Andrew Bonsall COO at AperiData
Assessing vulnerability is one of the most pressing challenges facing local authorities today. Yet, many still rely on static indicators, such as postcode, benefit status, or historic income, that only paint part of the picture. These data points often miss the subtle, daily indicators of financial pressure. What’s often missing is a live view of...
1 hour Open Banking
Gurprit Singh Gujral Founder and CEO at LoanTube
Personal guarantees have long been a fixture in SME lending, providing lenders with an added layer of security to offset the inherent risks of financing small and growing businesses. For many first-time founders, the very notion of a personal guarantee can seem absurd. After all, aren’t limited companies meant to offer limited liability? In theo...
2 hours /regulation /inclusion Small Business Lending Innovation
Erica Andersen Marketing at smartR AI
The promise of Artificial Intelligence (AI) is tantalizing: smarter decisions, streamlined processes, and unprecedented insights. The promise is transformative. From predicting consumer behavior to automating complex tasks, AI offers a tantalizing glimpse into a future of unprecedented efficiency and innovation. Yet, despite this allure, organiza
5 hours /ai /security Data Management and Governance
Alex Kreger Founder and CEO at UXDA Financial UX Design
In banking, AI is no longer experimental—it became a cornerstone of strategy for improving how customers engage with their banks online and via mobile. Within this article, we analyze how AI’s adoption in 2024 impacted key areas of digital CX, highlighting global trends as well as specific insights from major markets like the US and UK. We examine...
6 hours /ai /retail Innovation in Financial Services
Anjna McGettrick Global Head of Strategy Implementations at Onnec
The UK fintech sector is experiencing a remarkable surge, with investment nearly tripling to $7.3 billion in the first half of 2024, defying a global downturn. However, rapid growth brings challenges including scaling operations, ensuring regulatory compliance and maintaining robust IT infrastructure. For fintech startups, navigating these complex...
7 hours
Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.
Tokenised stocks are making headlines as the finance world flirts with the blockchain revolution. From Wall Street to Hong Kong, everyone seems to be talking about bringing equities on-chain. But as exciting as it sounds to have Apple or Tesla in your crypto wallet, it's important to understand what tokenised stocks really are – and equally import...
8 hours /crypto /markets
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
Jamie Smith always worth reading: " Despite the froth, something deeper is happening. While the early numbers might be unimpressive, the broader shift is unmistakable. AI Agent systems are starting to appear across every layer of business, and investors are betting on consumer applications for everyday life. The real question isn’t whether t...
8 hours /ai /identity Artificial Intelligence and Financial Services
King Leung Global Head of Financial Services and FinTech at InvestHK
Current disruptions to global trade norms risk pricing out developing nations from critical green technologies and deter related investments. This stalls both decarbonisation and economic growth in regions most reliant on affordable imports. Here, Hong Kong has a unique role to play. According to United Nations Trade and Development, developing ec...
10 hours /sustainable /inclusion
Sam Boboev Founder at Fintech Wrap Up
Two fintech heavyweights are vying for dominance in global payments: Stripe and Adyen. Both power a substantial share of online commerce, yet they’ve taken different paths to the top. Stripe, the Silicon Valley darling, built its name with developers and startups; Adyen, the Dutch powerhouse, quietly became the backbone for many large global reta...
06 July 2025 /payments
GDC25 was a successful milestone gathering. Here’s what I hope will be addressed more visibly going forward: 1. Stronger EU Member State Leadership on Organisation Wallets What I missed most was a more visible and vocal commitment from EU Member State governments — especially in enabling simple, high-impact credential flows through widely avai...
05 July 2025 /ai /identity Innovation in Financial Services
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