Alex Kreger Founder and CEO at UXDA Financial UX Design
Ten years ago, entering any bank branch was like entering a living ecosystem. The air was filled with the sounds of stamping papers, banknote counters, and the noisy rhythm of bank tellers interaction. Lines of people, tellers behind glass, and the smell of printed documents and new unpacked banknotes—it all carried a sense of importance, stabili
5 hours /retail /markets Innovation in Financial Services
Stanley Epstein Associate at Citadel Advantage Group
How cyber, ICT, and fraud threats have become the central focus of operational risk management in European banking Introduction European banks have entered a new era of operational risk exposure — one dominated not by rogue traders or faulty models, but by invisible adversaries in cyberspace. As digitalisation accelerates and financial institutions...
5 hours /crime Operational Risk Management
Vitaliy Abayev Chief Operational Officer at DCM
As the fintech conversation evolves, two narratives are shaping the future of finance: the modernization of financial infrastructure through tokenization — and the rapid rise of artificial intelligence. For now, they are moving in parallel. One is redefining how money moves, the other — how decisions are made. At DCM, we believe the next breakthro...
6 hours /payments /inclusion
Scott Dawson CEO at DECTA
Why aren’t you panicking? The Financial Conduct Authority (FCA) has signalled that it will allow card providers to set the contactless payment limit for their customers. Now, on top of a thousand other existential threats we need to worry about, from ocean acidification to microplastics, we must worry that anyone who finds a lost debit card could ...
9 hours /payments
Dmytro Spilka Director and Founder at Solvid, Coinprompter
The beauty of a self-invested personal pension (SIPP) is that you have significantly more control over how your money is invested than with a traditional workplace pension. But just how much freedom are you afforded when it comes to where and how your investments are distributed? When it comes to using pensions to build a nest egg for your future...
10 hours /markets
Andrew Abraham Global Managing Director of Data Quality at Experian
The retail sector has continued to adapt in the face of shifting consumer habits, economic uncertainty, and the rapid rise of digital-first shopping. While challenges remain, from inflation to changing expectations around value and experience, retailers have shown remarkable resilience. According to the Office for National Statistics, UK retail s...
12 hours
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
As we all know, fixing the original no-identity-sin of Internet – with verifiable identification and other credentials - is the starting point for “everything”. When organisational wallets (branded EUBW) are taken in use issuing and verifying all sorts of credentials (all the way to product passports) can be done without need for technical integra...
12 hours /ai /identity Transaction Banking
Nikunj Gundaniya Product manager at Digipay.guru
The way customers pay has changed forever since the digitalization of payments. In fact, in 2024 alone, digital wallets accounted for half of global e-commerce transactions, and prepaid cards recorded a 12% growth in usage worldwide. These numbers prove one thing: you can’t ignore either of them. Think about your customers for a moment. Some pre...
14 hours /retail /inclusion
Dr Ritesh Jain Advisor at WorldBank
In the startup world, few things light up headlines faster than a fundraising milestone. “Startup X raises $25 million at a $400 million valuation!” — it’s the modern-day ticker tape parade. But what rarely gets mentioned is the hangover that follows. Valuation, in theory, measures promise. In practice, it often becomes pressure. Somewhere along th...
15 hours /startups Fintech innovation and startups
Anush Sachsuvarova Project Manager at Baseella Ltd
The lines between banks and non-banks are blurring faster than ever. Retailers offer payment cards, ride-hailing apps issue microloans, and digital wallets manage millions of accounts without holding a banking license. Behind this transformation lies one of the most significant trends in modern finance – embedded finance, powered by BaaS platforms...
30 October 2025 Fintech
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