Anush Sachsuvarova Project Manager at Baseella Ltd
The lines between banks and non-banks are blurring faster than ever. Retailers offer payment cards, ride-hailing apps issue microloans, and digital wallets manage millions of accounts without holding a banking license. Behind this transformation lies one of the most significant trends in modern finance – embedded finance, powered by BaaS platforms...
16 mins Fintech
Cliff Bunting Director at PurplePatch Broking Ltd
The full implementation of Basel III in July 2025 is now placing increased pressure on banks’ balance sheets. Capital and liquidity requirements are higher across the board, which means every discretionary cost is under review. And rightly so. While lending portfolios and risk models have been overhauled to meet the new standards, one critical are...
1 hour /regulation /retail Banking
Stanley Epstein Associate at Citadel Advantage Group
Introduction: The New Core of Financial Innovation The global fintech ecosystem has entered a defining phase—one where hype is giving way to tangible transformation. Amid the noise of artificial intelligence, regulatory reform, and payments modernisation, one topic dominates every serious fintech discussion: the rapid rise of stablecoins and token...
1 hour /payments /predictions Innovation in Financial Services
Julija Jevstignejeva Deputy Head of Marketing at Walletto UAB
As the lines between crypto and traditional finance continue to blur, trusted providers are playing a central role in shaping what the future of payments looks like. As Europe cements its status as a global leader in crypto regulation, the conversation is shifting from policy announcements to operational realities. With the EU’s Markets in Crypto-...
2 hours /crypto /markets Cryptocurrency Insights
Viacheslav Kostin CEO at WislaCode Solutions
The wrong technical partner can derail your fintech project before it launches. Here's how to choose one that actually delivers. Precision matters in fintech. So does security. And speed. Miss any of these, and you're looking at delays, blown budgets, or worse - regulatory headaches that could shut you down. I've watched too many fintech founders ...
3 hours /payments /startups Mobile Financial Services (MFS)
Sara Costantini Regional Director for the UK and Ireland at CRIF
Artificial intelligence (AI) is rapidly transforming all aspects of our lives. Across industries, businesses are increasingly adopting AI technology to enhance their services, from streamlining internal processes to improving customer-facing services, and the banking and financial services sector is no exception. While a lot of what customers see ...
7 hours /ai /retail
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
I had to ask Drummond Reed if ChatGPT got this right. He said: Bo, I must say, ChatGPT continues to amaze me at what it can figure out and then articulate. Yes, I believe everything it says is quite accurate. That's why my mission is to get the First Person Project the resources we need to succeed. Stay tuned! Best, =Drummond ChatGPT
11 hours /ai /identity Innovation in Financial Services
Dr Ritesh Jain Advisor at WorldBank
Quick reference — short forms you’ll see in this note: RBI = Reserve Bank of India TRAI = Telecom Regulatory Authority of India BRDCMS = Business Requirements & Design for Consent Management Systems (under India’s data governance workstreams) DPDP = Digital Personal Data Protection (law/framework) DPI = Digital Public Infrastructure UPI ...
13 hours /security /regulation Data sharing
Robert Siciliano Security Analyst at Safr.me
What is a Deepfake The term "deepfake" is a blend of "deep learning" a form of Artificial Intelligence and "fake." A deepfake is synthetic media (video, image, or audio) that has been digitally manipulated or entirely generated using sophisticated AI technology to convincingly show a person appearing to say or do somet...
22 hours
Introduction: Competing Architectures in the New Payments Order The global payments industry stands at a decisive inflection point. For decades, the driving vision was clear — to build an interconnected world of seamless, borderless money movement. That vision is now being redefined. The pursuit of universal interoperability and efficiency has col...
29 October 2025 /payments Innovation in Financial Services
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