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A Finextra Member

Innovation in the checkout process of physical retail stores has been slow, or not?

Building on the huge success of contactless payments we gradually experience next steps in development of the checkout process. The battle to convert cash into electronic payments enters the final sta...

20 Sep 2019
Innovation in Financial Services
A Finextra Member

Will a PSD2 based initiative from the airline sector drive sales and reduce costs?

This remains to be seen. IATA and Deutsche Bank launch a PSD2 based initiative focussed on potential cost reduction with card payments in the airline industry. Certainly an interesting move by Interna...

07 May 2018
Payments strategies 2015-2020-2030
A Finextra Member

Are logistics the logical value added services that Wallets need?

The expected takeoff of Wallets has been a hot topic for years in our industry. In the classical retail environment NFC enabled Mobile Wallets will finally deliver on its promise of speed and conveni...

20 Oct 2015
Innovation in Financial Services
A Finextra Member

The True Value of Mobile Transactions

It is easy to think that attractiveness of mobile transactions is in the embracement of near field communication (NFC). Banks, telco’s, manufacturers, the Forresters, Javelins and Gartners have put in...

05 Nov 2012
Innovation in Financial Services
A Finextra Member

Instore remote mobile payments reduce cash effectively!

For financial institutions and retailers investments in mobile NFC payments are intended to attack cash transactions and provide a faster checkout in the retail environment. NFC and their wallet appli...

10 Jan 2012
Innovation in Financial Services
A Finextra Member

Be my wallet

In wallet war times it makes you wonder whom you should regard as your best partner. Should your friends be the same as you are, very different, have the same market reach, etc. For a bank working wit...

09 Nov 2011
Innovation in Financial Services
A Finextra Member

Who will be the payments processor of the future?

I used to work at a large payments processor focussed on POS card transactions and ACH payments. Around 2000 we started adding e-commerce propositions, typicaly low volume high investment activity at ...

09 Sep 2011
Innovation in Financial Services
A Finextra Member

The merchant is misunderstood

In 2010 both MasterCard and Visa purchased major payment service providers like DataCash and Cybersource. As did some payment processors that acquired payment service providers. The e-commerce market ...

27 Jun 2011
Innovation in Financial Services
A Finextra Member

The biggest threats to banks are banks themselves

We have been speculating a lot on the role that social media giants like Google, Facebook and technology companies like Apple or Square could play in the financial services arena. They have been posit...

17 Jun 2011
Innovation in Financial Services
A Finextra Member

Will Facebook restrict itself to high revenue vouchers?

As Facebook is now entering the Point of Sale arena in the US with its Daily Deals Offering the question arrises what would be the business model for true payments. Facebook credits are now converted ...

29 Apr 2011

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