25 October 2014

Craig Ramsey

Craig RamseyACI Worldwide - Watford

Digitalisation - Mind the Gap

01 October 2014  |  1177 views  |  0  |  Recommends 0

Digitisation or Digitalisation? Whichever is the correct term, we've seen it prevalent at Sibos this year. Much has been said about how mobile players and other non-traditional competitors are encroaching on the space typically reserved for financial institutions. But this Sibos has put into frame more than that. It's not just a few payments t...

TagsMobile & onlineTransaction banking
Craig RamseyACI Worldwide - Watford

SEPA, is the burden turning into a benefit?

02 September 2014  |  3001 views  |  0  |  Recommends 1

2014 finally saw the completion of the SEPA process that was some ten years in the making. As of the 1st August, the majority of European Banks are now compliant with SEPA guidelines. So, what does this mean for banks now living in a post-SEPA world? In theory, banks should now be in a position to reap the benefits of years of compliance to meet ...

TagsPaymentsRisk & regulation
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Craig RamseyACI Worldwide - Watford

There’s a long road ahead...weeks 6 to 10 in review

09 June 2014  |  1342 views  |  0  |  Recommends 0

Over the past three months I’ve covered 10 transaction banking topics that can help take your institutions from good to great. For the second half of my blog series, I’ve covered topics from non-funct...

TagsPaymentsTransaction banking
Craig RamseyACI Worldwide - Watford

Working for your success. Blog Series Week 10

03 June 2014  |  1244 views  |  0  |  Recommends 0

I’m not one to quote Nietzsche, but he is attributed with saying “I'm not upset that you lied to me, I'm upset that from now on I can't believe you.” And herein is one of the most important factors in...

TagsPaymentsTransaction banking
Craig RamseyACI Worldwide - Watford

Taking your data from big to useful. Blog Series Week 9

20 May 2014  |  1687 views  |  1  |  Recommends 1

George Orwell would be surprised to see his vision of 1984 taking place today. What used to be referred to as ‘Big Brother’ is now a reality with tracking of everyone’s movements. Today of course, we ...

TagsPaymentsInnovation
Craig RamseyACI Worldwide - Watford

Basel III can make you omniscient: Blog Series Week 8

13 May 2014  |  1692 views  |  0  |  Recommends 0

Basel III has implications beyond what most people expect. This is not just a liquidity management issue that some Treasury accountant needs to worry about. It goes way beyond that and a bank can only...

TagsRisk & regulation
Craig RamseyACI Worldwide - Watford

Mobile is not for everyone all the time. Blog Series Week 7

07 May 2014  |  1722 views  |  0  |  Recommends 1

Just because I have a smartphone, doesn't necessarily mean I want to do everything on it. For me, a smartphone is useful for browsing or grabbing snippets of information, and I even use it as a teleph...

TagsMobile & onlinePayments
Craig RamseyACI Worldwide - Watford

Sleeping with the enemy? Blog Series Week 6

29 April 2014  |  1538 views  |  0  |  Recommends 1

Coming from an IT background, I am often overly critical of a bank’s IT department. I get frustrated when they appear to be more worried about technical standards than viable functionality. In truth,...

TagsSecurityPayments
Craig RamseyACI Worldwide - Watford

Taking your bank from good to great: First 5 areas of focus

15 April 2014  |  2122 views  |  1  |  Recommends 0

What can take your bank from good to great? That is the question we have been looking to answer for the last 6 weeks, and so far we have delved into five areas of focus. Our Tour de Transaction Bankin...

TagsMobile & onlinePayments
Craig RamseyACI Worldwide - Watford

Don’t replicate, elevate: winning new customers. Blog Week 5

08 April 2014  |  1982 views  |  1  |  Recommends 0

It's time we looked at innovation and how it can be used to drive new customer propositions. 'Oh no, not that buzzword again,' I hear you all shout. But actually, I want to look at lack of innovation....

TagsPaymentsInnovation
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