17 April 2014

Brett King - Bank 3.0

Brett KingMoven - New York

Financial Inclusion can't be settled with Branches

28 January 2014  |  2163 views  |  3  |  Recommends 2

I was in India a few weeks ago speaking to the Reserve Bank and most of the primary Retail Banks about the impact of mobile and social media on the industry there. The new RBI Governor in India, Raghuram Rajan, has ruffled some feathers with his unconventional approach thus far, but he has his work cut out for him with a very traditional market, ...

TagsRisk & regulationRetail bankingGroupInnovation in Financial Services
Brett KingMoven - New York

My Social Media brawl with HSBC

02 December 2013  |  5101 views  |  2  |  Recommends 1

If any of you watch my Twitter feeds, Facebook or Google+ posts or those of the financial services crowd at large, it is highly likely that you will have seen a post I authored on Huffington Post on Friday. The post details my experience with HSBC Business Banking after they closed my business account without notifying me. The first I knew o...

TagsMobile & onlineWholesale bankingGroupInnovation in Financial Services
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Brett KingMoven - New York

Why Smartphones will kill Credit Card Rewards

04 November 2013  |  5270 views  |  3  |  Recommends 0

Credit cards are expensive. According to BankRate.com the average US annual percentage rate (APR) charges on credit cards is 15.35%[1], but that’s down in recent years. During the financial crisis s...

TagsCardsPaymentsGroupInnovation in Financial Services
Brett KingMoven - New York

Mobile is already Mainstream - including at Starbucks

03 October 2013  |  5094 views  |  5  |  Recommends 1

There has been some debate on Finextra of late as to whether Mobile Wallets and Payments are mainstream, or whether we are still years off seeing them have some real impact on commerce and payments. I...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Brett KingMoven - New York

USA - world's largest closed loop payments system?

02 October 2013  |  11211 views  |  4  |  Recommends 1

Last year the US contributed close to 20% of the world's GDP despite coming off the back of the biggest economic downturn since the 1930's Great Depression. The US, UK, Germany, Russian and CIS Stat...

TagsPaymentsInnovationGroupInnovation in Financial Services
Brett KingMoven - New York

Why Google, Apple and FB don't want to be banks...

14 August 2013  |  7631 views  |  1  |  Recommends 0

Recent research has shown that banks spend more on IT than any other industry sector (See Deutsche Bank Research - IT in banks: What does it cost?). In fact, on average banks expend 7.3% of their bu...

TagsMobile & onlineRisk & regulationGroupInnovation in Financial Services
Brett KingMoven - New York

Bitcoin is real - get over it...

08 August 2013  |  10281 views  |  8  |  Recommends 1

Recently I have been embroiled in an interesting debate on Finextra.com regarding the death of cash, or as some may classify it, the premature assassination of cash. Connected with this the threat o...

TagsPaymentsRisk & regulationGroupInnovation in Financial Services
Brett KingMoven - New York

We're witnessing the fastest ever shift in banking

15 July 2013  |  4682 views  |  4  |  Recommends 0

This week we're celebrating 5 years of the Apple App store (see Wired's commentary.) The realization that in 5 years mobile and apps have had such a huge impact on banking, can not be understated. O...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Brett KingMoven - New York

Hint: GMail P2P, Square Cash, PayPal aren't competitors

22 May 2013  |  4989 views  |  2  |  Recommends 0

I had a call with an industry colleague earlier today talking the recent news on GMail Google Wallet integration, Dwolla's funding round and the "Square Cash" announcement. At large I'm seei...

TagsPaymentsInnovationGroupInnovation in Financial Services
Brett KingMoven - New York

Can branches compete with digital for advice?

22 October 2012  |  4308 views  |  1  |  Recommends 0

There’s a long held premise that branches are great channels for advice, that this is the one differentiation that bank branches provide that the Internets could never compete with. There are three pr...

TagsOnline bankingRetail bankingGroupInnovation in Financial Services
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