Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
EU legislation is soon driving mandatory wallet deployment in public sector units. The need for mandatory EBWs was echoed directly by the German chancellor Friedrich Merz. I am sure that many countries outside EU will also go for mandatory - as this gives enterprises powerful reasons to take suitable wallets in use - and the McKinsey estimated 3-...
12 mins /ai /identity Innovation in Financial Services
Muhammad Qasim Senior Software Developer at PSPC
For more than a decade, financial institutions have depended on a small group of dominant platforms to reach digital audiences. Google, Meta, Amazon, and a handful of large retail media networks controlled not only the inventory, but also the data, the targeting logic, and the economics. These “walled gardens” worked because they delivered scale a...
1 hour /payments /inclusion
Vitaliy Abayev Chief Operational Officer at DCM
According to a16z crypto State of Crypto 2025, stablecoins processed $46 trillion in on-chain volume over the past 12 months — putting them on par with the world’s largest payment networks. For comparison: Visa $16 T | ACH $87 T. Blockchain has already proven itself as a global payment rail. But the way stablecoins move money isn’t how banks create...
Stanley Epstein Associate at Citadel Advantage Group
AI will reshape the economy in three major ways — by transforming productivity, labour markets, and the structure of industries — and in each case, the impact will be uneven, multi-speed, and heavily dependent on regulation, trust, and the ability of firms and workers to adapt. This article provides a clear and structured explanation of what is li...
5 hours /ai /predictions Innovation in Financial Services
Breno Oliveira Head of Product at payabl.
The UK is rightly seen as an open banking pioneer, and with the news earlier this year that open banking connections surpassed 15 million in July, the fastest growth to date, the success of adoption is clear - from consumers enjoying greater control of their finances to merchants being able to offer customers faster, lower-cost and more secure pa...
5 hours /payments /regulation
Fergus McKie Marketing at Planixs
In this final instalment of the Europe Goes Real-Time series, we’re diving into how treasurers can level up their innovation by using the latest technology. What can treasurers do to get an accurate and live view of their liquidity, and how do they need to change their mindset for a world of instant payments? Read on to find out. In case you misse...
7 hours /payments /wholesale Treasury Technology
Steve Wilcockson Technical Product Marketing at Quantexa
What makes the Danish TV series Black Swan (not to be confused with Nicholas Nassim Taleb’s influential 2007 book, or the 2010 dark horror starring Natalie Portman) so relevant to our world, when money laundering constantly ruins lives, business and freedom? Currently airing on BBC 4, originally TV 2 Danmark in 2024-25, Black Swan, based on real...
8 hours /regulation /crime Exposing Financial Crime
Ken Wan Senior Solutions Architect at SAS
What is FRAML? FRAML (Fraud and Anti-Money Laundering) is an integrated strategy combining fraud prevention and AML compliance efforts to combat financial crime holistically. It breaks down silos between fraud and AML teams, leveraging shared data, technologies, and processes. To be short, it is a unified approach to bring fraud and AML togeth
23 November 2025
Continuous Linked Settlement (CLS) explained: the payment-vs-payment engine that removed trillion-dollar FX settlement risk, how it works day-to-day, the challenges it still faces (T+1, non-CLS currencies) — and the realistic paths forward as money digitizes. What is CLS — the problem it was created to solve Foreign-exchange transactions are, a...
23 November 2025 /payments /regulation
Erica Andersen Marketing at smartR AI
In a recent LinkedIn poll, the question was simple: "Let's be honest. Why aren't you hiring external AI experts?" The results were telling, and perhaps a little disheartening for those of us in the AI space. While a quarter of respondents admitted they do hire AI experts, the majority offered concerning reasons for their hesitation. Th
23 November 2025 /ai /security Artificial Intelligence and Financial Services
Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.
Please read our Privacy Policy.