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Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The First Line of Defense: Tackling Scams Before Transactions

In my blog "The Missing Link in Fraud Prevention: Real-Time Customer Dialogue" (https://bankloch.blogspot.com/2025/06/the-missing-link-in-fraud-prevention.html) I argued for moving fraud checks earlier in the payment flow. Rather than waiting until a customer has signed and submitted a payment, banks should interact during the initiatio

/retail /crime Exposing Financial Crime

Parminder Saini

Parminder Saini CEO at Triple Minds

How Positive vs Negative Testing Enhances Mobile Banking User Experience

Mobile banking has revolutionized the financial services industry, offering customers 24/7 access to accounts, payments, and investments from their fingertips. With millions relying on mobile apps for sensitive financial transactions, ensuring flawless functionality and top-tier security has become essential. A single bug or unexpected failure can...

/ai Fintech innovation and startups

John Bertrand

John Bertrand MD at Tec 8 Limited

Stablecoins a Bridge: between Traditional and Digitalised Assets

A key aspect in the debate over Stablecoins is the need for good regulations built on a trustworthy Digital Infrastructure required to ensure legitimate behaviour between: Key stakeholders: Commission of a Stablecoin, for example Wyoming and monitor of the ‘Reserve’ Licensed Service Providers (LSP), buyers of the ‘Reserve offsetting fiat currency’ ...

/regulation /crypto Digital Bank Transformation

Chris Brown

Chris Brown CTO at Trusek AND Authentiq8 Me

Beyond Passkeys: Why Financial Services Need a Stronger Path to Passwordless

For years, the financial services industry has wrestled with the weaknesses of traditional authentication. Passwords remain a prime attack vector, while one-time codes (SMS, email, and even TOTPs) continue to frustrate users and drive up fraud and support costs. In response, big tech companies have promoted passkeys as the new passwordless standar...

/security /identity Biometrics

Aron Alexander

Aron Alexander Founder and CEO at Runa

From Bottleneck to Breakthrough: How AI Is Redefining Payouts

Receiving a rebate, reward, or a disbursement should be an exciting moment. So why does it often feel like it was delivered as an afterthought? Too many fintechs still view payouts as necessary, mundane conclusions to a transaction. But AI is redefining these recipient touchpoints. When you zoom in on today’s financial flows (global, on-demand, i...

/ai /payments Fintech

Shanice Octavia

Shanice Octavia Marketing Associate at Fly Fairly

Will Multi-Chain Become the Norm in Travel Checkout?

Crypto payments are no longer a novelty in travel. Stablecoins in particular are being adopted by both travelers and merchants for their speed and low cost. The trend shaping 2025 is not just the rise of stablecoins but the fact that they are now issued on multiple blockchains. That means travel platforms must decide whether to support multi-chain...

/crypto /markets

Breno Oliveira

Breno Oliveira Head of Product at payabl.

Peak season, peak pressure: How to build a checkout experience that withstands Black Friday

People love a bargain. Originating in the US, Black Friday and Cyber Monday have snowballed into a global phenomenon where merchants offer significant discounts on their products to kick off the Christmas shopping season. In 2024, global online sales reached a record-breaking high of $314.9 billion during Cyber Week, up 6% year-on-year. This yea...

/payments Frictionless Payments

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

How AI Expands Its Role in Financial Services Innovation

Artificial intelligence is no longer just a buzzword in financial services—it’s a transformative force shaping everything from customer experience to risk management. As fintechs and banks accelerate their digital journeys, AI’s capabilities are being woven into the fabric of financial ecosystems, opening new opportunities while introducing fresh ...

Sanju Biswas

Sanju Biswas Marketing Head at Abhiloans

How to Register a Private Limited Company Online in India?

Creating a business in India is a critical step for businesses wishing to establish a legally binding entity to operate inside of the country. The Companies Act of 2013 specifies how it is done, which is governed by the Ministry of Corporate Affairs (MCA), clearly stated in the Act, creating a legal foundation for firms to guarantee accountability...

Sharon Tan

Sharon Tan Head of Marketing - APJ at Oracle Financial Services

Trade and Supply Chain Finance Transformed: 5 Key Takeaways

Recently I hosted a roundtable discussion that brought together the leading trade finance and transaction banking practitioners to discuss the most pertinent trade and supply chain finance topics across digitalization, the impact of AI, standards and regulation. What emerged from the conversations was a clear picture of both the challenges and oppo...

/wholesale /predictions Banking Strategy, Digital and Transformation

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