01 April 2015

Disruption in Retail Banking

A Finextra Community Group

17Posts 83,639Views 14Comments

Latest blog posts

Elizabeth LumleyFinextra - London

I had a bank in Indonesia

05 February 2015  |  2098 views  |  1  |  Recommends 0

It has long been my personal feeling, based on over 20 years writing about banks (or banking or financial services or FinTech, what have you) that anyone who thinks it would be a good idea to start a bank should have their heads examined. However, as of January 2015, 26 banks were in discussion with the Bank of England’s Financial Conduct Authori...

TagsRetail bankingInnovation
Pat CarrollValidSoft - London

Chip and Signature, a Paradise Lost

28 October 2014  |  3549 views  |  2  |  Recommends 1

By now, most participants in the US payments industry are finally about to realize that the day of the mag stripe is doomed and that EMV, the secure payment card technology rolled out in Europe nearly a decade ago, is finally about to make its debut in the US. Incredulous as it may seem, the financial integrity of the payment card industry continu...

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David BomserOracle - Jacksonville

Know, Wow, and Empower Customers

16 September 2014  |  1351 views  |  0  |  Recommends 0

Making Customer Insight Analytics Actionable Like most large commercial banks, I’m sure that my bank views my checking account for exactly what it is on its balance sheet, a liability. To be fair, I t...

TagsRetail bankingOracle
Elizabeth LumleyFinextra - London

It's not do or do not do; it's try and try and try...then do

28 May 2014  |  6434 views  |  0  |  Recommends 1

A while ago I attended a conference (I know, shocker) where someone on stage commented that no bank would ever have been allowed to release 'Square', with the amount of bugs the US payments startup ex...

TagsInnovationStart ups
Elizabeth LumleyFinextra - London

Where does that tail start, actually?

16 January 2014  |  1520 views  |  1  |  Recommends 1

So a long time ago when the earth was flat and God was a boy, I worked at a recruitment consultancy (don't ask) which ran a profitable business placing people in the publishing industry (my side of th...

Martin DempseyCerteco - London

Mobile banking - it's time to believe

17 July 2013  |  4569 views  |  1  |  Recommends 0

Mobile banking is something that many in the UK banking sector have been resolutely sticking their heads in the sand about. Latest figures from industry analysts show that the UK lags well behind

TagsMobile & onlineInnovation
Elizabeth LumleyFinextra - London

Where bitcoin is going, there will be banks

04 July 2013  |  6822 views  |  0  |  Recommends 1

I've been to a fair amount of FinTech, financial services and payments conferences in my time. I once sat through one where an old man in a badly fitting suit read passages from the Payments Services ...

Jim MarousThe Financial Brand - Cleveland

9 Keys to Bank Cross-Selling Success

18 June 2013  |  11953 views  |  2  |  Recommends 0

With an increasing need for banks to increase revenues and decrease costs, optimizing every marketing contact has never been more important. In addition to leveraging multiple channels to generate a s...

TagsRetail bankingTransaction banking
Jim MarousThe Financial Brand - Cleveland

Risk and Opportunity of Moving Customers to Digital Channels

23 May 2013  |  4910 views  |  0  |  Recommends 0

Today's banking customer can interact with their financial institution through more channels than ever, and the channels selected can have a significant impact on bank revenues as well as customer sat...

TagsMobile & onlineRetail banking
Pat CarrollValidSoft - London

Latest ATM Fraud: another 45 million reasons for change

17 May 2013  |  4358 views  |  2  |  Recommends 0

Once again we have been reminded of the vulnerability of financial institutions to credit card fraud. Last week we saw the news that a large gang of thieves (a number of whom have just been arrested ...

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About this group join  Join us

Founded by Prashant Jajodia
Date 03 Oct 2012
Group profile
Growth in internet and mobile technologies has transformed many industries and economies. The market forces and competitive landscape has completely changed in many sectors. iTunes has fundamentally changed music industry, Amazon has driven most big brick and mortar book sellers out of business, Expedia is one of the worlds' biggest travel company….. the list goes on. Internet and mobile technologies are big disrupters for most industries. What started (and tapered a bit!) with the dot com boom of 2000 has become a lethal threat to most...
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Disruption in Retail Banking blog archive

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