02 February 2015
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Pat CarrollValidSoft - London

Malware , the Achilles Heel of Mobile Adoption

30 January 2014  |  2803 views  |  0  |  Recommends 0

Malware is hitting mobile like nobody’s business. It is a sad fact of life - hackers, fraudsters, cyber-criminals and the like will never go away and will evolve and adapt as our payment landscape ev...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Customer Experience vs Strong Security: What's the Answer?

28 January 2014  |  2225 views  |  0  |  Recommends 0

It’s good to see the Bank of Scotland focussing on the mobile customer experience. Clearly they see this as a significant competitive advantage, and promoting it as such, whilst also highlighting the ...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Predictions for 2014: Voice Biometrics Go Mainstream? Part 2

24 January 2014  |  2626 views  |  0  |  Recommends 0

2014 will also see Voice Biometrics becoming mainstream. Apple have paved the way for biometrics to be adopted in a mainstream manner with the introduction of fingerprint readers on the iPhone. Voice ...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Our Predictions for 2014: Who Will Dominate? Part 1

20 January 2014  |  1801 views  |  0  |  Recommends 0

Unfortunately, it’s not going to be plain sailing on the security front in 2014. It’s a bit like Friday 13th. Many folk say that Friday 13th is not their unlucky day at all, it’s Saturday 14th they wo...

TagsSecurityInnovationGroupInformation Security
Pat CarrollValidSoft - London

Ignorance is folly when 'tis bliss to be wise!

10 January 2014  |  2924 views  |  0  |  Recommends 0

This itnews.com article sheds a different and interesting light on the methods now being deployed by the fraudsters. Basically these latest tactics are designed specifically to outwit the Risk Engi

TagsCardsSecurityGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Target breach is bad news for the industry

30 December 2013  |  2344 views  |  0  |  Recommends 0

Once again we are sadly reminded of the vulnerability of businesses to data breaches, and we are left with 40 million customers fearing that their credit cards will be hijacked by fraudsters just in t...

TagsCardsSecurityGroupInnovation in Financial Services
Pat CarrollValidSoft - London

ECB moves to securing mobile payments

10 December 2013  |  2797 views  |  0  |  Recommends 0

The ECB published its recommendations for the security of mobile payments last week last week. Although unrelated, this latest set of recommendations shows how Governments and Central Banks (US Federa...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Solution to improving the payments ecosystem? Collaboration

02 October 2013  |  3143 views  |  0  |  Recommends 0

The US Federal Reserve Banks recently announced a public consultation exercise on improving the future U.S. payment system. In the U.K., the newly formed Financial Conduct Authority (FCA) has also ju...

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Privacy and security dont have to be mutually exclusive

10 July 2013  |  3360 views  |  0  |  Recommends 0

I was interested to read the article ‘Brits relaxed about banks mining data to fight fraud’. It provides an interesting perspective on the growing debate regarding the need for strong data privacy as...

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Slowly but surely, SIM Swapping is moving up the fraud chain

03 June 2013  |  4061 views  |  0  |  Recommends 0

I am still finding it hard to meet industry people who know much about SIM Swap fraud. The latest report on the ABSA and MTN initiative shows the urgency of getting to grips with this insidious and no...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
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