01 September 2014

Payment Monkey

David Griffithsgryffle - Hertford

Rationalising the Irrational

25 October 2010  |  3757 views  |  2  |  Recommends 0

The card brands, Visa, MasterCard, JCB, American Express and Discover, are all mandating the universal and unquestioning acceptance and implementation of the PCI-DSS. The justification for this has always been presented as a means of ensuring the protection Cardholder Data, whatever that means. None of the card brands have really explained what...

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David Griffithsgryffle - Hertford

PCI DSS Applicability in an EMV Environment

05 October 2010  |  5096 views  |  3  |  Recommends 0

Today we have seen the release of the PCI DSS take on PCI DSS Applicability in an EMV Environment: A Guidance Document. Today, we see my take on it … This document makes sense, provided one believes all of the nonsense upon which it is founded. If the foundations are weak the structure will tumble - stand back! This document refers throughou

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David Griffithsgryffle - Hertford

Every Little Helps. The Tesco approach to over-limit Fees.

22 December 2009  |  7783 views  |  1  |  Recommends 1

So ... The other day I tried to use my Tesco Finest Platinum Turbo-Nutter credit card, and the transaction was declined. Happens to the best of us I know, but it is paid off every month, and I had r...

TagsCardsPayments
David Griffithsgryffle - Hertford

Niche market for cheques.

16 December 2009  |  3727 views  |  3  |  Recommends 0

So ... Can I see in the future, a time when RyanAir might provide free booking services for people who chose to pay by cheque?

TagsPayments
David Griffithsgryffle - Hertford

You can't push shit uphill!

11 February 2009  |  4413 views  |  3  |  Recommends 2

So ... we have ourselves a load of bankers (Is the collective term a "wunch"?) who are all very sorry about the fine mess they have got us all in to. Perhaps they didn't know what was

TagsPaymentsRetail banking
David Griffithsgryffle - Hertford

2009 - is that the year we all went online?

22 December 2008  |  4658 views  |  1  |  Recommends 2

So ... I have been saying for a long time that the primary cause of plastic card transaction fraud is the idiot policies adopted by the issuing banks - I know how to win friends and influence peop

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David Griffithsgryffle - Hertford

Waterslide Transit Systems

03 December 2008  |  2543 views  |  3  |  Recommends 1

So ... Barclaycard have introduced a slide-and-go payment system that allows a punter to leave the office via an alternative exit, purchase a banana in the supermarket and then head off, via the libr...

TagsCardsPayments
David Griffithsgryffle - Hertford

It's not the terminals fault ... honest!

13 October 2008  |  2122 views  |  0  |  Recommends 1

Another chip and weakness exposed ... it's the bank! It might well be that POS terminals, and specifically the PIN entry devices (PEDs), are the technocrims PIN harvester of choice, but I doubt that...

David Griffithsgryffle - Hertford

Tips for MBNA

20 June 2008  |  4101 views  |  1  |  Recommends 0

I can't believe it. Oooops! I sound like Victor Meldrew. I have just come off the phone to MBNA, having spoken to an articulate and not unpleasent girl from Liverpool, and I can't believe it. I can...

TagsCardsPayments
David Griffithsgryffle - Hertford

Biometrics - what's that all about then?

19 March 2008  |  3393 views  |  3  |  Recommends 6

Almost daily I seem to be faced with "fingerprint this", "eyeball that" and "pheromone the other" as a means of adding "security" to the card transaction proces...

TagsCardsPayments
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