Instigate change. Start a new collaborative Blog Group

Create group
Blogs
Pat Carroll

Malware , the Achilles Heel of Mobile Adoption

Malware is hitting mobile like nobody’s business. It is a sad fact of life - hackers, fraudsters, cyber-criminals and the like will never go away and will evolve and adapt as our payment landscape ev...

30 Jan 2014
Innovation in Financial Services
Pat Carroll

Customer Experience vs Strong Security: What's the Answer?

It’s good to see the Bank of Scotland focussing on the mobile customer experience. Clearly they see this as a significant competitive advantage, and promoting it as such, whilst also highlighting the ...

28 Jan 2014
Innovation in Financial Services
Pat Carroll

Predictions for 2014: Voice Biometrics Go Mainstream? Part 2

2014 will also see Voice Biometrics becoming mainstream. Apple have paved the way for biometrics to be adopted in a mainstream manner with the introduction of fingerprint readers on the iPhone. Voice ...

24 Jan 2014
Innovation in Financial Services
Pat Carroll

Our Predictions for 2014: Who Will Dominate? Part 1

Unfortunately, it’s not going to be plain sailing on the security front in 2014. It’s a bit like Friday 13th. Many folk say that Friday 13th is not their unlucky day at all, it’s Saturday 14th they wo...

20 Jan 2014
Information Security
Pat Carroll

Ignorance is folly when 'tis bliss to be wise!

This itnews.com article sheds a different and interesting light on the methods now being deployed by the fraudsters. Basically these latest tactics are designed specifically to outwit the Risk Engi

10 Jan 2014
Innovation in Financial Services
Pat Carroll

Target breach is bad news for the industry

Once again we are sadly reminded of the vulnerability of businesses to data breaches, and we are left with 40 million customers fearing that their credit cards will be hijacked by fraudsters just in t...

30 Dec 2013
Innovation in Financial Services
Pat Carroll

Finding security in digital currencies

Digital currencies such as Bitcoin have been capturing the attention of the world’s financial and technology press for some time, both in a positive and negative manner. Digital currencies are here t...

18 Dec 2013
Innovation in Financial Services
Pat Carroll

Tis the season to be jolly - Ho Ho Hopefully!

The UK’s Fraud Prevention Service wants to remind Christmas shoppers to be ultra-prudent with their personal and financial details. The numbers show an increase of 23% in the number of victims of acc...

16 Dec 2013
Innovation in Financial Services
Pat Carroll

ECB moves to securing mobile payments

The ECB published its recommendations for the security of mobile payments last week last week. Although unrelated, this latest set of recommendations shows how Governments and Central Banks (US Federa...

10 Dec 2013
Innovation in Financial Services
Pat Carroll

Brett King Raises an Interesting Point...

Brett King’s recent article on ‘Banking’s new playground’ raises some interesting points as to ‘how Africa will show the way’. Smart phone penetration in Africa is currently less than 15% and projec...

10 Dec 2013
Innovation in Financial Services
Pat Carroll

Standing Still on Security Inhibits Development in Payments

I read an interesting piece earlier last week on imrg.org (the website of the UK Online Retail Association) arguing that consumer concerns over security could inhibit the adoption of many new payme

06 Nov 2013
Innovation in Financial Services
Pat Carroll

Solution to improving the payments ecosystem? Collaboration

The US Federal Reserve Banks recently announced a public consultation exercise on improving the future U.S. payment system. In the U.K., the newly formed Financial Conduct Authority (FCA) has also ju...

02 Oct 2013
Innovation in Financial Services

Now hiring