20 December 2014

Good for society at large

Bo HaraldZEF and Real Time Economy Program - Esbo

Time for soul-searching - also in banks

07 December 2014  |  2155 views  |  0  |  Recommends 0

Then the first question is WHY? Why? Because people do not buy what you say – but why you say it. Simon Sinek proves this beyond doubt in his book Start with Why. You can get a good taste of this already in his famous TED Video. - http://www.ted.com/talks/simon_sinek_how_great_leaders_inspire_action - but, if you read one book about leadership - ...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

All countries should save tax payer's money with e-invoicing

05 December 2014  |  1580 views  |  0  |  Recommends 0

Now Switzerland http://www.thepaypers.com//e-invoicing-scf-e-procurement/switzerland-to-roll-out-e-invoicing-in-the-administration-in-2016/757585-24 But Denmark - true Vikings - made e-invoicing mandatory already in 2006. Important to remember that huge cost savings are enabled in all sectors and that especially the SME-sector can easily move to au...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
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Bo HaraldZEF and Real Time Economy Program - Esbo

Time for better and new Ecosystems

20 November 2014  |  1952 views  |  0  |  Recommends 0

I had the opportunity to speak at the spectacular SLUSH-event in Helsinki. The main focus there is always on how startups are changing the world and should get more funding to do it even faster. My pr...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

It's our money..

31 October 2014  |  1467 views  |  0  |  Recommends 0

An estimated EUR 177 billion in VAT revenues was lost due to non-compliance or non-collection in 2012, a recent report reveals. E-invoicing to help reduce EU VAT Gap losses - report thepaypers.com Ac...

TagsPaymentsInnovationGroupElectronic invoicing
Bo HaraldZEF and Real Time Economy Program - Esbo

e-id as bank service storming ahead in Finland

19 May 2014  |  2152 views  |  0  |  Recommends 0

The most natural thing in the world is to reuse e-banking credentials, ready HABIT and TRUST for public sector and other 3rd party services when strong identification and/or contract signing is needed...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

We all know where we are heading

27 February 2014  |  2030 views  |  2  |  Recommends 0

We all know that administrative processes will be fully automated in the future and continue their march towards real time. Still far too many of us continue to sit on our hands - perhaps not hoping t...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

Charge for it!

05 February 2014  |  1570 views  |  0  |  Recommends 0

When we launched e-banking back in 1982 for consumers and SMEs at Union Bank fo Finland we pretty soon started to charge for the service. We thought that getting banking into homes and offices was wor...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

Everybody writing - nobody reading?

05 February 2014  |  1775 views  |  0  |  Recommends 1

Everybody is writing and nobody reading? Writing takes all the time available.. I should of course not complain as my posts here have soon generation one million page views... But we do live in a time...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

Why you should OFFER proper e-invoicing

29 January 2014  |  2944 views  |  0  |  Recommends 0

With proper I mean structured e-invoicing - not e-mailing PDFs (as bad as paper mail - or even worse due to spam filters..). So why? Your customer 1. gains convenience - especially with simple mobile ...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

Looking back on 2013

09 January 2014  |  1673 views  |  0  |  Recommends 0

2013 was the year when paper and e-mail invoicing was overtaken by structured e-invoicing in Finland. This is now happening with accelerating speed all over the world as governments and other payment ...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
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