Andrew Abraham Global Managing Director of Data Quality at Experian
The retail sector has continued to adapt in the face of shifting consumer habits, economic uncertainty, and the rapid rise of digital-first shopping. While challenges remain, from inflation to changing expectations around value and experience, retailers have shown remarkable resilience. According to the Office for National Statistics, UK retail s...
54 mins
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
As we all know, fixing the original no-identity-sin of Internet – with verifiable credentials - is the starting point for “everything”. When organisational wallets (branded EUBW) are taken in use issuing and verifying all sorts of credentials (all the way to product passports) can be done without need for technical integration and bilateral contra...
1 hour /ai /identity Transaction Banking
Nikunj Gundaniya Product manager at Digipay.guru
The way customers pay has changed forever since the digitalization of payments. In fact, in 2024 alone, digital wallets accounted for half of global e-commerce transactions, and prepaid cards recorded a 12% growth in usage worldwide. These numbers prove one thing: you can’t ignore either of them. Think about your customers for a moment. Some pre...
3 hours /retail /inclusion
Dr Ritesh Jain Advisor at WorldBank
In the startup world, few things light up headlines faster than a fundraising milestone. “Startup X raises $25 million at a $400 million valuation!” — it’s the modern-day ticker tape parade. But what rarely gets mentioned is the hangover that follows. Valuation, in theory, measures promise. In practice, it often becomes pressure. Somewhere along th...
4 hours /startups Fintech innovation and startups
Parminder Saini CEO at Triple Minds
In the widespread world of business, customer service can often make or break a company’s chance at success. Subsequently, many brand owners aim to enhance the usefulness of their operations with fine-tuned customer relationship management (CRM) services. Although it may seem intimidating on the surface, selecting the best CRM for sales can be a ...
15 hours /startups Fintech innovation and startups
Anush Sachsuvarova Project Manager at Baseella Ltd
The lines between banks and non-banks are blurring faster than ever. Retailers offer payment cards, ride-hailing apps issue microloans, and digital wallets manage millions of accounts without holding a banking license. Behind this transformation lies one of the most significant trends in modern finance – embedded finance, powered by BaaS platforms...
16 hours Fintech
Cliff Bunting Director at PurplePatch Broking Ltd
The full implementation of Basel III in July 2025 is now placing increased pressure on banks’ balance sheets. Capital and liquidity requirements are higher across the board, which means every discretionary cost is under review. And rightly so. While lending portfolios and risk models have been overhauled to meet the new standards, one critical are...
18 hours /regulation /retail Banking
Stanley Epstein Associate at Citadel Advantage Group
Introduction: The New Core of Financial Innovation The global fintech ecosystem has entered a defining phase—one where hype is giving way to tangible transformation. Amid the noise of artificial intelligence, regulatory reform, and payments modernisation, one topic dominates every serious fintech discussion: the rapid rise of stablecoins and token...
18 hours /payments /predictions Innovation in Financial Services
Julija Jevstignejeva Deputy Head of Marketing at Walletto UAB
As the lines between crypto and traditional finance continue to blur, trusted providers are playing a central role in shaping what the future of payments looks like. As Europe cements its status as a global leader in crypto regulation, the conversation is shifting from policy announcements to operational realities. With the EU’s Markets in Crypto-...
19 hours /crypto /markets Cryptocurrency Insights
Viacheslav Kostin CEO at WislaCode Solutions
The wrong technical partner can derail your fintech project before it launches. Here's how to choose one that actually delivers. Precision matters in fintech. So does security. And speed. Miss any of these, and you're looking at delays, blown budgets, or worse - regulatory headaches that could shut you down. I've watched too many fintech founders ...
20 hours /payments /startups Mobile Financial Services (MFS)
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