30 July 2014
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Pat CarrollValidSoft - London

Target breach is bad news for the industry

30 December 2013  |  2171 views  |  0  |  Recommends 0

Once again we are sadly reminded of the vulnerability of businesses to data breaches, and we are left with 40 million customers fearing that their credit cards will be hijacked by fraudsters just in t...

TagsCardsSecurityGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Finding security in digital currencies

18 December 2013  |  2324 views  |  0  |  Recommends 0

Digital currencies such as Bitcoin have been capturing the attention of the world’s financial and technology press for some time, both in a positive and negative manner. Digital currencies are here ...

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Tis the season to be jolly - Ho Ho Hopefully!

16 December 2013  |  1940 views  |  0  |  Recommends 0

The UK’s Fraud Prevention Service wants to remind Christmas shoppers to be ultra-prudent with their personal and financial details. The numbers show an increase of 23% in the number of victims of acc...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat CarrollValidSoft - London

ECB moves to securing mobile payments

10 December 2013  |  2638 views  |  0  |  Recommends 0

The ECB published its recommendations for the security of mobile payments last week last week. Although unrelated, this latest set of recommendations shows how Governments and Central Banks (US Federa...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Standing Still on Security Inhibits Development in Payments

06 November 2013  |  1961 views  |  0  |  Recommends 0

I read an interesting piece earlier last week on imrg.org (the website of the UK Online Retail Association) arguing that consumer concerns over security could inhibit the adoption of many new pa...

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Solution to improving the payments ecosystem? Collaboration

02 October 2013  |  2974 views  |  0  |  Recommends 0

The US Federal Reserve Banks recently announced a public consultation exercise on improving the future U.S. payment system. In the U.K., the newly formed Financial Conduct Authority (FCA) has also j...

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

FCA needs to think about mobile telecommunications

03 September 2013  |  2282 views  |  0  |  Recommends 0

The UK's Financial Conduct Authority (FCA) has published an interim report exploring some early findings of a review into mobile banking services, setting out the possible risks to consumers and are...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Privacy and security dont have to be mutually exclusive

10 July 2013  |  3211 views  |  0  |  Recommends 0

I was interested to read the article ‘Brits relaxed about banks mining data to fight fraud’. It provides an interesting perspective on the growing debate regarding the need for strong data privacy a...

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Slowly but surely, SIM Swapping is moving up the fraud chain

03 June 2013  |  3699 views  |  0  |  Recommends 0

I am still finding it hard to meet industry people who know much about SIM Swap fraud. The latest report on the ABSA and MTN initiative shows the urgency of getting to grips with this insidious and no...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Latest ATM Fraud: another 45 million reasons for change

17 May 2013  |  4118 views  |  2  |  Recommends 0

Once again we have been reminded of the vulnerability of financial institutions to credit card fraud. Last week we saw the news that a large gang of thieves (a number of whom have just been arreste...

TagsCardsSecurityGroupDisruption in Retail Banking
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