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Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Are we in an economic bubble that is about to burst?

The seven deadly sins of corporate exuberance—and what they mean for banking and fintech Economic bubbles rarely announce themselves in real time. The late-1990s dot-com boom felt like the dawn of a new technological age—until the Nasdaq lost 78% of its value. The housing boom of the mid-2000s was framed as a democratisation of credit—until it bro...

/predictions

John Bertrand

John Bertrand MD at Tec 8 Limited

Strangely Beautiful: Bank of England Consultation (Nov 10) for Stablecoins

The Bank of England’s consultation on regulating stablecoins of November 10, 2025, is strangely beautiful. The consultation demonstrates remarkable intellectual honesty and: Questions its own sacred cows - including exclusive access to BoE accounts and the agent model - the PayPal-Barclays example is telling - PayPal's market cap approaches Barcla...

/regulation /crypto Banking Strategy, Digital and Transformation

Prasoon Mukherjee

Prasoon Mukherjee Director | Head of Securities Services | GSC-India at Societe Generale Bank

The Mirage of Productivity : Rethinking Cost-to-Income in Agency Banking

In the grand theatre of banking, some actors stride onto the stage clad in heavy armor, risking their own fortunes for applause. Others, lighter on their feet, merely broker the spectacle earning their place without wagering their own wealth. Yet, when the curtain rises on performance metrics, both are judged by the same harsh spotlight : the cost...

/regulation /wholesale Banking

Rom C

Rom C Founder at Questa AI

Will Finance Be Replaced by AI? Understanding the Future of the Finance Industry

Artificial intelligence continues to transform the global economy, and one of the sectors feeling this shift most intensely is finance. From automated trading to fraud detection and financial analysis, AI in finance is no longer experimental — it’s operational, fast-moving, and becoming deeply embedded in day-to-day workflows. Naturally, this rais...

/ai /inclusion Artificial Intelligence and Financial Services

Dr Ritesh Jain

Dr Ritesh Jain Advisor at WorldBank

The Future of Digital Trust: Why CNP Fraud Has Become a Global Flashpoint

Card-Not-Present (CNP) fraud has quietly become one of the most pervasive and destabilising forces in global finance. For years, stakeholders have spoken of digital transformation, real-time payments, and frictionless commerce as markers of progress. Yet beneath this remarkable shift lies an uncomfortable truth: the digital economy we have built i...

/payments /crime Fintech

Ben Wyatt

Ben Wyatt Senior Sector Specialist at ForrestBrown

Why compliance and data infrastructure are an overlooked innovation hotspot

Fintech firms are investing heavily in data systems, compliance automation and AI-driven security. Yet many overlook the fact that this type of technical development is often innovation that’s happening behind the scenes. From real-time data pipelines to advanced fraud detection, fintechs are building some of the most sophisticated systems in fina...

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Precision Beats Bulk in Banking’s New Era

Why “getting bigger” no longer guarantees success — and how banks must adopt a hyper-targeted “precision toolbox” to thrive The Puzzle of Modern Banking The banking industry has seemingly enjoyed an enviable run. According to McKinsey & Company’s Global Banking Annual Review 2025, (McKinsey & Company) the global banking sector achieved ro...

/payments Innovation in Financial Services

John Reese

John Reese Business Analyst | Platform Growth Expert at Hashcodex

How AI-Powered Gateways in 2026 Predict What You’ll Pay Next

Payments today are super fast, right? You scan, tap, and it’s done. But let’s be honest, they still wait for you to act first. You pay only after something happens. What if your payment system could predict what comes next? That’s exactly what’s coming in 2026. Every industry is moving to the next level with artificial intelligence. And payment gat...

/payments /startups Fintech

Priyanka Rao

Priyanka Rao Content Strategist

Payment Service Providers: A Key Partner in Expanding Your Ecommerce Operations?

Expanding e-commerce operations is no longer just about adding new products or running marketing campaigns. At the heart of international growth lies a fundamental question: how will customers pay you? The answer often determines whether shoppers complete their orders or abandon their carts. This is where a payment service provider (PSP) steps in ...

/payments /markets

Shikko Nijland

Shikko Nijland CEO at INNOPAY Oliver Wyman

The Agent Advantage Gap: Why Digital Representation Will Reshape Financial Inclusion

The Agent Advantage Gap: Why Digital Representation Will Reshape Financial Inclusion A profound shift is taking place in the digital economy. AI is evolving from a tool that assists humans to an infrastructure that represents them. As digital agents become intermediaries in payments, credit, insurance, commerce and government services, the quality...

/ai /inclusion Banking Strategy, Digital and Transformation

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