08 February 2016

Alex Noble

Alex NobleCisco - London

Law, territory and the Blockchain in Financial Services

20 November 2015  |  1756 views  |  0  |  Recommends 0

I'm finding that I'm having very productive discussions with lawyers as ideas mature on how blockchain could be used in financial services I should stress that I'm a technologist rather than a lawyer – a student job at a firm of Edinburgh solicitors rapidly demonstrated that Scots law was not for me. However, if you wish to build a blockchain archi...

TagsVirtual currencyInnovationGroupInnovation in Financial Services
Alex NobleCisco - London

New York vs London at the Barclays FinTech Accelerators - 5 things I’ve learnt

22 October 2015  |  2043 views  |  0  |  Recommends 1

It’s been fascinating having the equivalent of a ringside seat for the London and New York rounds of the Barclays Techstars Accelerator. The two cities have some of the most innovative FinTech start-ups and some of the more supportive government and digitisation environments. [Disclosure: I’ve been one of the start-up mentors partnering with Bar...

TagsRetail bankingInnovationGroupInnovation in Financial Services
More blog posts
Alex NobleCisco - London

How UK payments were changed by London Transport

17 September 2015  |  2437 views  |  1  |  Recommends 0

Payments are evolving at a staggering rate. Yet despite the hype around the new payment methods, the way a 150 year old transport network has driven payments adoption is perhaps as significant. The ad...

TagsPaymentsRetail bankingGroupInnovation in Financial Services
Alex NobleCisco - London

The quiet FinTech revolution: Insurance

20 July 2015  |  1999 views  |  0  |  Recommends 0

To say there is “hype” around FinTech doesn’t do justice to the some of the rather breathless reports that have recently been appearing. Some of this is a genuine feeling (bothin media and industry) t...

TagsVirtual currencyInnovationGroupInnovation in Financial Services
Alex NobleCisco - London

What would widespread crypto-currency mean for Greece?

07 July 2015  |  1638 views  |  0  |  Recommends 0

Today’s situation in Greece is bad for all parties and for once the media are using word “unprecedented” correctly. There have been currency union crises before (such as the Latin Monetary Union, from...

TagsVirtual currencyInnovationGroupInnovation in Financial Services
Alex NobleCisco - London

If mobile is the future, where are the telco’s?

15 June 2015  |  3094 views  |  5  |  Recommends 3

There’s a sense of inevitability about today’s announcement from the BBA, that in Britain customers are predominantly using mobile banking. Customers like to be able to do their basic transactions qui...

TagsMobile & onlineRetail bankingGroupInnovation in Financial Services
Alex NobleCisco - London

Customer insight, election polling and why don’t branches have more success in customer surveys?

13 May 2015  |  1942 views  |  2  |  Recommends 0

Current customer experience research shows that (whenever asked) consumers state that they like bank branches and prefer banks with branches. Yet the evidence of their behaviour and mobile adoption r...

TagsMobile & onlineRetail bankingGroupInnovation in Financial Services
Alex NobleCisco - London

Bank Branches, do we bet on Botin or BBVA or the stats from the FDIC?

24 February 2015  |  4389 views  |  1  |  Recommends 0

It’s been a fascinating contrast between the statements of Ana Botin and Francisco Gonzalez. In her first interview, Ana Botin (the new Global Chairwoman of Santander, formerly CEO of Santander UK) t...

TagsMobile & onlineRetail bankingGroupInnovation in Financial Services
Alex NobleCisco - London

Are we getting Big Data fatigue?

14 January 2015  |  6672 views  |  3  |  Recommends 0

There seems to be some shock that bank execs might be dissatisfied with Big Data. Big Data (the ability to analyse and understand massive data sets) has been heralded as revolutionary for financial ...

TagsRisk & regulationInnovationGroupInnovation in Financial Services
Alex NobleCisco - London

First Direct - Lessons from Banks vs Supermarkets

06 October 2014  |  3740 views  |  2  |  Recommends 0

I’ve long been an admirer of First Direct. Recently I’ve begun to think that First Direct might be the model for how banks defend themselves from the rise of supermarket banking. First Direct is alrea...

TagsMobile & onlineRetail bankingGroupInnovation in Financial Services
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