13 February 2016

Talk of Many Things

Ketharaman SwaminathanGTM360 Marketing Solutions - Pune

Privacy Does Not Equal Security

17 January 2016  |  2499 views  |  1  |  Recommends 1

A few months ago, I'd posted the following update on social media: Privacy does not equal Security: Privacy is refusing to give out your mobile #. Security is refusing to give out your debit card PIN #. To which a friend had replied, "You made it so simple!!" Then I thought of bank account numbers and realized it wasn't so simple. If I to...

TagsRisk & regulationRetail banking
Ketharaman SwaminathanGTM360 Marketing Solutions - Pune

Hiding Your Secret Sauce

17 November 2015  |  1330 views  |  0  |  Recommends 0

They say every product or service must have a secret sauce. Some startups take the secrecy part of this advice to the extreme by going into stealth mode until they launch. While others point to today’s open world of startup events, mentoring sessions, Twitter and TED talks and question if it’s even possible to have anything secret. Before sharing ...

TagsMobile & onlineInnovation
More blog posts
Ketharaman SwaminathanGTM360 Marketing Solutions - Pune

Bank Insources Credit Card Reward Redemption Theft

13 September 2015  |  5127 views  |  0  |  Recommends 0

In Beware Of Credit Card Reward Redemption Theft, I'd written about the many occasions in the past when I didn't receive my credit card redemption until I chased the bank in question. In all those ca...

TagsCardsRetail banking
Ketharaman SwaminathanGTM360 Marketing Solutions - Pune

When Does Correlation Equal Causation?

11 August 2015  |  4092 views  |  2  |  Recommends 1

Data purists would rap my knuckles for asking this question and reply, "Never". On the other hand, "data sophists" who're accustomed to lying with Big Data in even more crude ways ...

TagsCardsRetail banking
Ketharaman SwaminathanGTM360 Marketing Solutions - Pune

Mitigating Fraud Does Not Pay The Bills

20 July 2015  |  3944 views  |  0  |  Recommends 0

Many discussions of security standards emphasize how Chip + PIN and Two Factor Authentication reduce fraud loss and exhort countries using Magstripe / Chip + Signature and Single Factor Authen...

TagsCardsRisk & regulation
Ketharaman SwaminathanGTM360 Marketing Solutions - Pune

HDFC Bank's PayZapp Ends My Bill Payment Woes

26 June 2015  |  3481 views  |  0  |  Recommends 0

I get around 15 bills a month from a variety of telcos, utilities, and other billers. Being an omnichannel freak, I don't have any bias towards how I pay them, with my choice of payment channel depend...

TagsCardsMobile & online
Ketharaman SwaminathanGTM360 Marketing Solutions - Pune

Will Millennials Bankrupt Neobanks?

08 June 2015  |  2635 views  |  0  |  Recommends 0

Many a neobank seems to be founded on the premise that Gen Y and Gen Z (collectively "Millennials") are digital natives and prefer digital interactions to physical ones in everything includi...

TagsMobile & onlineRetail banking
Ketharaman SwaminathanGTM360 Marketing Solutions - Pune

Secret Of Survival Of Bank Branches

06 February 2015  |  4061 views  |  6  |  Recommends 1

From personal experience and anecdotal evidence, there's no question that retail banking customers are increasingly moving to digital channels to conduct everyday banking transactions like balance inq...

TagsRetail bankingTransaction banking
Ketharaman SwaminathanGTM360 Marketing Solutions - Pune

Banks Have Nothing To Fear From Neobanks

25 January 2015  |  3172 views  |  0  |  Recommends 0

According to the Economic Times article Brokerages’ Retail Pain Is Banks' Gain, banks have stolen a march over neobanks in the e-brokerage space in India. Cheaper access to funds and greater trust - ...

TagsSecurityMobile & online
Ketharaman SwaminathanGTM360 Marketing Solutions - Pune

Why I Went From Card To COD

18 January 2015  |  4658 views  |  5  |  Recommends 1

I’ve been shopping online since circa 1998 but, over the years, the following factors have taken the shine off my initial enthusiasm for ecommerce in India: Driven by VCs braying for profits, many ec...

TagsCardsPayments
Previous 1 | 2 | 3 | 4 | 5 |Next
26,267
Members
14,696
Comments
9,753
Posts
 
1,052
Active bloggers

Top bloggers: 30 days

Most viewed Engaging
Robert Siciliano

Security analyst, published author, tele...

Christian Voigt

I'm a Senior Regulatory Adviser at Fides...

Ivy Schmerken

Writer of blogs and whitepapers about el...

Nigel Farmer

Nigel Farmer is the head of Capital Mark...

Who is commenting on these posts

Ketharaman Swaminathan
Balasubramaniam GD
Nigel Farmer
Tayloe Draughon
Munaeem Jamal
Hamza Abu-Musa
Tapan Agarwal
Charmaine Oak
Jeremy Mugridge
Ray Kenny
Vivek Singh
Neil Crammond