23 October 2014

Sriram Natarajan

Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

How to put a 7 Billion dollars stimulus to good use!

17 July 2012  |  2692 views  |  0  |  Recommends 1

The US Retailers won a major victory with the class action settlement of $ 7.2 Billion against Visa, MasterCard and seven other card issuers. While this victory may sound like a bonanza for retailers and perhaps get them salivating on the amount of cash they are like to see soon, it may be worth their introspecting on how the money can be put to g...

TagsCardsPayments
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Too big to Retail....

06 November 2011  |  2968 views  |  1  |  Recommends 1

The BIS released came out with a list of 'systemically important' banks.http://www.bis.org/publ/bcbs207.htm So, we now officially acknowledge that whatever happens, even if some countries go down, these banks cannot afford to fail. It reallymeans that whatever these banks do, we have to accept with grace and humility. It doesn't help that many of...

TagsRisk & regulationRetail bankingGroupFinance 2.0
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Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

The giant US Banking Regulatory 'sink-hole'

24 July 2011  |  4283 views  |  0  |  Recommends 1

Was it just a coincidence or some kind of a 'karmic connection'? A giant 200 feet sinkhole appeared in Guatemala City last month. A few days later the Regulation II of the Dodd-Frank Amendment, slashi...

TagsRisk & regulationRetail banking
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Fastest and most responsive to disasters- Scammers!

23 March 2011  |  3186 views  |  0  |  Recommends 0

I do salute the stoic resilence of the Japanese people in the face of disaster. But I think the award for the most responsive and 'quick to market' mob goes to the internet scamsters! Within an hour ...

TagsSecurityRisk & regulationGroupInnovation in Financial Services
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Open Sourcing of Card Networks?

04 November 2010  |  2931 views  |  1  |  Recommends 0

Last week, I came across an interesting headline - "Visa Opens World’s Leading Payments Network to Independent Developers Visa Inc. today announced a significant enhancement to the Authorize.Ne...

TagsPayments
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Wanted: subsidies for electronic payments

29 October 2010  |  3611 views  |  3  |  Recommends 0

Governments across the world provide subsidies for various activities. Most countries provide farm subsidies; education, health and even fuel is subsidised through government largesse. Now, to promot...

TagsPaymentsGroupInnovation in Financial Services
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Cash is my only GOD!

19 October 2010  |  3419 views  |  1  |  Recommends 0

This weird 'fatwa' by Somali Islamists seems to reiterate the fact that only paper money (cash) is the God they recognize! I found this quite intriguing. I have heard and even empathized with numerou...

TagsSecurityPayments
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

'Boomer babies' and 'busters'

06 March 2010  |  2215 views  |  0  |  Recommends 0

I see them all around the world - the 'boomer babies' - professionals and fat cats who came into existence in boom times. You could spot them everywhere - seminars, conferences, networking and any exp...

Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Will Twitter founder Square Visa - MasterCard?

26 December 2009  |  4610 views  |  1  |  Recommends 0

Further to my earlier post on Internet based payment applications, it looks like 2010 is going to be the year of alternate payments. We can see the high level of interest in the subject. Jack Dorsey -...

TagsCardsPayments
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Card payment networks - be afraid - very afraid.......

16 November 2009  |  3228 views  |  3  |  Recommends 1

We are now at the cliched inflection point on payment innovation. In recent months, many of the goliaths of the online world are offering their own payment channels - Amazon, GooglePay, PayPal - that ...

TagsPaymentsRetail banking
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