Shikko Nijland CEO at INNOPAY Oliver Wyman
AI agents are starting to transact on behalf of humans. Whether mainstream adoption arrives in three or five years is secondary. What matters is readiness—defining digital mandates, verifying agent identity, and allocating liability before scale arrives. Europe can lead if it builds a trusted framework for agent-initiated payments now. From human...
25 mins /ai /payments Payments strategies 2015-2020-2030
Fergus McKie Marketing at Planixs
The Single Euro Payments Area (SEPA) has been enhanced to enable instant payments across Europe: 24 hours a day, every day. Jointly led by the European Payments Council (EPC), the European Central Bank (ECB), and the European Union (EU), this mandate is writing a significant chapter in banking history by opening instant payments up across all coun...
1 hour /payments /wholesale Treasury Management
Laurent Descout CEO at NEO Capital Markets
Payments have become the backbone of fintech. Once considered an unglamorous back-office function, they are now at the forefront of innovation and the breakout leader of the fintech sector. In 2022, PayTechs were estimated to make up 25% of fintechs. Fast forward to 2024, and payments equate to 55%, or $126 billion, of the $378 billion in global f...
2 hours /payments
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
How will the trust layer work in practise? Feel free to improve ChatGPT's take: When credentials are not anchored in law, the missing legal authority must be compensated with community-governed trust frameworks — aka rulebooks. These rulebooks make the credentials verifiable and usable even without legal mandate. Here’s what’s typically need...
23 hours /ai /identity Innovation in Financial Services
The now very strong focus on organisation wallet deployment is motivated by getting the right to promise citizens - at home and at work - that life will become big time easier and more secure. This happens when states, municipalities and enterprises can send and receive all sorts of verifiable credentials to - and receive from - interoperable wall...
02 November 2025 /ai /identity Innovation in Financial Services
Prasoon Mukherjee Director | Head of Securities Services | GSC-India at Societe Generale Bank
A few weeks ago, I found myself in conversation with a former colleague, an engineer of rare brilliance, once a standout performer at a premier financial institution. Though he had since charted a new course professionally, he remained tethered to the ethos of the place that had shaped his formative years, drawn by a quiet reverence for the organi...
02 November 2025 /people /identity High performing teams
Sam Boboev Founder at Fintech Wrap Up
Crypto in 2025 is looking less like a rebellious teenager and more like a young adult at the big kids’ table (albeit one still wearing a hoodie). Andreessen Horowitz’s “State of Crypto 2025” report dubs this “the year crypto went mainstream,” and for good reason. From stablecoins suddenly acting as the fastest money on the internet to AI and cryp...
02 November 2025 /ai /crypto
Dr Ritesh Jain Advisor at WorldBank
1. A Decade in the Making Over a decade ago, I had the privilege of leading Apple Pay’s launch for Apple and Visa in the UK, building the early foundations of tokenisation and biometric authentication that would go on to redefine how the world transacts. Back then, the notion of paying with a fingerprint on a phone felt like science fiction — the ...
02 November 2025 /payments /regulation Fintech
Interesting interaction with ChatGPT: Excellent synthesis — and your +++annotations+++ nail the real next frontier. Let’s tighten it into a sharper conceptual narrative fit for WeBuild 🧭 ID-Wallets as Control Panels for AI-Agents and Robots The EUDI- and EUBW-wallets were never meant to be mere credential lockers. They ar...
01 November 2025 /ai /identity Innovation in Financial Services
Alex Kreger Founder and CEO at UXDA Financial UX Design
Ten years ago, entering any bank branch was like entering a living ecosystem. The air was filled with the sounds of stamping papers, banknote counters, and the noisy rhythm of bank tellers interaction. Lines of people, tellers behind glass, and the smell of printed documents and new unpacked banknotes—it all carried a sense of importance, stabili
31 October 2025 /retail /markets Innovation in Financial Services
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