Steven Hatton Co-founder, Director at Authentiq8 Me
From phishing to credential stuffing, the evidence is clear: password‑based security simply cannot keep pace with the threats businesses face. At the same time, customers demand login journeys that are instant and frictionless. The convergence of these two forces is leading to a global pivot: the rise of passwordless digital identity. By replacing ...
4 hours /identity /predictions
Alex Kreger Founder and CEO at UXDA Financial UX Design
There’s a quiet crisis in digital banking. Not security. Not compliance. Not AI. Emotion. Most banking brands still behave like clerks with calculators—useful, correct, and forgettable. Meanwhile, your customers spend hours inside digital brands experiences that feel curated, sensual, and alive: editorial storefronts, gallery-like feeds, cinematic...
4 hours /retail /identity Innovation in Financial Services
Stanley Epstein Associate at Citadel Advantage Group
How next-generation AI will separate the precision-driven winners from the complacent giants of global banking. Executive Summary: Global banking has entered a historic paradox. Despite record-breaking profits in 2024, the industry’s market valuation remains stubbornly low — signalling deep investor scepticism about the sustainability of traditiona...
5 hours /ai Futuristic Banking
John Bertrand MD at Tec 8 Limited
Rt Hon Lord David Hanson's Special Address on the new government's approach to tackling fraud at Financial 360 was breath of fresh air. Ably supported by Andrei Skorogatov, Home Office, in the prior session of Global Practices covering payment fraud. The goal to revitalise the attack on fraudsters using coordinated and incentivised parties, includ...
7 hours /regulation /crime Banking Strategy, Digital and Transformation
Anush Sachsuvarova Project Manager at Baseella Ltd
Artificial intelligence has become the defining frontier of modern finance. From generative models that accelerate document handling to machine learning systems that detect fraud in real time, AI promises to make financial institutions faster, safer, and more efficient. Yet, the same technology that unlocks operational value also raises new and ur...
9 hours /ai Fintech
Afra De Leeuw Communications Specialist at Triodos Investment Management
Opinion written by Matija Kajić, Sustainability Researcher at Triodos. As COP30 convenes in Belém, Brazil, the world faces a pivotal moment for climate action. Building on lessons from last year’s summit, global leaders must turn collective ambition into measurable progress on emissions, adaptation and finance. With the financial sector’s influenc...
10 hours /wealth /sustainable Going green
How the explosive growth of dollar-backed digital coins threatens credit creation, monetary sovereignty, and financial stability 1. The Rapid Rise of Stablecoins as a Systemic Consideration The meteoric rise of stablecoins is reshaping global finance at an astonishing pace. Once a niche digital asset, the stablecoin has evolved into a systemically ...
11 hours /regulation /crypto Innovation in Financial Services
Priyanka Naik Fintech Professional
Shopping is a fun activity for some but a lot of purchases are mundane that put significant cognitive load on the human. Agentic AI, where autonomous computer programs react to dynamic environments present an opportunity to automate the mundane aspects of buying, ordering, paying bills etc. However, there are some complexities when computer progra...
11 hours /ai /payments Artificial Intelligence and Financial Services
Dr Ritesh Jain Advisor at WorldBank
Every financial revolution begins as rebellion and ends as infrastructure. Paper money began as merchant credit, credit cards as novelty, mobile money as improvisation — and now, digital assets as evolution. What began as a technological insurgency is quietly becoming the next foundation of global finance. This time, the rebellion isn’t against ba...
14 hours /payments /crypto Fintech
Kaustuv Ghosh CEO at Nxtgen Payment Infra
A peculiar aspect of crypto has been the speed at which it has evolved, the polarised discussions around it and the incredible slowness of regulations as well as policy in contrast. It has also gone into pathways not originally envisaged. The dominant narrative about programmatic money remains centred on stablecoins at the moment. All this is like...
15 hours /ai /retail Blockchain in Banking and Financial Services
Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.
Please read our Privacy Policy.