02 September 2014

Sriram Natarajan

Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

How to put a 7 Billion dollars stimulus to good use!

17 July 2012  |  2673 views  |  0  |  Recommends 1

The US Retailers won a major victory with the class action settlement of $ 7.2 Billion against Visa, MasterCard and seven other card issuers. While this victory may sound like a bonanza for retailers and perhaps get them salivating on the amount of cash they are like to see soon, it may be worth their introspecting on how the money can be put to g...

TagsCardsPayments
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

The giant US Banking Regulatory 'sink-hole'

24 July 2011  |  4270 views  |  0  |  Recommends 1

Was it just a coincidence or some kind of a 'karmic connection'? A giant 200 feet sinkhole appeared in Guatemala City last month. A few days later the Regulation II of the Dodd-Frank Amendment, slashing debit interchange fee by half, came into existence. The debit interchange 'blow out' starts from Oct 1, 2011 for banks with more than $ 10 B in a...

TagsRisk & regulationRetail banking
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Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Open Sourcing of Card Networks?

04 November 2010  |  2916 views  |  1  |  Recommends 0

Last week, I came across an interesting headline - "Visa Opens World’s Leading Payments Network to Independent Developers Visa Inc. today announced a significant enhancement to the Authorize.Ne...

TagsPayments
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Cash is my only GOD!

19 October 2010  |  3411 views  |  1  |  Recommends 0

This weird 'fatwa' by Somali Islamists seems to reiterate the fact that only paper money (cash) is the God they recognize! I found this quite intriguing. I have heard and even empathized with numerou...

TagsSecurityPayments
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

'Boomer babies' and 'busters'

06 March 2010  |  2207 views  |  0  |  Recommends 0

I see them all around the world - the 'boomer babies' - professionals and fat cats who came into existence in boom times. You could spot them everywhere - seminars, conferences, networking and any exp...

Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Will Twitter founder Square Visa - MasterCard?

26 December 2009  |  4587 views  |  1  |  Recommends 0

Further to my earlier post on Internet based payment applications, it looks like 2010 is going to be the year of alternate payments. We can see the high level of interest in the subject. Jack Dorsey -...

TagsCardsPayments
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Card payment networks - be afraid - very afraid.......

16 November 2009  |  3118 views  |  3  |  Recommends 1

We are now at the cliched inflection point on payment innovation. In recent months, many of the goliaths of the online world are offering their own payment channels - Amazon, GooglePay, PayPal - that ...

TagsPaymentsRetail banking
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

World economics explained!

27 September 2009  |  2916 views  |  0  |  Recommends 1

I don't know who to give credit for this hilarious piece on world economy; but this one landed in my inbox and cracked me up: "It is the month of August, on the shores of the Black Sea. It is ra...

TagsSecurityRisk & regulation
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Nokia Money - new world currency?

29 August 2009  |  3028 views  |  0  |  Recommends 1

At last, the mobile telecom industry has come up with a credible challenge to the banking industry. For many years now, mobile operators and MSPs have been dabbling with financial products and payment...

TagsOnline bankingPayments
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Line up here - to be compensated for Internet Fraud!

09 August 2009  |  2463 views  |  1  |  Recommends 0

Internet scamsters are breaking new boundaries. Now they are offering compensation for victims of Internet Fraud! As I have always held - the scamsters are far ahead of the pack in creativity. To make...

TagsCardsRisk & regulation
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