Neeraj Aggarwal Senior Project Manager at Infosys Limited
For the last decade, the banking industry has been engaged in a frantic race of "digital transformation." We have built slick mobile apps, intuitive neobank interfaces, and 24/7 chatbots. But for many financial institutions, this transformation is only skin deep. Peel back the layers of a modern-looking banking app, and you will often fi...
28 mins /ai /retail Artificial Intelligence and Financial Services
Stanley Epstein Associate at Citadel Advantage Group
The BCI Horizon Scan Report 2025 reveals a persistent contradiction: the most damaging disruptions organisations face relate to human well-being, capacity, and safety — yet leaders continue to prioritise future risks that are digital or external. This “People Paradox” creates a structural blind spot in resilience planning. True organisational resi...
8 hours /regulation /people Operational Risk Management
Steve Wilcockson Technical Product Marketing at Quantexa
Context is a familiar word to philosophers and techies, but the context behind the distinct context can be well, contextual. For philosophers, context is the framework of assumptions, background knowledge, and conditions that shape truth, meaning, and interpretation. For epistemologists, context influences what counts as “knowledge” or “justifica...
8 hours /ai /regulation Artificial Intelligence and Financial Services
Roman Korotchin Co-founder at Origami Tech
Global trading infrastructure is undergoing a structural transformation. Liquidity now flows across centralized and decentralized exchanges, while execution technology is moving from isolated systems toward unified, transparent, non-custodial environments where automation and control work together. Institutional Adoption and Market Shift By the en...
11 hours /crypto Cryptocurrency Insights
Jacob Bennett Co-Founder at Crux Analytics
Since 2010, Small Business Saturday has generated $184B in spending. That's real money driving real revenue. Yet over that same period, small businesses haven't gained an inch of ground in the American economy. Their 43.5% share of GDP hasn't budged since 2014, whilst large corporations have quietly pulled ahead, growing at nearly double the rate...
11 hours Banking
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
I used to be in charge of ao payments, e-banking, e-business and trade finance at Nordea Bank and its predessors. There I tried to demonstrate e-innovation impact with a self-made 1-4 points table. Now when general-purpose EBWs will be mandatory not only for banks – but also for public sector units the ice-hockey stick phenomena is coming nearer. S...
13 hours /ai /identity Innovation in Financial Services
Steve Morgan Banking Industry Market Lead at Pegasystems
The banking sector is undergoing a digital revolution, with the Bank of England recently stating that 55% of AI use cases in the industry have some degree of automated decision‑making within them. From fintech startups to legacy institutions, banks are under pressure to deliver faster, more personalised services while managing operational costs. W...
14 hours /ai /regulation
Erica Andersen Marketing at smartR AI
The relentless march of artificial intelligence (AI) is reshaping the financial technology (FinTech) landscape, promising to revolutionize everything from fraud detection and risk management to personalized customer experiences and algorithmic trading. However, the path to AI integration is not paved with gold; it's a complex terrain riddled with...
15 hours /ai Fintech
Henrique Prado Product Manager at LoanTube
Much of the discussion around artificial intelligence in fintech still centres on front-of-house polish: smarter search, interactive help pages and basic chat functions. These are easy wins - visible to customers, simple to deploy and useful for marketing campaigns - but they only skim the surface of what AI can do. Too often, fintechs stop there,...
15 hours /ai /startups Fintech
Why industry leaders must look past the hype to the hard realities. Artificial intelligence is transforming banking at unprecedented speed — powering fraud detection, compliance automation, credit decisions, trading optimisation, and customer engagement. At the same time, cyber threats are escalating in scale and sophistication, driven by AI-enab...
30 November 2025 /ai /regulation Operational Risk Management
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