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David King

David King CTO at Flywire

How quantum computing impacts the future of payments security

At our recent Flywire Fusion event, we held a breakout session on Cybersecurity in Higher Education. The original focus of the session was around how to address cybersecurity threats facing higher ed, including data breaches and the growing phishing attacks on both students and institutions to trick them into changing banking details that could l...

/security /payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

How much will enterprises save when taking EUBWs in use - including also fraud and cyber crime

I was very impressed by the German estimate that large and medium sized enterprises will save 84,7bn€/year - only in master data work - by taking EUBWs in use. https://www.finextra.com/blogposting/27963/in-germany-847-billion-euros-is-a-lot-of-money And this more easily taken in use by using DIIP. https://www.finextra.com/blogposting/29252/diip-h...

/ai /identity Innovation in Financial Services

Mark Whale

Mark Whale Partner at FICO

Who'd want to be a Chief Risk Officer in 2025? The expanding universe of banking risk

CROs are taking on broader roles, covering risks for which it’s extremely rare to have the full breadth of expertise. Mark Whale from global analytics software leader FICO discusses how a host of new risk categories are making the CRO’s role tougher than ever, and spurring the rise of the Super CRO. The role of the Chief Risk Officer at a bank is ...

/security

Andrew Bonsall

Andrew Bonsall COO at AperiData

How open banking data can transform SME lending

Key takeaways UK SME lending has fallen 20% in real terms over the past decade, leaving a £22bn funding gap. Traditional credit data and manual processes keep viable firms locked out of finance. Open Banking gives lenders real-time visibility of SME cashflow and affordability. Consistent, complete and current data supports faster, fairer lendi...

Teo Blidarus

Teo Blidarus CEO and Co-Founder at FintechOS

Banks Can’t Treat Stablecoins and Tokenized Deposits as “Just Another Payment Method”

Stablecoins are moving fast, banks aren’t. As industry, business and consumer understanding deepens, token-based rails are starting to challenge mainstream infrastructure. The pressure to react and integrate is real. Put simply: token-based money moves on new rails built outside the current banking infrastructure. They transfer value quickly and sp...

/payments /retail Innovation in Financial Services

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

Technical Debt and Legacy Systems Are Holding Banks Back

Banks are eager to modernise with AI and other new technologies, but outdated legacy systems and technical debt are holding them back. These issues make operations fragile, increase the risk of errors, and can massively hinder digital transformation efforts. To stay competitive and meet customer expectations, banks need to extract valuable data fro...

/ai

Milko Filipov

Milko Filipov Senior Manager at valantic

The Emergence of Agentic Commerce: How AI Agents Are Transforming E-Commerce

In my previous article, I discussed how the payments ecosystem—characterized by its high volumes, real-time processing, and rich contextual data—is naturally suited for AI. These qualities make it possible to build smarter, faster, and more reliable processes. Building on that foundation, we’re now witnessing a new era in e-commerce, defined by th...

/ai /payments Innovation in Financial Services

Parv Bagga

Parv Bagga Inside Sales Specialist at Legitquest

The Next Frontier in Compliance: How AI Is Transforming Risk Detection

In an era where businesses are expanding faster than regulations can keep up, compliance teams face a constant challenge staying ahead of risk. From complex regulatory frameworks to cross-border transactions and third-party dependencies, identifying potential risks early has become both critical and increasingly difficult. The traditional complianc...

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

The Illusion of Value: Why AI Valuations May Be Detached from Reality

Speculation, sentiment, and the search for intrinsic worth in an AI-driven market. Introduction: The New Gold Rush The surge in artificial intelligence (AI) company valuations has captured the financial world’s imagination. From chipmakers and model developers to data infrastructure startups, the market seems to be rewarding anything branded with “...

/ai /predictions Innovation in Financial Services

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Why the Cheapest Software Estimate Often Costs Fintech Companies the Most

Last quarter, a fintech company approached us to rescue a failing project. They'd hired a vendor to build an expense management platform with payment integrations in two months — an aggressive timeline that should have raised red flags. Ten months later, they had nothing in production, a budget that had tripled, and a vendor relationship that had ...

/payments /retail Banking Strategy, Digital and Transformation

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