07 February 2016

Sriram Natarajan

Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

How to put a 7 Billion dollars stimulus to good use!

17 July 2012  |  2922 views  |  0  |  Recommends 1

The US Retailers won a major victory with the class action settlement of $ 7.2 Billion against Visa, MasterCard and seven other card issuers. While this victory may sound like a bonanza for retailers and perhaps get them salivating on the amount of cash they are like to see soon, it may be worth their introspecting on how the money can be put to go...

TagsCardsPayments
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

The giant US Banking Regulatory 'sink-hole'

24 July 2011  |  4496 views  |  0  |  Recommends 1

Was it just a coincidence or some kind of a 'karmic connection'? A giant 200 feet sinkhole appeared in Guatemala City last month. A few days later the Regulation II of the Dodd-Frank Amendment, slashing debit interchange fee by half, came into existence. The debit interchange 'blow out' starts from Oct 1, 2011 for banks with more than $ 10 B in as...

TagsRisk & regulationRetail banking
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Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Fastest and most responsive to disasters- Scammers!

23 March 2011  |  3397 views  |  0  |  Recommends 0

I do salute the stoic resilence of the Japanese people in the face of disaster. But I think the award for the most responsive and 'quick to market' mob goes to the internet scamsters! Within an hour o...

TagsSecurityRisk & regulationGroupInnovation in Financial Services
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Cash is my only GOD!

19 October 2010  |  3571 views  |  1  |  Recommends 0

This weird 'fatwa' by Somali Islamists seems to reiterate the fact that only paper money (cash) is the God they recognize! I found this quite intriguing. I have heard and even empathized with numerous...

TagsSecurityPayments
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

'Boomer babies' and 'busters'

06 March 2010  |  2299 views  |  0  |  Recommends 0

I see them all around the world - the 'boomer babies' - professionals and fat cats who came into existence in boom times. You could spot them everywhere - seminars, conferences, networking and any exp...

Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Will Twitter founder Square Visa - MasterCard?

26 December 2009  |  4986 views  |  1  |  Recommends 0

Further to my earlier post on Internet based payment applications, it looks like 2010 is going to be the year of alternate payments. We can see the high level of interest in the subject. Jack Dorsey -...

TagsCardsPayments
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

White Collar crime now in 'Starbucks' league!

22 November 2009  |  2939 views  |  0  |  Recommends 0

The latest Pricewaterhouse Coopers Global Economic crime survey released last week confirms our worst fears. The stinging economic recession has taken economic crime to the 'classes'. Middle and upper...

TagsSecurityRisk & regulation
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Card payment networks - be afraid - very afraid.......

16 November 2009  |  3347 views  |  3  |  Recommends 1

We are now at the cliched inflection point on payment innovation. In recent months, many of the goliaths of the online world are offering their own payment channels - Amazon, GooglePay, PayPal - that ...

TagsPaymentsRetail banking
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

World economics explained!

27 September 2009  |  3014 views  |  0  |  Recommends 1

I don't know who to give credit for this hilarious piece on world economy; but this one landed in my inbox and cracked me up: "It is the month of August, on the shores of the Black Sea. It is rai...

TagsSecurityRisk & regulation
Sriram NatarajanCredit Risk Fraud Cards Professional - Gurgaon

Nokia Money - new world currency?

29 August 2009  |  3132 views  |  0  |  Recommends 1

At last, the mobile telecom industry has come up with a credible challenge to the banking industry. For many years now, mobile operators and MSPs have been dabbling with financial products and payment...

TagsPayments
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