08 February 2016

Disruption in Retail Banking

A Finextra Community Group

22Posts 108,316Views 15Comments

Latest blog posts

Hakim Mendjeli4by90 Consulting - London

What disruptive banking might really look like...

25 January 2016  |  1608 views  |  0  |  Recommends 0

By Hakim Mendjeli , 4by90 consulting So far, not much disruption... There is much talk about disruption and challenger banks. But there is currently little evidence of anything disruptive in the pipeline. Obviously, most haven’t even got their banking licenses yet and haven’t launched, hence it is hard to provide a final opinion on the matter. And...

TagsMobile & onlineInnovation
Hamza Abu-MusaSharedEq - London


11 January 2016  |  3430 views  |  0  |  Recommends 0

There's a lot of debate about banks; their involvement with FinTech startups and what that should look like to avoid being disrupted. I believe it should look like this (scroll to bottom of page) New Internal Legal Entity: (Low Complexity) If a bank has the required capabilities and already has a presence in the market, banks should setup a new le...

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Todd ThayerSyniverse - Tampa, FL.

Retail Companies Offer Important Mobile Lessons for Banks

11 September 2015  |  2490 views  |  0  |  Recommends 0

What’s my account balance? How can I make a payment this afternoon? And how are my investments doing right now? These are frequently the daily, and sometimes hourly, needs of today’s financial consume...

TagsMobile & onlineRetail banking
Richard CarterNostrum Group - Harrogate

The challenges of the digital banking revolution

01 July 2015  |  1777 views  |  0  |  Recommends 0

The introduction of call centres and then the fashion for off-shoring call centres in the 1990s can be considered to be occasions when many banks failed to replicate the customer experience they provi...

TagsRetail banking
Veejay JadhawSAP, Global Financial Services - New York

Roadmap to Financial Services Platform Modernization Strategy

29 June 2015  |  5936 views  |  1  |  Recommends 0

Going forward banks will have an increased focus on improving profitability. While bank profits have exceeded historic profitability rates, return on equity (ROE) is still low compared to the years pr...

TagsRetail bankingInnovation
Elizabeth LumleyStartupbootcamp FinTech & InsurTech - London

Go forth young'uns and get me some 'innovation!'

26 May 2015  |  2125 views  |  0  |  Recommends 1

I had dinner on Sunday night with three 13 year old girls. They were the daughter and two friends, of a close friend of mine I hadn't seen in a while. In addition to catching up on old times over a bo...

TagsRetail bankingInnovation
Elizabeth LumleyStartupbootcamp FinTech & InsurTech - London

I had a bank in Indonesia

05 February 2015  |  3013 views  |  1  |  Recommends 0

It has long been my personal feeling, based on over 20 years writing about banks (or banking or financial services or FinTech, what have you) that anyone who thinks it would be a good idea to start a ...

TagsRetail bankingInnovation
Pat CarrollValidSoft - London

Chip and Signature, a Paradise Lost

28 October 2014  |  4185 views  |  2  |  Recommends 1

By now, most participants in the US payments industry are finally about to realize that the day of the mag stripe is doomed and that EMV, the secure payment card technology rolled out in Europe nearly...

Elizabeth LumleyStartupbootcamp FinTech & InsurTech - London

It's not do or do not do; it's try and try and try...then do

28 May 2014  |  6800 views  |  0  |  Recommends 1

A while ago I attended a conference (I know, shocker) where someone on stage commented that no bank would ever have been allowed to release 'Square', with the amount of bugs the US payments startup ex...

TagsInnovationStart ups
Elizabeth LumleyStartupbootcamp FinTech & InsurTech - London

Where does that tail start, actually?

16 January 2014  |  1630 views  |  1  |  Recommends 1

So a long time ago when the earth was flat and God was a boy, I worked at a recruitment consultancy (don't ask) which ran a profitable business placing people in the publishing industry (my side of th...

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About this group join  Join us

Founded by Prashant Jajodia
Date 03 Oct 2012
Group profile
Growth in internet and mobile technologies has transformed many industries and economies. The market forces and competitive landscape has completely changed in many sectors. iTunes has fundamentally changed music industry, Amazon has driven most big brick and mortar book sellers out of business, Expedia is one of the worlds' biggest travel company….. the list goes on. Internet and mobile technologies are big disrupters for most industries. What started (and tapered a bit!) with the dot com boom of 2000 has become a lethal threat to most...
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Hamza Abu-Musa

Founder at SharedEq

Hakim Mendjeli

Consultant on digital product management...

Who is commenting on Disruption in Retail Banking posts

Edgar Cerecerez
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Elizabeth Lumley
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