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Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The real first Step to the Trust Infrastructure

Interesting discussion with LLMs today. Sometimes they tend to dramatise - so I have edited. Floor 0 — Internet (the swamp) Everyone starts here. Today’s economy is built on: passwords phishing unverifiable emails unverifiable phone calls unverifiable organisations It’s the fraud floor. Especially painful for elderly customers in banks, telecoms ...

/ai /identity Innovation in Financial Services

Alexey Plekhanov

Alexey Plekhanov Advisor to fintechs

Are vertical fintech models the next step beyond generalist lending?

These days it’s pretty hard to find a fintech niche that hasn’t already been chewed through and fought over by a dozen well-funded players. Most mature segments now end up looking roughly the same: A couple of legacy giants who’ve accumulated so much capital, brand, and operational fat over the decades and even centuries that they somehow keep r...

/startups

Shushant Sudarshan

Shushant Sudarshan Executive at Appinventiv

Best Software Development Companies in Chicago (2026 Guide)

Choosing the right software development partner is one of the most critical decisions for any organization undergoing digital transformation. As businesses accelerate their adoption of web, mobile, and cloud-first solutions, Chicago has rapidly become a top-tier tech destination in the U.S. Known for its blend of enterprise-ready engineering, inno...

Sam Boboev

Sam Boboev Founder at Fintech Wrap Up

Deep Dive: The Agentic AI Era in Banking

I’ll be blunt: who isn’t a little weary of the AI hype in banking? I watched Backbase's Engage 2025 event in London to gain insights into AI's role in the banking sector and what Backbase is developing. During the keynote address, CEO Jouk Pleiter asked the audience, "Who's a little bit tired of all the AI hype?" Numerous hands were rai...

/ai /retail

Ram Ghadiyaram

Ram Ghadiyaram Researcher at IEEE

The Transformative Power of AI in Modern Banking: From Invisible Guardian to Strategic Partner

Why banks that treat AI as a core capability .. not just a tool to will dominate the next decade ? Artificial Intelligence is no longer a futuristic promise in banking. It is the silent engine driving the entire industry. From real-time fraud prevention to personalised financial advice, AI operates 24/7, making banking faster, safer and more intu...

/ai /regulation Artificial Intelligence and Financial Services

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

AI Should Advise - Humans Should Decide

Why keeping people in the loop is the only way to get the benefits of AI without losing our responsibility, rights, and humanity. 1. The core principle: why advice, not authority? AI systems excel at ingesting huge data, detecting non-obvious patterns, simulating scenarios, and producing consistent outputs at scale. That makes them superb advisers:...

/ai

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

How AI Will Reshape Banking Risk Management

Why AI is becoming the defining force in risk governance, credit allocation, compliance, cyber defence, and strategic resilience — and what banks must do to capture its benefits while controlling its dangers. Introduction Artificial intelligence will reshape the banking sector more profoundly than any technology since the internet. For risk manage...

/ai /regulation

Prasoon Mukherjee

Prasoon Mukherjee Director | Head of Securities Services | GSC-India at Societe Generale Bank

The Ground and the North Star - How Lives are Built

We often like to imagine careers as clean, parallel rails, stretching straight into a far, certain horizon. But anyone who has spent enough years navigating corporate hallways, knows that this just a comforting myth. Careers do not glide along pre-laid tracks. They rise on foundations we build, and they move in the direction our inner compass choo...

/people /inclusion High performing teams

Muhammad Qasim

Muhammad Qasim Senior Software Developer at PSPC

Bridging the Gap between Fiat and Crypto: Why Web3 Cross-Border Payments Need Web2 Thinking

Major financial institutions are beginning to integrate blockchain into real-world payment systems. Visa recently expanded its use of digital currencies for cross-border settlements, supporting faster transfers using public blockchain networks. JPMorgan is already moving more than $2 billion in daily value through its internal blockchain platform,...

/inclusion /crypto

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Managing AI Risk and Rewards in Fintech

As fintechs race to deploy AI for personalization, credit decisions, fraud detection, and automation, success hinges on embedding robust governance, privacy safeguards, and explainability into the product lifecycle — not after the fact. 1. Why AI is both an opportunity and a liability for fintechs AI is now central to many fintech value proposition...

/ai /regulation Fintech

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