28 February 2015

PCarroll

Pat CarrollValidSoft - London

Security by Obscurity is the key!

27 January 2015  |  1771 views  |  0  |  Recommends 0

2014 shocked us all into the reality that no institution or organization, no matter how big or sophisticated, was immune to being “hacked” or “breached”. Towards the end of the year, we were all numbed into submission and the shock factor resulting from the headlines that continued to dominate, was replaced with an uneasy bewilderment. Already thi...

TagsSecurityTransaction bankingGroupInformation Security
Pat CarrollValidSoft - London

Chip and Signature, a Paradise Lost

28 October 2014  |  3462 views  |  2  |  Recommends 1

By now, most participants in the US payments industry are finally about to realize that the day of the mag stripe is doomed and that EMV, the secure payment card technology rolled out in Europe nearly a decade ago, is finally about to make its debut in the US. Incredulous as it may seem, the financial integrity of the payment card industry continu...

TagsCardsPaymentsGroupDisruption in Retail Banking
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Pat CarrollValidSoft - London

Payment Card Data Theft At The POS - Time To Knuckle Down

13 October 2014  |  3813 views  |  1  |  Recommends 0

Recently, I wrote a piece highlighting some of the startling data released on the true costs of fraud published in a report by Lexis Nexis. This report examined the costs of fraud across a number of d...

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

More Channels, More Payment Options, More Fraud

23 September 2014  |  1289 views  |  0  |  Recommends 0

Payment fraud is one of the greatest threats to global commerce today, yet it remains one of the hardest to quantify and or course, prevent. That is why I found the recent webinar hosted by LexisNexis...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

iHack Hastens Call for Multi-factor Authentication

05 September 2014  |  2751 views  |  1  |  Recommends 0

“If only I would have known” is a phase that Jennifer Lawrence, Kate Upton and possibly as many as 100 celebrities and notable personalities are likely saying after a reported massive breach of Apple’...

TagsSecurityPaymentsGroupInformation Security
Pat CarrollValidSoft - London

'PSD2' a Much-Needed Step To Uniformity and Accountability

18 August 2014  |  2627 views  |  0  |  Recommends 0

Payment Services Directive 2.0, Why “PSD2” is A Much-Needed Step Towards Uniformity and Accountability in the European Payments Industry Rules and regulations serve many purposes, from ensuring that

TagsPaymentsRisk & regulationGroupInnovation in Financial Services
Pat CarrollValidSoft - London

The Next Target-Style Attack This Holiday Season?

11 August 2014  |  1919 views  |  1  |  Recommends 0

Remote Access Vulnerabilities and “Backoff” PoS Malware to Lead to Potential Next Wave of Target-Style Attacks this Holiday Season Data breaches, identity theft and stolen payment card credentials are...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Securing Transactions Means More Than Just Authentication

10 July 2014  |  2735 views  |  0  |  Recommends 0

The payments world is all abuzz about the potential of biometrics to solve many of the serious payment security issues we now face. Not only does biometric authentication – be it voice, iris or even A...

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

'Trust but Verify' : Trust in Data Protection and Mobile

13 June 2014  |  2534 views  |  0  |  Recommends 0

No matter what part of the payment industry you’re in, earning and retaining your customer’s trust is paramount. In light of numerous data breaches and even government spying, companies the world over...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Chip and Skim Cards: Renewed Need for Layered Authentication

03 June 2014  |  3002 views  |  0  |  Recommends 0

In the ongoing game of one-upmanship between hackers and payment fraud prevention technology, new research presented at the 35th IEEE Symposium on Security and Privacy suggests that the fraudsters hav...

TagsCardsSecurityGroupInnovation in Financial Services
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