23 April 2014

Chris Dunne

Chris DunneVocaLink Limited - London

What stops people switching bank accounts? The Abbey habit

30 January 2014  |  2176 views  |  1  |  Recommends 0

The new Current Account Switching Service in the UK has now been live for four months, and has been accompanied by a pretty impressive marketing campaign – TV ads, radio, print, web and even billboards extolling the virtues of the new service. Individual banks are also advertising hard to win new customers and keep the ones that they already hav...

TagsMobile & onlineRetail bankingGroupInnovation in Financial Services
Chris DunneVocaLink Limited - London

PaySwarm: the most disruptive innovation in payments

19 September 2013  |  4406 views  |  1  |  Recommends 0

PaySwarm has the potential to fundamentally change the way payments are made online. But why is this one different from the umpteen other funky web based payment innovations? Firstly, it is free. Open source, patent free and royalty free. Second, it is a web standard that is being adopted by the World Wide Web Consortium payments group, a for...

TagsPaymentsSibosGroupInnovation in Financial Services
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Chris DunneVocaLink Limited - London

The future of trade finance

18 September 2013  |  2593 views  |  0  |  Recommends 0

An efficient and effective trade finance market is vital to a country's prosperity and to the survival of thousands of individual companies in the supply chain, but it is an incredibly clunky, paper-b...

TagsPaymentsSibosGroupInnovation in Financial Services
Chris DunneVocaLink Limited - London

McKinsey forecasting big changes and growth in payments

16 September 2013  |  2586 views  |  0  |  Recommends 0

One of the best sessions at Sibos today came from McKinsey, who for the third year in a row fielded Philip Bruno and Marc Niederkorn to forecast what’s likely to happen to payments over the next few y...

TagsSibosTransaction bankingGroupInnovation in Financial Services
Chris DunneVocaLink Limited - London

PSD2: Access all areas

10 September 2013  |  1780 views  |  0  |  Recommends 0

The motive behind the proposed changes to the Payment Services Directive is entirely sensible: payments innovation has leapt ahead of payments regulation and this is the Commission’s attempt to catch ...

TagsPaymentsTransaction bankingGroupInnovation in Financial Services
Chris DunneVocaLink Limited - London

Will Liberty Reserve prompt the regulation of Bitcoin?

29 May 2013  |  2787 views  |  3  |  Recommends 0

The dramatic closure of Liberty Reserve digital money service by US authorities on the grounds that it is “the financial hub of the cyber crime world” is going to drive increased regulatory interest i...

TagsPaymentsRisk & regulationGroupInnovation in Financial Services
Chris DunneVocaLink Limited - London

More pain looming for the big UK retail banks

01 May 2013  |  2703 views  |  0  |  Recommends 1

Any lingering hopes that there was light at the end of the tunnel for UK retail banks were dashed last week by Baroness Susan Kramer, a leading light in the House of Lords for banking reform and chair...

TagsPaymentsTransaction bankingGroupInnovation in Financial Services
Chris DunneVocaLink Limited - London

Bank branches - going, going, gone

09 April 2013  |  3083 views  |  3  |  Recommends 0

In 1995 the average UK customer of HSBC visited the branch just over twice a month; in 2012 they only popped in just over three times a year. This illuminating statistic came from Brett King in an en...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Chris DunneVocaLink Limited - London

The great Cypriot bank robbery

19 March 2013  |  2048 views  |  0  |  Recommends 1

The proposed tax on bank deposits in Cyprus in return for a 10 billion euro bailout from the IMF and European Union strikes at the heart of the most precious asset in retail banking: depositor confide...

TagsPaymentsTransaction bankingGroupInnovation in Financial Services
Chris DunneVocaLink Limited - London

Where is all the cash going?

12 February 2013  |  3164 views  |  2  |  Recommends 0

According to the latest Bank of England statistical release, the amount of notes and coin in circulation is growing at about 4% a year. This has been pretty much the average growth rate over the past...

TagsPaymentsTransaction bankingGroupInnovation in Financial Services
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