30 July 2014

Finance 2.0

A community for discussing the application of Web 2.0 technologies to financial services.
Mukesh GuptaSAP India Pvt ltd - Bangalore

Is Banking now a Commodity Service?

27 May 2014  |  1069 views  |  2  |  Recommends 0

If you happen to notice of late, all banks now have been relegated to a commodity status. It doesn't matter which bank you want to do business with, you will find that all of these banks offer very similar services, with very similar fees. We can use our ATM cards on the ATM machines of any bank. All banks offer internet banking, some easier t...

TagsRetail bankingInnovation
Brett KingMoven - New York

Why Square Wallet failed, and why Coin card is next...

13 May 2014  |  13984 views  |  7  |  Recommends 0

Square's recent troubles are not exactly a secret. Wall Street Journal published a detailed analysis on the 21st of April this year, detailing Square's financial troubles and their rapidly shrinking cash position. Square took on a $100m debt financing option earlier this year, but even with that option, WSJ and The Verge reported that they only...

TagsCardsPayments
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Aden DaviesHSBC - Sheffield

Six little fields; Why not set them free?

19 July 2013  |  4284 views  |  1  |  Recommends 1

I wonder what would happen if every financial service organisation in the world was required to make just six little fields of data available to customers in an automated and open standard automated f...

TagsMobile & onlineInnovation
Michael NuciforoKeatan - London

Self-Service to Selfless Service

16 May 2013  |  3443 views  |  1  |  Recommends 1

This is a very difficult for me to say… …we have had a really good run together…but it’s time… …it’s time we moved on…I need a break… …it’s not you, it’s me... …I have new needs… …I am no longe...

TagsMobile & onlineInnovation
James Richards80-30 - London

Innovate or die?!

26 April 2013  |  3326 views  |  0  |  Recommends 0

“Innovate or die” is a business slogan which has been around since the mid-1990’s and was often used by the Microsoft founder Bill Gates. It struck me this week that considering this train of thinkin...

TagsMobile & onlineInnovation
James Richards80-30 - London

Customer centric - that's hande!

05 April 2013  |  3093 views  |  0  |  Recommends 0

Many businesses today are struggling with retaining and growing an ever-fickle customer base and arguably one of the most affected sectors at the moment is that of retail banking. With customer confi...

TagsMobile & onlineInnovation
James Richards80-30 - London

Is BlackBerry becoming a sweeter pill to swallow?

21 March 2013  |  3305 views  |  1  |  Recommends 0

There are some early signals that the former smartphone leader may be staging a comeback as BlackBerry announced last week that sales of its flagship Z10 have exceeded expectations and that they have ...

TagsMobile & online
Andres Fontaofinnovista - Madrid

My take on MWC2013

28 February 2013  |  3543 views  |  3  |  Recommends 1

Hoping to unwind on the AVE back to Madrid after a frenetic 2 days at Mobile World Congress, I can't help but ponder my insights and learnings as we cut across the Spanish countryside at 300 KM/H. It'...

TagsMobile & onlineInnovation
Elizabeth LumleyFinextra - London

Disruption Rocks! There are loads of jobs in ... Warrington

15 January 2013  |  5540 views  |  2  |  Recommends 0

So, the UK has woken up to, yet another, casualty on its high street. While the US is still sobbing into their glucose monitors at the loss of Twinkies, the UK is waving goodbye to suburban town centr...

TagsMobile & onlineRetail banking
Elizabeth LumleyFinextra - London

Adventures in cash...less?

04 December 2012  |  4898 views  |  2  |  Recommends 0

In New York, in the early 1990s, there was a spate of serial robberies where muggers specifically targeted young Puerto Rican bus boys walking home late at night (or early morning) after a shift at a ...

TagsCardsPayments
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