01 October 2014
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Pat CarrollValidSoft - London

Customer Experience vs Strong Security: What's the Answer?

28 January 2014  |  2046 views  |  0  |  Recommends 0

It’s good to see the Bank of Scotland focussing on the mobile customer experience. Clearly they see this as a significant competitive advantage, and promoting it as such, whilst also highlighting the ...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Predictions for 2014: Voice Biometrics Go Mainstream? Part 2

24 January 2014  |  2412 views  |  0  |  Recommends 0

2014 will also see Voice Biometrics becoming mainstream. Apple have paved the way for biometrics to be adopted in a mainstream manner with the introduction of fingerprint readers on the iPhone. Voice ...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Our Predictions for 2014: Who Will Dominate? Part 1

20 January 2014  |  1579 views  |  0  |  Recommends 0

Unfortunately, it’s not going to be plain sailing on the security front in 2014. It’s a bit like Friday 13th. Many folk say that Friday 13th is not their unlucky day at all, it’s Saturday 14th they wo...

TagsSecurityInnovationGroupInformation Security
Pat CarrollValidSoft - London

Target breach is bad news for the industry

30 December 2013  |  2246 views  |  0  |  Recommends 0

Once again we are sadly reminded of the vulnerability of businesses to data breaches, and we are left with 40 million customers fearing that their credit cards will be hijacked by fraudsters just in t...

TagsCardsSecurityGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Finding security in digital currencies

18 December 2013  |  2415 views  |  0  |  Recommends 0

Digital currencies such as Bitcoin have been capturing the attention of the world’s financial and technology press for some time, both in a positive and negative manner. Digital currencies are here ...

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

ECB moves to securing mobile payments

10 December 2013  |  2695 views  |  0  |  Recommends 0

The ECB published its recommendations for the security of mobile payments last week last week. Although unrelated, this latest set of recommendations shows how Governments and Central Banks (US Federa...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Standing Still on Security Inhibits Development in Payments

06 November 2013  |  2043 views  |  0  |  Recommends 0

I read an interesting piece earlier last week on imrg.org (the website of the UK Online Retail Association) arguing that consumer concerns over security could inhibit the adoption of many new pa...

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Solution to improving the payments ecosystem? Collaboration

02 October 2013  |  3020 views  |  0  |  Recommends 0

The US Federal Reserve Banks recently announced a public consultation exercise on improving the future U.S. payment system. In the U.K., the newly formed Financial Conduct Authority (FCA) has also j...

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

FCA needs to think about mobile telecommunications

03 September 2013  |  2335 views  |  0  |  Recommends 0

The UK's Financial Conduct Authority (FCA) has published an interim report exploring some early findings of a review into mobile banking services, setting out the possible risks to consumers and are...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat CarrollValidSoft - London

USD300million and rising, will security catch-up?

29 July 2013  |  3721 views  |  1  |  Recommends 0

The breaking news from the US indicating that over 160million credit and debit card numbers have been stolen, whilst not unpredictable, is still quite staggering. Early estimates suggest around $3...

TagsCardsSecurityGroupInnovation in Financial Services
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