02 September 2014

Matt Scott

Matt ScottWincor Nixdorf International GmbH - Bracknell

Will Host Card Emulation save NFC?

14 August 2014  |  1844 views  |  0  |  Recommends 1

Coexistence: Host Card Emulation supports the coexistence between the Secure Element issuance model and the HCE CloudSE and in-software approaches. This leaves an open-door to a shift in approaches or (commercial) attitudes towards eSE and USIM SE issuance. The offline/no-network problem – CloudSE solutions now offer the ability to support a lim...

TagsCardsMobile & onlineGroupInnovation in Financial Services
Matt ScottWincor Nixdorf International GmbH - Bracknell

Pace of Change and Innovation

01 October 2013  |  2594 views  |  1  |  Recommends 0

Last Monday (23rd) was Day 1 of the Annual EBUG conference held in London's famous Institute of Civil Engineers. In a way it made me wonder if anyone will be able to Engineer the future of Cards & Payments after the influence of such auspicious surroundings. After presentations from the CIO of IBM and a representative of Intel it became clear ...

TagsCardsPaymentsGroupBanking Architecture
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Matt ScottWincor Nixdorf International GmbH - Bracknell

Have Device Will travel

23 September 2013  |  3622 views  |  2  |  Recommends 2

Recently, inspired by the upcoming EBUG conference, I felt enthused to try and get a handset with NFC working for payments. Previously i had been "marooned" on an NFC-less iPhone 4S - it ha...

TagsCardsMobile & onlineGroupInnovation in Financial Services
Matt ScottWincor Nixdorf International GmbH - Bracknell

Mobile Deployment Options 2013

19 March 2013  |  3371 views  |  1  |  Recommends 0

Mobile Payments are an increasingly important element of the payments ‘ecosystem’. This is a brief guide on the current options available and their associated benefits and issues. To apply

TagsCardsMobile & onlineGroupInnovation in Financial Services
Matt ScottWincor Nixdorf International GmbH - Bracknell

Loyalty is Pointless without Redemption

04 February 2013  |  3417 views  |  0  |  Recommends 0

Okay, so I will admit, I was quite impressed when I started using a certain retailers Mobile Wallet Application (or User Interface Application – depending upon which Industry term you prefer). It was...

Matt ScottWincor Nixdorf International GmbH - Bracknell

Ministry of Mis-Information

15 January 2013  |  2361 views  |  1  |  Recommends 0

Today whilst perusing the drivel that normally adorns my Facebook updates page I noticed that one of my "friends" was promoting/re-posting a photo of a spoof article regarding PIN Entry whil...

Matt ScottWincor Nixdorf International GmbH - Bracknell

UK Consumers prepared to pay for NFC Prepaid

03 October 2011  |  2837 views  |  1  |  Recommends 0

In a time of extreme economic sensitivity I was surprised to read details of a Simon-Kucher research exercise which concluded that the average price consumer are willing to pay to load a prepaid NFC e...

TagsCardsPayments
Matt ScottWincor Nixdorf International GmbH - Bracknell

Trials and Tribulations with Prepaid Experimentation...

04 March 2011  |  3954 views  |  1  |  Recommends 0

Ok, so I've had fun experimenting with the O2 Prepaid Card offering provided by O2/Natwest. I noticed that Orange/Barclays were launching a new Prepaid Card with PayPass - excellent I thought - this ...

Matt ScottWincor Nixdorf International GmbH - Bracknell

The Cost of False Positives

01 March 2010  |  3643 views  |  0  |  Recommends 0

Today, for the fifth time in as many months, my Debit Card was Blocked by my UK Bank for suspect activity. I know exactly what the activity is, its the same activity that happened the first time and ...

TagsCardsPayments
Matt ScottWincor Nixdorf International GmbH - Bracknell

Flaws in EMV Chip and PIN

11 February 2010  |  5050 views  |  1  |  Recommends 0

This evening I amused myself by watching another group of Cambridge University Students prove security loophole in the EMV Chip & PIN System. Obviously the BBC heavily edited the clips to try and...

TagsCardsSecurity
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