Kuldeep Shrimali Consulting Partner at Tata Consultancy Services
Abstract It is a common misconception to assess the cryptocurrency sector solely by its price movements and fixed supply features. While media coverage tends to fixate on market prices, the most noteworthy progress in the crypto space today centres around the use of blockchains and smart contracts for payments and financial services. In this conte...
1 hour /wealth /crypto Banking Strategy, Digital and Transformation
Jeremy Takle Founder and CEO at Pennyworth
Banks have spent decades digitising their services, but the next revolution isn’t about convenience or access, it’s about intelligence. AI-native finance is reshaping the very architecture of banking, forcing institutions to rethink how they use data, how they deliver value, and how they engage customers. The next winners won’t just adopt AI. They...
1 hour /ai /retail Artificial Intelligence and Financial Services
Anton Roe CEO at MHR
The modern finance function is under intense pressure as costs are on the rise and anxieties about sustaining performance and productivity loom large. The need for agility across a company can often come into conflict with the financial need for stability. This is especially given finance professionals value certainty more than anything else, ratin...
4 hours /ai /people High performing teams
Naina Rajgopalan Content Head at Freo
Financial institutions have the responsibility to keep their customers’ money and private data secure at all times. Regulations get stricter. Threats grow sharper. Maintaining a rock-solid defense in-house stacks up heavy on costs, staff, and constant upgrades. Turning to a managed security service provider makes sense for many financial organisati...
6 hours /inclusion
Muhammad Qasim Senior Software Developer at PSPC
Fintech is entering a new structural era. The old era was built on channel arbitrage, low CPMs, and abundant user attention. Growth teams could drive results by simply spending money more efficiently than competitors. But now, paid acquisition returns are flattening, privacy restrictions are expanding, platforms are more unpredictable, and custome...
16 hours
John Griffin Founder at m3ter
You have just launched a groundbreaking AI feature. It is sticky, powerful, and customers love it. But then comes the real challenge: pricing. Unlike traditional SaaS, AI products have real, variable costs. Every token, every API call, every inference adds up. One high-usage customer can quietly destroy your unit economics. In other words, you migh...
18 hours
Shikko Nijland CEO at INNOPAY Oliver Wyman
AI agents are starting to transact on behalf of humans. Whether mainstream adoption arrives in three or five years is secondary. What matters is readiness—defining digital mandates, verifying agent identity, and allocating liability before scale arrives. Europe can lead if it builds a trusted framework for agent-initiated payments now. From human...
20 hours /ai /payments Payments strategies 2015-2020-2030
Fergus McKie Marketing at Planixs
The Single Euro Payments Area (SEPA) has been enhanced to enable instant payments across Europe: 24 hours a day, every day. Jointly led by the European Payments Council (EPC), the European Central Bank (ECB), and the European Union (EU), this mandate is writing a significant chapter in banking history by opening instant payments up across all coun...
21 hours /payments /wholesale Treasury Management
Laurent Descout CEO at NEO Capital Markets
Payments have become the backbone of fintech. Once considered an unglamorous back-office function, they are now at the forefront of innovation and the breakout leader of the fintech sector. In 2022, PayTechs were estimated to make up 25% of fintechs. Fast forward to 2024, and payments equate to 55%, or $126 billion, of the $378 billion in global f...
22 hours /payments
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
How will the trust layer work in practise? Feel free to improve ChatGPT's take: When credentials are not anchored in law, the missing legal authority must be compensated with community-governed trust frameworks — aka rulebooks. These rulebooks make the credentials verifiable and usable even without legal mandate. Here’s what’s typically need...
02 November 2025 /ai /identity Innovation in Financial Services
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