizens and enterprises. Buried in the Commission’s staff working document for the EUBW proposal is this line that should make every builder, bank, policymaker and automation geek sit up straight...

/ai /identity Innovation in Financial Services

Harsh Modi

Harsh Modi Research Analyst at Rupeezy

Behavioural Finance in SIPs: Using Nudges to Improve Investor Discipline

Systematic Investment Plans have become one of the most reliable ways for retail investors to build wealth through mutual funds. While SIPs simplify investing, the real challenge is not starting the SIP but staying disciplined through market cycles. This is where behavioural finance plays an important role. By understanding how people think about ...

/people /inclusion Financial Inclusion

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

What is a Merchant-Initiated Transaction (MIT) and How Does it Work?

Suppose your customer subscribes to a streaming service, sets up automatic payments, and never misses a renewal date. The money gets deducted every month without them lifting a finger. No manual entries, no delays. Just smooth and effortless transactions. That’s exactly how modern digital payments operate today. Behind such seamless payments lie...

/payments /inclusion

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