27 March 2015

Paul Love

Paul LoveCompass Plus - Nottingham

Good Old Days of Chip and PIN Vs. The Wild West of FinTech

12 December 2014  |  4158 views  |  0  |  Recommends 1

At the Connecting Payments conference on Wednesday we celebrated 10 years since the successful roll out of Chip & PIN in the UK. This was the largest coordinated shift in consumer payment behaviour since decimalisation, and the celebration was well deserved. The excellent presentations and panel discussions including those directly involved at ...

TagsCardsInnovationGroupInnovation in Financial Services
Paul LoveCompass Plus - Nottingham

Common sense prevails - but when?

05 December 2014  |  2003 views  |  0  |  Recommends 0

As I said on Wednesday, innovation should be about solving real world needs rather than just inventing smart technology. Paying in cheques by photographing them is one of the those innovations that just work. The infrastructure is tried and tested – cheques, camera phones, digital imaging, etc., but even better is the fact that the consumer immedia...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
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Paul LoveCompass Plus - Nottingham

Inventor or Innovator ?

03 December 2014  |  1737 views  |  0  |  Recommends 0

The guy who invented the first wheel was a great inventor - The guy who saw the need for the other three was an innovator. There is a lot of smart technology invented, but unless it finds the right ap...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Paul LoveCompass Plus - Nottingham

Mobile and the SOA Silver Bullet

11 April 2014  |  2284 views  |  2  |  Recommends 0

For several years I have blogged about how many banks continue to rely on legacy systems and how the latest proverbial straw never seems to break the camel’s back. Now mobile payments and mobile banki...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Paul LoveCompass Plus - Nottingham

When is a payments network not a payments network?

28 March 2014  |  2520 views  |  0  |  Recommends 0

When a network can be unplugged unilaterally what message does that send to the poor cardholder with the acceptance brand shining brightly on their card? While Visa and MasterCard have successfully po...

Paul LoveCompass Plus - Nottingham

Mobile payments - Would you buy a used car form this man?

21 March 2014  |  3002 views  |  2  |  Recommends 0

This was the famous question asked of Richard “Tricky Dicky” Nixon in the 1960 presidential campaign – implying he could not be trusted. Last week when I was buying a used car, how would I know I cou...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Paul LoveCompass Plus - Nottingham

Does One Size Fit All ?

14 March 2014  |  2276 views  |  3  |  Recommends 0

I have just received a letter from Barclaycard telling me that they are not just withdrawing their innovative OnePulse card but are also simplifying their range of credit cards. While the withdrawal o...

TagsCardsInnovationGroupInnovation in Financial Services
Paul LoveCompass Plus - Nottingham

The Handshake - Trust vs Technology

05 April 2013  |  2735 views  |  0  |  Recommends 0

"Lets shake on it" - A handshake has always been the way to seal a deal. It is a human interaction, based on trust and relies on the honor and integrity of the parties involved. Last week an...

TagsPaymentsInnovationGroupInnovation in Financial Services
Paul LoveCompass Plus - Nottingham

In cash we trust !

22 March 2013  |  3176 views  |  0  |  Recommends 0

When the going gets tough ... The cash gets going One item of news that stood out about the citizens of Cyprus struggling to come to terms with their predicament, was that the British government have...

Paul LoveCompass Plus - Nottingham

Card fraud arrest 'too expensive'?!

14 December 2011  |  3232 views  |  1  |  Recommends 0

The concern with stories like the recent one in the Telegraph about it being too expensive for the police to arrest a fraudster - so there are no consequences for the card fraud criminal - is that th...

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