Christoffer Hernæs Chief Technology Officer at Stø
Account-to-account (A2A) payments powered by instant payment infrastructures and open banking APIs are set to gain strength globally. As these systems rise, many are asking: what becomes of traditional card schemes if/when A2A becomes the default method of digital payment? Card schemes hinge on global network reach, consumer protections, and inter...
16 October 2025 /payments Payments strategies 2015-2020-2030
Naina Rajgopalan Content Head at Freo
The financial technology world keeps changing fast in 2025, pushed by artificial intelligence, blockchain ideas, and changing customer hopes. As digital banking use speeds up worldwide, business decision makers in the finance industry actively look for reliable technology partners able to deliver cutting-edge solutions that mix new ideas with rule...
16 October 2025 /inclusion /markets
Deepak Gusain COO at Cartex
Today, nearly every trade transaction in the world is facilitated by global payments, with J.P. Morgan estimating that around $200 trillion in payment flows occurred last year. Yet despite the scale and digitalization of finance, the core infrastructure still works on slow and fragmented rails. As a result, for many firms, especially in emerging m...
15 October 2025 /payments /inclusion
Daniel Ruhman Founder & CEO at Cumbuca
Visa and Mastercard are applying for payment licences in Brazil. Read that again. These are the two companies that spent decades building their business on partnerships—relying on issuing banks to do the operational work whilst they collected interchange fees. Now they are going direct. They are competing with the very institutions that made them ...
15 October 2025 /payments
John Bertrand MD at Tec 8 Limited
Tokenisation is transforming how financial systems handle value, ownership, and trust. As legal and technological frameworks mature, it will underpin the next generation of digital finance — connecting traditional banking with Distributed Ledger Technology innovation. In the last months Digital UK Gilts used to stabilise FX trading between major ...
15 October 2025 /regulation /wealth Tokenomics
Stanley Epstein Associate at Citadel Advantage Group
A Strategic Risk Management Framework for Sustaining Trust, Continuity, and Competitive Advantage Introduction: Cyber Risk as the New Business Continuity Challenge In an era where business operations, customer interactions, and supply chains are inseparably tied to digital infrastructure, the boundaries between technology risk and business risk h...
15 October 2025 /ai /regulation Operational Risk Management
Galong Yao CGO at Bamboodt
I’m often asked a simple question with complex implications: what qualifies an app as a “SuperApp”? It’s easy to get lost in architecture, features, and ecosystems. My view is straightforward: a SuperApp is primarily a business concept, not a technical pattern. Think of it as a title earned through consistent market performance—when an app delive
15 October 2025 /payments /markets
Mete Feridun Chair at EMU Centre for Financial Regulation and Risk
On the night of October 10–11, right after traditional markets had closed, U.S. President Trump’s comments threatening a sharp increase in tariffs on China triggered an immediate “risk-off” move across global markets. The timing was crucial: the remarks came within minutes of market close, when liquidity was already thin, and they explicitly refer...
15 October 2025 /regulation /crypto Cryptocurrency Insights
Eyad Almaaitah VP - Global Product Management at Compass Plus Technologies
Fraudsters don’t stand still. New schemes emerge daily, exploiting vulnerabilities faster than traditional fraud systems can adapt. For financial institutions, the challenge isn’t just spotting fraud in real time - it’s staying one step ahead of it. That’s where technology architecture becomes just as important as detection logic. One of the mos...
15 October 2025 /security /payments
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
1. The Core – You-controlled data This is the data you receive into your wallet - making the MyData make-it-happen mission real: official credentials (ID, diploma, driver’s licence, tax number, company roles, etc.), verifiable credentials from other issuers you decide to trust (skills, power of attorneys, e-receipts, IBAN-credentials etc..) cred...
15 October 2025 /security /identity Innovation in Financial Services
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