31 July 2014

Brett King - Breaking Banks

Brett KingMoven - New York

TSB may have blown their biggest brand opportunity yet

17 July 2014  |  3598 views  |  8  |  Recommends 0

Last night as I got home from a Korean-town dinner in NYC with the Moven management team, I got a message via Facebook from Rob Findlay (Next Bank) about a recently launched Youtube video supposedly promoting the upcoming revamped TSB website - sort of a trailer for the future launch and the accompanying news story on Finextra hailing their 're...

TagsMobile & onlineInnovationGroupOnline Banking
Brett KingMoven - New York

Why Square Wallet failed, and why Coin card is next...

13 May 2014  |  14018 views  |  7  |  Recommends 0

Square's recent troubles are not exactly a secret. Wall Street Journal published a detailed analysis on the 21st of April this year, detailing Square's financial troubles and their rapidly shrinking cash position. Square took on a $100m debt financing option earlier this year, but even with that option, WSJ and The Verge reported that they only...

TagsCardsPaymentsGroupFinance 2.0
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Brett KingMoven - New York

Why kids don't sign and banks shouldn't either

05 May 2014  |  3257 views  |  3  |  Recommends 1

In a recent UN/ICAO commissioned survey on the use of signatures in passports, a number of countries including the UK recommended phasing out the long held practice because it was no longer deemed o...

TagsMobile & onlineRetail bankingGroupInnovation in Financial Services
Brett KingMoven - New York

Financial Inclusion can't be settled with Branches

28 January 2014  |  2490 views  |  3  |  Recommends 2

I was in India a few weeks ago speaking to the Reserve Bank and most of the primary Retail Banks about the impact of mobile and social media on the industry there. The new RBI Governor in India, Raghu...

TagsRisk & regulationRetail bankingGroupInnovation in Financial Services
Brett KingMoven - New York

My Social Media brawl with HSBC

02 December 2013  |  5981 views  |  2  |  Recommends 1

If any of you watch my Twitter feeds, Facebook or Google+ posts or those of the financial services crowd at large, it is highly likely that you will have seen a post I authored on Huffington Pos...

TagsMobile & onlineWholesale bankingGroupInnovation in Financial Services
Brett KingMoven - New York

Why Smartphones will kill Credit Card Rewards

04 November 2013  |  5810 views  |  3  |  Recommends 0

Credit cards are expensive. According to BankRate.com the average US annual percentage rate (APR) charges on credit cards is 15.35%[1], but that’s down in recent years. During the financial crisis s...

TagsCardsPaymentsGroupInnovation in Financial Services
Brett KingMoven - New York

Why digital revenue is absolutely critical for banks

29 October 2013  |  3687 views  |  0  |  Recommends 0

Mobile use is exploding in the banking scene. If you are a retail bank today in the developed world and you don’t have an app for your customers, you are increasingly becoming an exception. Certainly ...

TagsMobile & onlineRetail bankingGroupInnovation in Financial Services
Brett KingMoven - New York

Mobile is already Mainstream - including at Starbucks

03 October 2013  |  5461 views  |  5  |  Recommends 1

There has been some debate on Finextra of late as to whether Mobile Wallets and Payments are mainstream, or whether we are still years off seeing them have some real impact on commerce and payments. I...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Brett KingMoven - New York

Why Google, Apple and FB don't want to be banks...

14 August 2013  |  7794 views  |  1  |  Recommends 0

Recent research has shown that banks spend more on IT than any other industry sector (See Deutsche Bank Research - IT in banks: What does it cost?). In fact, on average banks expend 7.3% of their bu...

TagsMobile & onlineRisk & regulationGroupInnovation in Financial Services
Brett KingMoven - New York

Bitcoin is real - get over it...

08 August 2013  |  10498 views  |  8  |  Recommends 1

Recently I have been embroiled in an interesting debate on Finextra.com regarding the death of cash, or as some may classify it, the premature assassination of cash. Connected with this the threat o...

TagsPaymentsRisk & regulationGroupInnovation in Financial Services
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