26 November 2014

Banking Transformation

Tushar ChitraOracle Financial Services Software - Bangalore

Is Today's Approach to Banking App Development Quick Enough?

22 July 2014  |  3864 views  |  0  |  Recommends 1

2 hours and 19 minutes. That's how much time the average person spends on mobile apps every day. With a mere 22 minutes spent on the mobile web, consumers are growing more and more used to having an app for everything. And, in this regard, banking services are no different. Banking app usage is through the roof! Over the years, growth in the use o...

TagsMobile & onlineInnovationGroupFuture Finance
Tushar ChitraOracle Financial Services Software - Bangalore

Mobilizing Your Loyalty Programs

24 June 2014  |  2707 views  |  1  |  Recommends 1

Last weekend I was out shopping for apparel for my family at a retail outlet I prefer for all my clothing purchases. Being a weekend, the queue at the payment counter was characteristically long. After what seemed like an interminable period, I finally arrived at the counter. The visibly harried and overworked lady at the counter mechanically and ...

TagsMobile & onlinePaymentsGroupFuture Finance
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Tushar ChitraOracle Financial Services Software - Bangalore

Why and How Should Banks Target Mass Affluent Customers

01 May 2014  |  3909 views  |  1  |  Recommends 1

According to the latest Global Wealth Databook by Crédit Suisse, the mass affluent segment (comprising individuals having US$100,000 to US$1 million of investable assets), which represents about 361 ...

GroupFuture Finance
Tushar ChitraOracle Financial Services Software - Bangalore

The Mobile Payment Wars: Will HCE be a game-changer for NFC

19 March 2014  |  3969 views  |  4  |  Recommends 2

Over the last two years or so, the mobile payments landscape has been abuzz with the supposedly disruptive potential of near field communications (NFC) technology. Predictions have been made about the...

TagsPaymentsGroupFuture Finance
Tushar ChitraOracle Financial Services Software - Bangalore

Mobile Payment Wars: The Importance of BLE And NFC

04 March 2014  |  1711 views  |  0  |  Recommends 1

In two of my earlier posts on mobile payments, I talked about disruptive innovations in the mobile payments landscape and how the impending EMV deadlines could impact NFC adoption. In this post, I wil...

GroupFuture Finance
Tushar ChitraOracle Financial Services Software - Bangalore

Financial Inclusion: Obligation or Opportunity?

29 October 2013  |  2734 views  |  0  |  Recommends 0

Why should banks care about financial inclusion? First, the statistics, I think this will set the tone for this blog post. There are close to 2.5 billion people who are excluded from the banking strea...

GroupFuture Finance
Tushar ChitraOracle Financial Services Software - Bangalore

Cash and Trade Convergence in Transaction Banking

23 October 2013  |  1009 views  |  0  |  Recommends 1

Are you corporate clients demanding a more holistic treasury solution? The global economy is in a state of flux. International trade has been beset by the extreme volatility of currencies. Following t...

GroupFuture Finance
Tushar ChitraOracle Financial Services Software - Bangalore

Retail Consumer Banking Through Social Media

07 October 2013  |  4393 views  |  0  |  Recommends 2

Still Unsure About Retail Consumer Banking Through Social Media? Act Fast or Get Left Behind! Picture this scenario: You are on your facebook page, busy ignoring the endless motivational messages and ...

TagsMobile & onlineRetail bankingGroupFuture Finance
Tushar ChitraOracle Financial Services Software - Bangalore

Mobile Payments: Why Now is the Right Time to Adopt NFC

27 August 2013  |  9657 views  |  4  |  Recommends 1

Continuing from my earlier post “Mobile Payments: Is Your Bank Putting Its Best Foot Forward?” on how disruptive innovations in mobile communications technology are transforming the payments landscap...

TagsMobile & onlinePaymentsGroupFuture Finance
Tushar ChitraOracle Financial Services Software - Bangalore

Playing Games With Customers? Part 2 of Gamification Series

16 July 2013  |  4537 views  |  0  |  Recommends 0

So, the sequel to how the nascent trend of gamification is raising its head amidst various user engagement innovations is back. While the focus in my last post was to create an appreciation of the po...

TagsMobile & onlineInnovationGroupFuture Finance
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