Join the Community

23,375
Expert opinions
42,412
Total members
298
New members (last 30 days)
181
New opinions (last 30 days)
29,104
Total comments

Latest expert opinions

clear
clear
Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

How UPI and Digital Payments Are Powering Eco-Tourism and Offbeat Travel in India

In a country where cash once reigned supreme, India’s digital payment revolution is quietly transforming the way people experience travel, especially in its most remote and untouched corners. From riverside camps in the Northeast to homestays nestled in the Himalayas, the rise of UPI and other digital payment systems has opened new doors for trave...

/payments

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

Why Health Insurance Is Your Smartest Financial Move

Alright, let's chat about something super important for your money, something many of us just see as a "have to have" but is actually a "must have" for smart financial living. We're talking about health insurance. Now, I know what you might be thinking: "Health insurance? That's just for when I get sick, right?" And ye...

Digital Insurance Trends

Alex Ford

Alex Ford President, North America and Chief Revenue Officer at Encompass | RegTech Association | Women in RegTech

Build, buy, or blend? Rethinking KYC strategy in modern banking

For years, banks have debated whether to build their own Know Your Customer (KYC) systems or invest in third-party solutions. But that binary choice is evolving with a new opportunity emerging in the form of blended KYC. A hybrid approach offers the best of both worlds: the control and flexibility of in-house systems combined with the speed and aut...

/regulation /identity

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

Banking on Intelligence: The Global Sprint to AI Maturity in Finance

Artificial intelligence is no longer a futuristic buzzword—it’s a present-day battleground for competitive advantage in banking. Across the globe, countries are embracing AI at vastly different speeds, with Asia and the Middle East taking the lead in enterprise adoption, while the U.S. and UK scale up their generative AI pilots. From virtual assis...

/ai /markets Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Reading books - rather than writing a book

I have been asked a good number of times if I am going to write a book about my rather long management and start-up experience when driving digitalisation. But then, the now rolling out migration to the EU Trust Infrastructure. - now with focus on Business wallets - is so extraordinarily important and an interesting must-have ladder also to the nex...

/ai /identity Innovation in Financial Services

Arjeh Van Oijen

Arjeh Van Oijen Head of Product Management at Icon Solutions

Key considerations for the adoption of digital currencies

Amid geopolitical, technological and economic shifts, global momentum behind the development and adoption of digital currencies is ramping up. Central banks across 66 countries are now in the advanced phases of exploring Central Bank Digital Currencies (CBDCs), with 44 pilots including the digital euro already underway. The popularity of stablecoin...

/payments

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Banks and Stablecoins: a first step towards bridging traditional finance and the crypto world

Stablecoins are attracting considerable attention by traditional financial institutions. Regulatory shifts are paving the way for banks to engage with stablecoins. These are rapidly evolving from a niche vertical in the cryptocurrency ecosystem into a foundational element of the global financial system. Stablecoins are increasingly becoming a pref...

/crypto Blockchain Observations

Shital Gohil

Shital Gohil Co-Founder and COO at Styldod INC

How AI and Fintech Are Transforming the Real Estate Industry in 2025

The real estate industry has long been known for its reliance on face-to-face interactions, lengthy paperwork, and traditional marketing strategies. But over the past few years, a quiet revolution has been reshaping how properties are marketed, sold, financed, and even experienced. At the heart of this transformation lie two powerful forces: finan...

/ai

John Bertrand

John Bertrand MD at Tec 8 Limited

Stablecoins to streamline Cross Border Payments

A stablecoin for currency is a token that can be used alongside the parent currency reflecting the market price at that instant. The historic volatility is known, and the price can be verified publicly. Earlier attempts to use crypto currencies fell afoul of Herstatt Risk . The fait currency had not left the sender’s bank before the amount transf...

/payments /crypto The future of Payments in Europe

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Open Letter to the European Commission, Member States and beyond

Accelerating the EU-wide Trust Infrastructure The development of an EU-wide Trust Infrastructure (TI) is gaining momentum on several fronts. The most significant advancement is the Commission’s recognition that business wallets will become the cornerstone for both conducting business and interacting seamlessly with all levels of public administrat...

/ai /identity Artificial Intelligence and Financial Services

Now Hiring