23 October 2014

Good for society at large

Bo HaraldZEF and Real Time Economy Program - Esbo

Banks turbo-driving e-invoicing in Finland

19 May 2014  |  1686 views  |  0  |  Recommends 0

Almost all enterprises in the country signed up (336.000). Huge growth in transactions. Consumer volumes exploding this year as direct debit features have been integrated.

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

Virgin territory

23 February 2013  |  3783 views  |  0  |  Recommends 0

A lot of time and effort has been spent on automating manufacturing and logistics in large companies. Less has been spent on their administrative processes. Automation of SME administration and government reporting still appears as virgin territory. More http://www.finextra.com/community/Fullblog.aspx?blogid=7407 As the SME sector stand for some...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
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Bo HaraldZEF and Real Time Economy Program - Esbo

100pct automation - 2002-2011

10 May 2012  |  2938 views  |  0  |  Recommends 0

It takes time - starting early helps.

TagsOnline bankingPaymentsGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

Online banking is not ready

26 May 2011  |  5226 views  |  0  |  Recommends 0

Online banking is not ready as long as users: - users have to type in loads of reference numbers, dates, amounts etc when paying bills - do not get mobile notifications when needed for too low or to...

TagsOnline bankingPaymentsGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

e-id services - great growth in 2010

29 March 2011  |  4143 views  |  0  |  Recommends 0

Wrote this last year: "So sensemaking to let citizens log in to public sector with e-bank log-on tools. This is so saving both tax payer's money and speeding up e-government as tools are fami...

TagsOnline bankingPaymentsGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

e-invoicing growth 2010 in Finland

28 March 2011  |  4108 views  |  0  |  Recommends 0

2010 was a good growth year for e-invoicing using the Finvoice standard in Finland. 71% growth – now 14,4m (good bank statistics available). This would on EU-level equal 1 billion invoices. 1,1 millio...

TagsOnline bankingPaymentsGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

On our way to the Singularity

26 March 2011  |  3794 views  |  1  |  Recommends 0

Ray Kurzweil eminently presents his views in this video. Singularity it will be – maybe not dramatically – like the Computer with its superior artificial intelligence having become so good at improv...

TagsOnline bankingPaymentsGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

This is ISO20022 invoice message standard

21 March 2011  |  4551 views  |  0  |  Recommends 0

Some confusion and negativism has been seen around the splendid progress in e-invoicing standardization. This text by Stig Korsgaard is very useful: “The following sets out the background and also t

TagsOnline bankingPaymentsGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

Heavyweight support for global e-invoicing ISO standard

11 March 2011  |  5119 views  |  0  |  Recommends 0

This is the global support from SWIFT that the market needs. As seen from the work with the Single European Payment Area it is necessary to get a network standard in place first – and then make the ...

TagsOnline bankingPaymentsGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

Rapidly growing E-Invoicing adoption rates

09 March 2011  |  3880 views  |  0  |  Recommends 0

Snippets (emphasis mine) from Bruno Koch newsletter “Market development in 2010 was very dynamic, although I was somewhat over-optimistic in the case of Italy and Spain. I assumed that the Italian ...

TagsOnline bankingPaymentsGroupInnovation in Financial Services
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