Dr Ritesh Jain Advisor at WorldBank
For decades, the plumbing of global finance has relied on a patchwork of protocols, proprietary formats, and manual reconciliation. Each payment, no matter how digital it appeared, was in fact a chain of messages stitched together across time zones and intermediaries. Today, that world stands at a threshold. A new data standard—ISO 20022—is becomi...
1 hour /payments /predictions Payments strategies 2015-2020-2030
Carlos Kazuo Missao Global Head of Innovation Solutions at GFT
When the GENIUS Act passed in the U.S. earlier this year, financial institutions for the first time had an actual framework – aligned with global standards like Europe’s MiCA – for stablecoin usage across the country. With the floodgates now open for stablecoin adoption, the industry went down a rabbit hole, discussing the benefits and drawbacks o...
8 hours /payments
Kuldeep Shrimali Consulting Partner at Tata Consultancy Services
Abstract It is a common misconception to assess the cryptocurrency sector solely by its price movements and fixed supply features. While media coverage tends to fixate on market prices, the most noteworthy progress in the crypto space today centres around the use of blockchains and smart contracts for payments and financial services. In this conte...
11 hours /wealth /crypto Banking Strategy, Digital and Transformation
Jeremy Takle Founder and CEO at Pennyworth
Banks have spent decades digitising their services, but the next revolution isn’t about convenience or access, it’s about intelligence. AI-native finance is reshaping the very architecture of banking, forcing institutions to rethink how they use data, how they deliver value, and how they engage customers. The next winners won’t just adopt AI. They...
11 hours /ai /retail Artificial Intelligence and Financial Services
Anton Roe CEO at MHR
The modern finance function is under intense pressure as costs are on the rise and anxieties about sustaining performance and productivity loom large. The need for agility across a company can often come into conflict with the financial need for stability. This is especially given finance professionals value certainty more than anything else, ratin...
15 hours /ai /people High performing teams
Naina Rajgopalan Content Head at Freo
Financial institutions have the responsibility to keep their customers’ money and private data secure at all times. Regulations get stricter. Threats grow sharper. Maintaining a rock-solid defense in-house stacks up heavy on costs, staff, and constant upgrades. Turning to a managed security service provider makes sense for many financial organisati...
16 hours /inclusion
Muhammad Qasim Senior Software Developer at PSPC
Fintech is entering a new structural era. The old era was built on channel arbitrage, low CPMs, and abundant user attention. Growth teams could drive results by simply spending money more efficiently than competitors. But now, paid acquisition returns are flattening, privacy restrictions are expanding, platforms are more unpredictable, and custome...
03 November 2025
John Griffin Founder at m3ter
You have just launched a groundbreaking AI feature. It is sticky, powerful, and customers love it. But then comes the real challenge: pricing. Unlike traditional SaaS, AI products have real, variable costs. Every token, every API call, every inference adds up. One high-usage customer can quietly destroy your unit economics. In other words, you migh...
Shikko Nijland CEO at INNOPAY Oliver Wyman
AI agents are starting to transact on behalf of humans. Whether mainstream adoption arrives in three or five years is secondary. What matters is readiness—defining digital mandates, verifying agent identity, and allocating liability before scale arrives. Europe can lead if it builds a trusted framework for agent-initiated payments now. From human...
03 November 2025 /ai /payments Payments strategies 2015-2020-2030
Fergus McKie Marketing at Planixs
The Single Euro Payments Area (SEPA) has been enhanced to enable instant payments across Europe: 24 hours a day, every day. Jointly led by the European Payments Council (EPC), the European Central Bank (ECB), and the European Union (EU), this mandate is writing a significant chapter in banking history by opening instant payments up across all coun...
03 November 2025 /payments /wholesale Treasury Management
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