22 November 2014
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Pat CarrollValidSoft - London

How do we achieve 'The Holy Grail' in contactless payments?

28 February 2014  |  2408 views  |  0  |  Recommends 0

Hot on the back of the recent news of Europe’s largest department store group El Corte Inglés taking the plunge towards contactless, yesterday’s Finextra report highlights new figures from WorldPay s...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Malware , the Achilles Heel of Mobile Adoption

30 January 2014  |  2695 views  |  0  |  Recommends 0

Malware is hitting mobile like nobody’s business. It is a sad fact of life - hackers, fraudsters, cyber-criminals and the like will never go away and will evolve and adapt as our payment landscape ev...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Customer Experience vs Strong Security: What's the Answer?

28 January 2014  |  2130 views  |  0  |  Recommends 0

It’s good to see the Bank of Scotland focussing on the mobile customer experience. Clearly they see this as a significant competitive advantage, and promoting it as such, whilst also highlighting the ...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Predictions for 2014: Voice Biometrics Go Mainstream? Part 2

24 January 2014  |  2538 views  |  0  |  Recommends 0

2014 will also see Voice Biometrics becoming mainstream. Apple have paved the way for biometrics to be adopted in a mainstream manner with the introduction of fingerprint readers on the iPhone. Voice ...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Our Predictions for 2014: Who Will Dominate? Part 1

20 January 2014  |  1665 views  |  0  |  Recommends 0

Unfortunately, it’s not going to be plain sailing on the security front in 2014. It’s a bit like Friday 13th. Many folk say that Friday 13th is not their unlucky day at all, it’s Saturday 14th they wo...

TagsSecurityInnovationGroupInformation Security
Pat CarrollValidSoft - London

Target breach is bad news for the industry

30 December 2013  |  2288 views  |  0  |  Recommends 0

Once again we are sadly reminded of the vulnerability of businesses to data breaches, and we are left with 40 million customers fearing that their credit cards will be hijacked by fraudsters just in t...

TagsCardsSecurityGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Finding security in digital currencies

18 December 2013  |  2483 views  |  0  |  Recommends 0

Digital currencies such as Bitcoin have been capturing the attention of the world’s financial and technology press for some time, both in a positive and negative manner. Digital currencies are here t...

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Tis the season to be jolly - Ho Ho Hopefully!

16 December 2013  |  2019 views  |  0  |  Recommends 0

The UK’s Fraud Prevention Service wants to remind Christmas shoppers to be ultra-prudent with their personal and financial details. The numbers show an increase of 23% in the number of victims of acco...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Standing Still on Security Inhibits Development in Payments

06 November 2013  |  2097 views  |  0  |  Recommends 0

I read an interesting piece earlier last week on imrg.org (the website of the UK Online Retail Association) arguing that consumer concerns over security could inhibit the adoption of many new payme

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

USD300million and rising, will security catch-up?

29 July 2013  |  3756 views  |  1  |  Recommends 0

The breaking news from the US indicating that over 160million credit and debit card numbers have been stolen, whilst not unpredictable, is still quite staggering. Early estimates suggest around $300

TagsCardsSecurityGroupInnovation in Financial Services
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