24 April 2014
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Pat CarrollValidSoft - London

Standing Still on Security Inhibits Development in Payments

06 November 2013  |  1808 views  |  0  |  Recommends 0

I read an interesting piece earlier last week on imrg.org (the website of the UK Online Retail Association) arguing that consumer concerns over security could inhibit the adoption of many new pa...

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Solution to improving the payments ecosystem? Collaboration

02 October 2013  |  2907 views  |  0  |  Recommends 0

The US Federal Reserve Banks recently announced a public consultation exercise on improving the future U.S. payment system. In the U.K., the newly formed Financial Conduct Authority (FCA) has also j...

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

FCA needs to think about mobile telecommunications

03 September 2013  |  2180 views  |  0  |  Recommends 0

The UK's Financial Conduct Authority (FCA) has published an interim report exploring some early findings of a review into mobile banking services, setting out the possible risks to consumers and are...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat CarrollValidSoft - London

USD300million and rising, will security catch-up?

29 July 2013  |  3639 views  |  1  |  Recommends 0

The breaking news from the US indicating that over 160million credit and debit card numbers have been stolen, whilst not unpredictable, is still quite staggering. Early estimates suggest around $3...

TagsCardsSecurityGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Privacy and security dont have to be mutually exclusive

10 July 2013  |  3142 views  |  0  |  Recommends 0

I was interested to read the article ‘Brits relaxed about banks mining data to fight fraud’. It provides an interesting perspective on the growing debate regarding the need for strong data privacy a...

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Slowly but surely, SIM Swapping is moving up the fraud chain

03 June 2013  |  3558 views  |  0  |  Recommends 0

I am still finding it hard to meet industry people who know much about SIM Swap fraud. The latest report on the ABSA and MTN initiative shows the urgency of getting to grips with this insidious and no...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Latest ATM Fraud: another 45 million reasons for change

17 May 2013  |  4027 views  |  2  |  Recommends 0

Once again we have been reminded of the vulnerability of financial institutions to credit card fraud. Last week we saw the news that a large gang of thieves (a number of whom have just been arreste...

TagsCardsSecurityGroupDisruption in Retail Banking
Pat CarrollValidSoft - London

Can voice biometrics help banks restore consumer faith?

10 April 2013  |  4569 views  |  1  |  Recommends 0

This survey from Avaya and Sabio caught my eye recently as it shows how concerned consumers are about data privacy and security. And it is an unfortunate fact that financial institutions are the ones ...

TagsSecurityMobile & onlineGroupDisruption in Retail Banking
Pat CarrollValidSoft - London

Is the Micro-merchant a new Threat?

25 February 2013  |  5084 views  |  0  |  Recommends 1

Is the Micro-merchant a new Threat? Safeguarding from micro-merchants’ fraud Making a payment to a plumber, window-cleaner or nanny – otherwise known as “micro-merchants” – couldn’t be easier or mor...

TagsCardsSecurityGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Could EC3 help Europol see sense?

25 January 2013  |  4461 views  |  0  |  Recommends 0

This month, we saw Europol’s launch of EC3, the new European Cybercrime Centre that aims to be at the heart of combating cybercrime in the EU. As I blogged back in July 2012, it’s fantastic the EU re...

TagsCardsSecurityGroupInformation Security
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