27 August 2014

PCarroll

Pat CarrollValidSoft - London

'PSD2' a Much-Needed Step To Uniformity and Accountability

18 August 2014  |  1291 views  |  0  |  Recommends 0

Payment Services Directive 2.0, Why “PSD2” is A Much-Needed Step Towards Uniformity and Accountability in the European Payments Industry Rules and regulations serve many purposes, from ensuring that business activities are conducted consistently and fairly, to ensuring that providers and their customers are protected from harm, intentional or o

TagsPaymentsRisk & regulationGroupInnovation in Financial Services
Pat CarrollValidSoft - London

The Next Target-Style Attack This Holiday Season?

11 August 2014  |  1637 views  |  1  |  Recommends 0

Remote Access Vulnerabilities and “Backoff” PoS Malware to Lead to Potential Next Wave of Target-Style Attacks this Holiday Season Data breaches, identity theft and stolen payment card credentials are the gifts that keep on giving (or taking, depending on your perspective), just ask any of the 100+ million consumers caught up in the wave of se...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
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Pat CarrollValidSoft - London

Securing Transactions Means More Than Just Authentication

10 July 2014  |  2338 views  |  0  |  Recommends 0

The payments world is all abuzz about the potential of biometrics to solve many of the serious payment security issues we now face. Not only does biometric authentication – be it voice, iris or even A...

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

'Trust but Verify' : Trust in Data Protection and Mobile

13 June 2014  |  2293 views  |  0  |  Recommends 0

No matter what part of the payment industry you’re in, earning and retaining your customer’s trust is paramount. In light of numerous data breaches and even government spying, companies the world over...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Chip and Skim Cards: Renewed Need for Layered Authentication

03 June 2014  |  2134 views  |  0  |  Recommends 0

In the ongoing game of one-upmanship between hackers and payment fraud prevention technology, new research presented at the 35th IEEE Symposium on Security and Privacy suggests that the fraudsters ha...

TagsCardsSecurityGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Proposed legislation puts consumers back in the driving seat

25 March 2014  |  988 views  |  0  |  Recommends 0

Recent developments at the European Parliament have proven to be a key milestone for the European Commission's data protection reform. Parliamentary support is now ensured for vital legislation whic...

TagsRisk & regulationInnovationGroupInnovation in Financial Services
Pat CarrollValidSoft - London

How do we achieve 'The Holy Grail' in contactless payments?

28 February 2014  |  2219 views  |  0  |  Recommends 0

Hot on the back of the recent news of Europe’s largest department store group El Corte Inglés taking the plunge towards contactless, yesterday’s Finextra report highlights new figures from WorldPay...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Malware , the Achilles Heel of Mobile Adoption

30 January 2014  |  2547 views  |  0  |  Recommends 0

Malware is hitting mobile like nobody’s business. It is a sad fact of life - hackers, fraudsters, cyber-criminals and the like will never go away and will evolve and adapt as our payment landscape e...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Customer Experience vs Strong Security: What's the Answer?

28 January 2014  |  2004 views  |  0  |  Recommends 0

It’s good to see the Bank of Scotland focussing on the mobile customer experience. Clearly they see this as a significant competitive advantage, and promoting it as such, whilst also highlighting the ...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Predictions for 2014: Voice Biometrics Go Mainstream? Part 2

24 January 2014  |  2311 views  |  0  |  Recommends 0

2014 will also see Voice Biometrics becoming mainstream. Apple have paved the way for biometrics to be adopted in a mainstream manner with the introduction of fingerprint readers on the iPhone. Voice ...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
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