02 September 2014

Good for society at large

Bo HaraldZEF and Real Time Economy Program - Esbo

How long can e-banking keep growing?

26 May 2014  |  1751 views  |  0  |  Recommends 0

Over 6 million e-banking contracts in a country with 5,5m people - and there is a monthly fee. And transactions just keep growing..

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

Banks turbo-driving e-invoicing in Finland

19 May 2014  |  1607 views  |  0  |  Recommends 0

Almost all enterprises in the country signed up (336.000). Huge growth in transactions. Consumer volumes exploding this year as direct debit features have been integrated.

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
More blog posts
Bo HaraldZEF and Real Time Economy Program - Esbo

Blog post nbr 300 - this time about e-invoicing..

13 March 2014  |  1058 views  |  0  |  Recommends 0

As of November last year 72% of all enterprises in Finland used structured e-invoicing (Finvoice or TEAPPS standards - compatible with ISO20022). By now it is considerably higher. E-mailing PDFs has n...

Bo HaraldZEF and Real Time Economy Program - Esbo

Massive forces needed

10 March 2014  |  1306 views  |  0  |  Recommends 0

When we have been working with changing direction in large companies or large scale projects like x-EU e-invoice harmonization, automated VAT reporting and the real time economy generally speaking we ...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

We all know where we are heading

27 February 2014  |  1911 views  |  2  |  Recommends 0

We all know that administrative processes will be fully automated in the future and continue their march towards real time. Still far too many of us continue to sit on our hands - perhaps not hoping t...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

e-id and e-commerce payment volumes growing in Finland

14 June 2013  |  2900 views  |  0  |  Recommends 0

Observations: 1. the public sector is the main user of banks e-id services and the growth continues as bank e-id also can be used for electronic signatures 2. e-commerce transactions are real time p...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

e-banking STILL growing in Finland

14 June 2013  |  2050 views  |  0  |  Recommends 0

Observations: 1. 5,4 m citizens have made 5,8 m e-banking contracts (pay for the service to two banks in many cases) 2. transactions continue to grow fast

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

Winning posts

08 April 2013  |  1927 views  |  0  |  Recommends 0

Recent posts: Apr 2013 Why us reuse to difficult? 403 views Mar 2013 Cutting admin cost in half - video 1110 23 Feb 2013 Virgin territory 1987 22 Feb 2013 Is SME-sector competitiveness important? ...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

Virgin territory

23 February 2013  |  3747 views  |  0  |  Recommends 0

A lot of time and effort has been spent on automating manufacturing and logistics in large companies. Less has been spent on their administrative processes. Automation of SME administration and gover...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

The biggest ever revolution in banking and beyond

18 February 2013  |  8915 views  |  1  |  Recommends 0

As I am now checking out from full time employment I take this opportunity to sum up what we (not I..) at Nordea, Tieto, the EC Expert Group on e-Invoicing, the Real Time Economy program, the Mobey Fo...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
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