Dr Ritesh Jain Advisor at WorldBank
When a global payments network with decades of legacy and scale declares that payouts can arrive in minutes rather than days, it’s not fluff — it’s a signal of systemic change. Visa’s new pilot allowing businesses to fund payouts in fiat while recipients receive USDC-backed stablecoins marks a pivotal moment in the evolution of cross-border payment...
2 hours /payments /regulation Fintech
James Gozney CEO at Aslan
Before 1960, the overwhelming majority of the UK was paid weekly, in cash. Since 1960, the digitisation of pay and an increasingly complex tax system has meant that the cost of running payroll has ballooned for companies. So today, three-quarters of us are paid once a month. But in a 21st-century world of instant banking, digital wallets and on-de...
8 hours /people /inclusion
Anton Tekhtelev Head of Product and Business Development at Fintech Expert
I’ve worked in several fintech companies. Many of my friends and acquaintances work in fintech. I’ve also talked at length with people who hire — or used to hire — others in fintech. And one thing stands out: toxic work culture is too often normalised in fintech. It is treated as inseparable from rapid growth. Some heads and C-level folks are even ...
8 hours /people /sustainable
Stanley Epstein Associate at Citadel Advantage Group
Once the backbone of global payments, the humble cheque is now a relic of a bygone era—kept alive only in niche markets and legacy systems as digital transactions reshape the financial world. The Enduring Symbol of an Era When I began my banking career almost 60 years ago, the payments world was simple. A transaction could be settled in cash, by w...
8 hours /payments
Nikunj Gundaniya Product manager at Digipay.guru
Your customers today expect digital payments to be instant, secure, and effortless. According to Statista, the global digital wallet payments market is projected to exceed $14.8 trillion by 2027. This growth reflects how fast wallets are evolving to meet user demands. When users experience instant P2P transfers, QR payments, or rewards in one wall...
11 hours /payments /inclusion
Ravi Satyanarayana Partner - Payments & Fintech Innovation at TCS
Abstract: Banks should adopt a co-existence strategy between their traditional payments rails and emerging programmable DLT-native rails. The future of payments will not be a replacement scenario but a convergent one, all unified by the orchestration layer since each rail has its own strengths and merits that serve different customer segments, reg...
16 hours
Steven Hatton Co-founder, Director at Authentiq8 Me
From phishing to credential stuffing, the evidence is clear: password‑based security simply cannot keep pace with the threats businesses face. At the same time, customers demand login journeys that are instant and frictionless. The convergence of these two forces is leading to a global pivot: the rise of passwordless digital identity. By replacing ...
11 November 2025 /identity /predictions
Alex Kreger Founder and CEO at UXDA Financial UX Design
There’s a quiet crisis in digital banking. Not security. Not compliance. Not AI. Emotion. Most banking brands still behave like clerks with calculators—useful, correct, and forgettable. Meanwhile, your customers spend hours inside digital brands experiences that feel curated, sensual, and alive: editorial storefronts, gallery-like feeds, cinematic...
11 November 2025 /retail /identity Innovation in Financial Services
How next-generation AI will separate the precision-driven winners from the complacent giants of global banking. Executive Summary: Global banking has entered a historic paradox. Despite record-breaking profits in 2024, the industry’s market valuation remains stubbornly low — signalling deep investor scepticism about the sustainability of traditiona...
11 November 2025 /ai Futuristic Banking
John Bertrand MD at Tec 8 Limited
Rt Hon Lord David Hanson's Special Address on the new government's approach to tackling fraud at Financial 360 was breath of fresh air. Ably supported by Andrei Skorogatov, Home Office, in the prior session of Global Practices covering payment fraud. The goal to revitalise the attack on fraudsters using coordinated and incentivised parties, includ...
11 November 2025 /regulation /crime Banking Strategy, Digital and Transformation
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