16 April 2014

Gareth Ellis

gareth ellisACI Worldwide - Watford

HCE: the decline of TSMs and the rise of NFC?

20 February 2014  |  2538 views  |  0  |  Recommends 2

The news that VISA and MasterCard have decided to announce support of Host Card Emulation (HCE) appears to be one of those items you read sometimes where you suddenly realise that there has just been a quite dramatic shift in the industry. For a number of years, instead of discussing the usual Payment Ecosystem: Banks, Processors, Cards and Acqu...

TagsMobile & onlinePayments
gareth ellisACI Worldwide - Watford

Mobile payments begin at 40

05 April 2013  |  2515 views  |  0  |  Recommends 0

With the mobile phone hitting 40 this week, it’s amazing to see how far it has come since the first model back in the 70s. With an estimated six billion mobile subscriptions worldwide, we’re seeing more and more handsets replacing many things we take for granted, including money. But for a decade and a half, mobile payments have struggled to make...

TagsMobile & onlinePayments
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gareth ellisACI Worldwide - Watford

Collaborate to innovate

14 September 2009  |  1063 views  |  0  |  Recommends 0

Reflecting on the three days of the EFMA conference, it seems collaboration has emerged as a key factor in driving further innovation in payments. Let’s take the example of mobile payments which has ...

gareth ellisACI Worldwide - Watford

Payments infrastructures - ready for change

11 September 2009  |  1409 views  |  1  |  Recommends 1

Yesterday’s key topic at the EFMA conference in Paris clearly reflected the need for adaptability and innovation in the payments industry post credit crunch. Market drivers such as the post-recession ...

gareth ellisACI Worldwide - Watford

Disagreements over SEPA Cards Framework on first EFMA day

10 September 2009  |  1490 views  |  0  |  Recommends 2

Heated debates between the European Central Bank, the European Payments Council and Visa Europe about interchange fees, timeframes around the SEPA Cards Framework and the emergence of a third European...

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