04 March 2015

Stephen Wilson in Lockstep

Stephen WilsonLockstep Group - Sydney

Now is not the time to go soft

03 August 2012  |  3088 views  |  2  |  Recommends 0

Online computing represents probably the first new platform in thirty years. Not since the PC have we seen a whole new hardware-software-solution-product environment emerge. It's understandable that there's a mad land grab for app-driven market share. But you'd think that the rush to market would be moderated by a realisation that we ought to b...

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Stephen WilsonLockstep Group - Sydney

How much worse can CNP fraud get?

17 July 2012  |  2427 views  |  1  |  Recommends 0

The Australian Payments Clearing Association (APCA) releases card fraud statistics every six months for the preceding 12m period. For the first time in many years, Australian card fraud has grown in all categories. The ratio of Card Not Present fraud to all fraud remained steady at just under three quarters. An up-turn in skimming and counter

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Stephen WilsonLockstep Group - Sydney

Credit card numbers are like nitroglycerine

13 January 2012  |  3936 views  |  0  |  Recommends 0

It's terrific that merchants are increasingly pushing back on PCI-DSS. It really is high time we shifted the emphasis from ad hoc stop gap compromise measures, onto tackling the real problem: the rep...

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Stephen WilsonLockstep Group - Sydney

Banks really know their customers

13 December 2011  |  2624 views  |  1  |  Recommends 1

A few months ago, the Australian banking consortium BPAY announced the cancellation of its promising and well funded account portabilty MAMBO. What does this mean for the even more audacious plans for...

Stephen WilsonLockstep Group - Sydney

Taking full advantage of Chip

02 June 2011  |  3737 views  |  6  |  Recommends 0

The Atlanta Federal Reserve's Cindy Merritt -- assistant director of the Retail Payments Risk Forum -- offers a refreshing, plain talking critique of the PCI-DSS regime. She goes to the heart of the m...

Stephen WilsonLockstep Group - Sydney

Do digital wallets leave 3D Secure behind?

11 May 2011  |  3991 views  |  0  |  Recommends 1

Visa's digital wallet seems to take a different path from 3D Secure. If it's "digital" I wonder if it's interoperable online and how might it work over Internet? The digital wallet will stor...

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Stephen WilsonLockstep Group - Sydney

Is Sony PCI DSS compliant?

27 April 2011  |  7521 views  |  9  |  Recommends 0

It's been over a week and a zillion blog posts and tweets have already circulated about the PlayStation Network breach. Yet one security issue has yet to be canvassed. I'm more than a little surpris...

Stephen WilsonLockstep Group - Sydney

What to do about the SecurID hack?

21 March 2011  |  3044 views  |  0  |  Recommends 0

RSA's public response to the compromise of its famous SecurID One Time Password is curious. On the one hand, it's admirable to have disclosed that they've been 'hacked'; on the other hand, their pu

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Stephen WilsonLockstep Group - Sydney

Are banks ready for the new identity ecosystem?

26 January 2011  |  4587 views  |  2  |  Recommends 2

The National Strategy for Trusted Identities in Cyberspace (NSTIC) released by the Whitehouse last month, is a proposal for a new “ecosystem” of diverse Internet IDs. It is the latest incarnation of...

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Stephen WilsonLockstep Group - Sydney

Can't we simplify digital identity?

25 August 2010  |  4828 views  |  0  |  Recommends 0

Why is digital identity so tricky? The past decade is littered with earnest initiatives that failed to meet expectations (like the Australian Trust Centre) or consortia that over promised and under

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