02 March 2015

Alex Noble

Alex NobleCisco - London

Bank Branches, do we bet on Botin or BBVA or the stats from the FDIC?

24 February 2015  |  2134 views  |  1  |  Recommends 0

It’s been a fascinating contrast between the statements of Ana Botin and Francisco Gonzalez. In her first interview, Ana Botin (the new Global Chairwoman of Santander, formerly CEO of Santander UK) told the Financial Times that, “Bank branches will save banks from digital challengers”. Meanwhile, with uncanny timing, it was reported that Francis...

TagsMobile & onlineRetail bankingGroupInnovation in Financial Services
Alex NobleCisco - London

Are we getting Big Data fatigue?

14 January 2015  |  5386 views  |  3  |  Recommends 0

There seems to be some shock that bank execs might be dissatisfied with Big Data. Big Data (the ability to analyse and understand massive data sets) has been heralded as revolutionary for financial services and is seen as a major IT trend. The promise is huge. The compute power and analytic software now exist to interrogate unimaginably huge amo...

TagsRisk & regulationInnovationGroupInnovation in Financial Services
More blog posts
Alex NobleCisco - London

First Direct - Lessons from Banks vs Supermarkets

06 October 2014  |  2837 views  |  2  |  Recommends 0

I’ve long been an admirer of First Direct. Recently I’ve begun to think that First Direct might be the model for how banks defend themselves from the rise of supermarket banking. First Direct is alrea...

TagsMobile & onlineRetail bankingGroupInnovation in Financial Services
Alex NobleCisco - London

The Growth in Voice Biometrics for Banking

19 February 2014  |  2654 views  |  1  |  Recommends 0

It’s been an interesting week for those interested in Financial Services and how biometrics could be used in the industry. It was the subject of my last post on Finextra (“Voiceprints can counter ID ...

TagsMobile & onlineRetail bankingGroupInnovation in Financial Services
Alex NobleCisco - London

Multi-channel or good channels?

25 September 2013  |  2904 views  |  1  |  Recommends 1

I’m very struck by one quote from the Tower Group report on multi-channel, "CEOs are realising that channel investments should be tied to specific experience goals and customers should be guided...

TagsRetail bankingInnovationGroupInnovation in Financial Services
Alex NobleCisco - London

Just where are you advertising? Brands, Social Media and CRM

07 June 2013  |  3827 views  |  0  |  Recommends 0

Nationwide Building Society did well to respond so quickly to last week’s social media campaign. The story and the whole news cycle highlights a new set of risks & challenges for CRM. What makes i...

TagsMobile & onlineRetail bankingGroupInnovation in Financial Services
Alex NobleCisco - London

Voiceprints can counter ID theft, but other threats remain

22 May 2013  |  3147 views  |  0  |  Recommends 0

I was surprised at the extensive coverage of the Barclays Wealth change in customer identification techniques. Barclays have introduced passive voice identification, so the system identifies callers a...

TagsRetail bankingInnovationGroupInnovation in Financial Services
Alex NobleCisco - London

Just how much change is coming to UK branch banking?

25 October 2012  |  4070 views  |  0  |  Recommends 0

Looking at the recent news stories or even just a quick glance at Finextra, a reader would have no doubt that change is coming to branch banking. What would be perhaps open to debate is the level of ...

TagsRetail bankingGroupInnovation in Financial Services
Alex NobleCisco - London

The challenge for RBoS positioning the Direct Line IPO

20 September 2012  |  5914 views  |  1  |  Recommends 1

On one level, selling Direct Line in an IPO looks straight forward. The business model is proven and is made up of strong, well established brands. It is the leading UK personal lines insurer with a 1...

TagsRetail bankingGroupUnified Communications in Financial Services
Alex NobleCisco - London

Why off shore service is returning to the UK

08 July 2011  |  7432 views  |  0  |  Recommends 0

It’s very interesting to see that Santander is bringing back 500 contact centre agents from India to the UK. This is good news for the UK economy, and is also part of a much wider trend in customer s...

TagsSecurityRetail banking
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