David King CTO at Flywire
As CTO of an international fintech and an advisory board member to the Payment Card Industry Security Standards Council, I often spend my free time reading all things payments and security related - don’t judge me 😀. Recently, I re-read the PCI DSS Scoping and Segmentation Guidance for Modern Network Architectures information supplement - a big...
2 hours /payments /regulation
Stanley Epstein Associate at Citadel Advantage Group
Why third-party software risks don’t end at deployment — and how banks and fintechs can stay ahead of them. Introduction: Third-Party Software — The Hidden Exposure That Never Sleeps In today’s financial ecosystem, banks and fintech firms are deeply dependent on third-party technology. Cloud-based solutions, fraud-detection engines, AML systems, o...
5 hours /security Operational Risk Management
Dave Glaser CEO at Dwolla
Payment infrastructure is undergoing its most significant transformation in decades. With the GENIUS Act now establishing the first comprehensive federal framework for payment stablecoins, and with new guidance emerging on the responsible use of AI, the United States is laying the foundation for the next phase of financial infrastructure. These sh...
8 hours /payments /regulation
Ben Mason Founder at My Compliance Centre
The FCA’s approach to payments has moved from principles-based to forensic oversight, which is a shift that changes everything. For years, payment and e-money institutions operated under what many would describe as “light touch” regulation. The sector was seen as low risk, and smaller firms thrived without the same level of scrutiny faced by banks....
8 hours /payments /regulation RegTech
Aaron Holmes CEO at Kani Payments
The payments industry has never lacked ambition. Every new wave from open banking to embedded finance has been followed by declarations of “next-generation” capability. The phrase has come to mean speed, automation, and digital-first delivery. But beneath the surface, a more complicated picture is emerging. For all their innovation, many fintechs ...
9 hours /regulation /retail Banking
Oliver Tearle Head of Technology Innovation at The ai Corporation
Agentic AI’s automated decision-making capabilities have demonstrated impressive performance recently. From automated software development to personal assistants, its use cases are rapidly expanding as the technology is incorporated into many business areas and products. Agentic AI improves upon previous automation technology by using AI models ...
10 hours /ai /payments Transaction Fraud Systems and Analysis
Joris Lochy Product Manager at Intix | Co-founder at Capilever
We often describe the financial services industry as being in the midst of a technological revolution, i.e. Open and Embedded Banking, AI, blockchain, stablecoins, CBDCs, you name it. But stepping back, one might wonder: has the sector truly transformed? Despite the buzz, the fundamentals of financial services remain largely unchanged. Incumbent b
22 hours /startups /predictions Financial Transformation
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
Do you agree with ChatGPT? The financial sector has spent decades negotiating standards. ISO, PSD2, SEPA, eIDAS, LEIs — all necessary, all valuable, all painfully slow. AI is about to change the tempo completely. Here’s the uncomfortable truth: LLMs and AI-agents cannot operate in fragmented data environments. They need clean semantics, consistent ...
17 November 2025 /ai /wholesale Standards Forum
Europe is on the verge of the biggest shift in digital trust since online banking. eIDAS2, organisation wallets (EUBW), and agentic AI are rewriting how identification, identity authorisation, and verification work. And banks — with their regulatory posture, enterprise and private customer base and operational discipline — are uniquely positioned
17 November 2025 /ai /identity Innovation in Financial Services
Why Resilience — not just Risk Management — has become the strategic backbone of modern banking and fintech. Resilience: What It Is and How It Differs from Risk Management For decades, financial institutions have relied on risk management as their primary defence mechanism. Entire regulatory regimes—from Basel II to the PRA and MAS frameworks—are b...
17 November 2025 /security /regulation
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