22 July 2014

Sriram Natarajan

Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

The giant US Banking Regulatory 'sink-hole'

24 July 2011  |  4256 views  |  0  |  Recommends 1

Was it just a coincidence or some kind of a 'karmic connection'? A giant 200 feet sinkhole appeared in Guatemala City last month. A few days later the Regulation II of the Dodd-Frank Amendment, slashing debit interchange fee by half, came into existence. The debit interchange 'blow out' starts from Oct 1, 2011 for banks with more than $ 10 B in a...

TagsRisk & regulationRetail banking
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Fastest and most responsive to disasters- Scammers!

23 March 2011  |  3114 views  |  0  |  Recommends 0

I do salute the stoic resilence of the Japanese people in the face of disaster. But I think the award for the most responsive and 'quick to market' mob goes to the internet scamsters! Within an hour of the news of the disaster in Japan, invitations to make donations for tsunami relief came into my inbox. In fact, so creative and impressive are th...

TagsSecurityRisk & regulationGroupInnovation in Financial Services
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Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Open Sourcing of Card Networks?

04 November 2010  |  2903 views  |  1  |  Recommends 0

Last week, I came across an interesting headline - "Visa Opens World’s Leading Payments Network to Independent Developers Visa Inc. today announced a significant enhancement to the Authorize.Ne...

TagsPayments
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Wanted: subsidies for electronic payments

29 October 2010  |  3598 views  |  3  |  Recommends 0

Governments across the world provide subsidies for various activities. Most countries provide farm subsidies; education, health and even fuel is subsidised through government largesse. Now, to promot...

TagsPaymentsGroupInnovation in Financial Services
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

'Boomer babies' and 'busters'

06 March 2010  |  2200 views  |  0  |  Recommends 0

I see them all around the world - the 'boomer babies' - professionals and fat cats who came into existence in boom times. You could spot them everywhere - seminars, conferences, networking and any exp...

Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Will Twitter founder Square Visa - MasterCard?

26 December 2009  |  4571 views  |  1  |  Recommends 0

Further to my earlier post on Internet based payment applications, it looks like 2010 is going to be the year of alternate payments. We can see the high level of interest in the subject. Jack Dorsey -...

TagsCardsPayments
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

White Collar crime now in 'Starbucks' league!

22 November 2009  |  2728 views  |  0  |  Recommends 0

The latest Pricewaterhouse Coopers Global Economic crime survey released last week confirms our worst fears. The stinging economic recession has taken economic crime to the 'classes'. Middle and upper...

TagsSecurityRisk & regulation
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Card payment networks - be afraid - very afraid.......

16 November 2009  |  3091 views  |  3  |  Recommends 1

We are now at the cliched inflection point on payment innovation. In recent months, many of the goliaths of the online world are offering their own payment channels - Amazon, GooglePay, PayPal - that ...

TagsPaymentsRetail banking
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

World economics explained!

27 September 2009  |  2906 views  |  0  |  Recommends 1

I don't know who to give credit for this hilarious piece on world economy; but this one landed in my inbox and cracked me up: "It is the month of August, on the shores of the Black Sea. It is ra...

TagsSecurityRisk & regulation
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Nokia Money - new world currency?

29 August 2009  |  3020 views  |  0  |  Recommends 1

At last, the mobile telecom industry has come up with a credible challenge to the banking industry. For many years now, mobile operators and MSPs have been dabbling with financial products and payment...

TagsOnline bankingPayments
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